For the year 2025, the USDA loan cap in Springfield, situated in the county of Windsor, VT, is established at $336,500. Meanwhile, the limit for FHA on a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to evaluate the prime USDA versus FHA rates available today. It also aids in identifying the income, credit, reserves, and documents necessary to qualify. Our sophisticated mortgage calculators enable detailed side-by-side comparisons of USDA, FHA, Conforming, and VA loan options, assisting your decision-making on the program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to facilitate access to the most favorable USDA or FHA loan quickly and efficiently, minimizing hassle. Choose from three starting points that connect you to matching lenders and USDA loan offerings.
The USDA home loan, guaranteed by the Department of Agriculture, is also known as the USDA rural development loan or mortgage, available only in rural areas. Differing from FHA loans that necessitate a 3.5% minimum down payment, the USDA loan completely eliminates any down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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