USDA Vs. FHA your options comparison in Springfield, Windsor County, VT
For the year 2025, the USDA loan cap in Springfield, situated in the county of Windsor, VT, is established at $336,500. Meanwhile, the limit for FHA on a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to evaluate the prime USDA versus FHA rates available today. It also aids in identifying the income, credit, reserves, and documents necessary to qualify. Our sophisticated mortgage calculators enable detailed side-by-side comparisons of USDA, FHA, Conforming, and VA loan options, assisting your decision-making on the program in most tailored to your financial scenario.
2025 Loan Limits and Down Payment Requirements in Springfield, Windsor County, VT
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Option Highlights for USDA and FHA Loans in Springfield, VT
Lendersa® aims to facilitate access to the most favorable USDA or FHA loan quickly and efficiently, minimizing hassle. Choose from three starting points that connect you to matching lenders and USDA loan offerings.
The USDA home loan, guaranteed by the Department of Agriculture, is also known as the USDA rural development loan or mortgage, available only in rural areas. Differing from FHA loans that necessitate a 3.5% minimum down payment, the USDA loan completely eliminates any down payment requirement.
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