USDA Loan Vs. FHA loan pro & con for Middlebury, Addison County, VT

In 2025, USDA loan limit in Middlebury, county of Addison, VT is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Middlebury, VT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Vermont?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(877) 302-1836 1542 miles Lender's profile and map Reviews Spirit of Texas Bank 1836 Spirit of Texas Way, Conroe, TX, 77301 We offer a full array of loan, deposit and on-line banking products at competitive rates to compliment your entire commercial and/or consumer banking needs. Please contact the banking center nearest you to see the true meaning of what "Community Banking and Service" should be. Our expectation is to make a difference.
(936) 395-2141 1543 miles Lender's profile and map Reviews First State Bank of Bedias 22201 Hwy 90N, Bedias, TX, 77831 First State Bank of Bedias is an independent community bank serving Grimes County, Texas and surrounding counties. First State Bank of Bedias proudly celebrated 110 years of continuous operation during 2017 and remains one of the few locally owned and managed financial institutions in the area.
(281) 362-9500 1543 miles Lender's profile and map Reviews Commonwealth Mortgage Corp. 11133 Interstate 45 S, Suite 310A, Conroe, TX, 77302 The Commonwealth Mortgage Corp Team is your premiere mortgage team located in several locations in Houston, Texas and the surrounding areas. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Texas area.
(936) 447-3440 1543 miles Lender's profile and map Reviews MORTGAGE SOLUTIONS, LP 11133 Interstate 45 S, Suite 310, Conroe, TX, 77302 "We are a full-service mortgage brokerage company that is based in Conroe, but serve all of Texas. We’ve been helping customers afford the home of their dreams for many years and we take pride in treating our clients with honesty and integrity. Mortgage Solutions LP NMLS #1636721..
(620) 384-7451 1543 miles Lender's profile and map Reviews The Valley State Bank 110 W Ave B, Syracuse, KS, 67878 Our History The Valley State Bank was chartered on July 5, 1905, when the Beaty family, who had extensive holdings in Kansas and neighboring Colorado, realized that a financial institution was needed in the area. John W. Beaty, of Richfield, R. E. Bray of Syracuse, and Dennis Foley were some of the original stockholders.
(620) 384-7441 1543 miles Lender's profile and map Reviews First National Bank of Syracuse 11 N. Main, Syracuse, KS, 67878 First National Bank has been serving the communities of Southwest Kansas for over 100 years, with our main bank located in Syracuse, Kansas, a branch in Johnson, Kansas, and two branches in Garden City, Kansas. We strive to be the premier financial institution in the area and are committed to providing the best personal service,
(281) 471-1782 1544 miles Lender's profile and map Reviews Beacon Federal Credit Union 2812 N. Alexander Drive, Baytown, TX, 77520 It all started for us in March 1949 when we were chartered as DuPont La Porte Federal Credit Union. By 2005, we were officially Beacon Federal Credit Union. But what has never changed is our commitment to providing courteous, efficient and sound financial services for our members, now and into the future.
(281) 422-3611 1544 miles Lender's profile and map Reviews Community Resource Credit Union 2900 Decker Dr, Baytown, TX, 77520 Community Resource Credit Originally formed by a group of Humble Oil Employees in 1935, CRCU is the oldest local financial institution in the Baytown, Crosby and Atascocita area. Presently, CRCU is open for membership to anyone who lives or works in Liberty, or Chambers County or within the Goose Creek.
(308) 632-7004 1544 miles Lender's profile and map Reviews Platte Vallley Bank 1212 Circle Drive, Scottsbluff, NE, 69363 At Platte Valley Bank our focus will always be on people, products, service, community, work ethics and professionalism. It is no accident that our associates work so hard at customer service. Our customer oriented companies will be successful only if we bring to our jobs each day, the dedication to providing the service you expect and more
(833) 425-6678 1545 miles Lender's profile and map Reviews A & K Mortgage 25404 Highway 59, Suite 204, Porter, TX, 77365 "A & K Mortgage is a wholesale brokerage dedicated to educating our clients and providing superior service in the home buying process. As a wholesale broker, we are able to offer buyers options to loan products and unique financing. We have offer loans FHA, Conventional, USDA, VA, Non-QM, Commercial, Manufactured homes, Condos, etc"
(936) 856-2611 1545 miles Lender's profile and map Reviews Caprate Mortgage LLC 10112 League Line Rd, Conroe, TX, 77304 Caprate Mortgage LLC a Christian based company, is committed to helping you find the right mortgage product for your needs. Lending not only to the Lake Conroe area and The Woodlands but all of Texas. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.
(281) 359-6468 1545 miles Lender's profile and map Reviews The MINT National Bank 1215 Kingwood Drive, Kingwood, TX, 77339 The MINT National Bank is a new community bank serving the greater Houston area. Opening on January 5, 2009, the Bank has grown steadily by by being attentive and responsive to its customers. As the economy improves, The MINT stands ready to assist customers with financing business acquisition and expansion.