USDA VS FHA in Johnson, Lamoille County, VT

In 2025, the USDA loan limit for a single-family home in Johnson, Lamoille county, VT is $336,500, whereas the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to review today's top USDA versus FHA rates, assessing income, credit, reserves, and needed documents for eligibility. With our comprehensive mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, simplifying your decision on the best program for your financial goals in .

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2025 Loan Limits and Downpayment Essentials in Johnson, Lamoille County, VT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Johnson, VT

Lendersa® aims to provide you with the most advantageous USDA or FHA loan efficiently and without stress. Select from three approaches to find matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in VT

A USDA home loan, backed by the U.S. Department of Agriculture, known as a USDA rural development loan or USDA mortgage, is exclusive to rural areas. Unlike FHA loans with a minimum 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • MemberSource Credit Union provides consumer financial services, including checking, savings, certificate of deposit, money market and individual retirement accounts. It also provides consumer auto and personal loans, in addition to Visa credit cards, mortgages, home improvement and home equity loans.
  • Chevron Texas Employees Credit Union
  • 3100 Wilcrest, Suite 141, Houston, TX, 77042
  • CTECU is a group of Chevron employees and annuitants who have combined their resources so that they can earn more from savings and pay less when borrowing. CTECU serves Chevron employees in Texas and Chevron annuitants. CTECU is an independent, nonprofit organization chartered and supervised by the Texas Credit Union Dept.
  • First Continental Mortgage, Ltd
  • 11011 Richmond Ave, Suite 800, Houston, TX, 77042
  • First Continental Mortgage, Ltd. is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers
  • Network Funding, LP
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  • We're a mortgage lender that's earned a reputation for integrity, reliability, and simplicity, by placing principles and people before profit, keeping the loan process simple, and finishing the job on time. Whether you're looking for a lender you can rely on or an employer you can trust, we hope that you will choose to follow, join
  • Capital Concepts, Inc.
  • 11200 Westheimer Rd, Suite 777, Houston, TX, 77042
  • At Capital Concepts, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism
  • Pinnacle Mortgage
  • 2825 Wilcrest Dr, Suite 570, Houston, TX, 77042
  • Pinnacle Mortgage Company is a private commercial real estate lender based in Houston, Texas specializing in small balance commercial real estate loans. When the company was founded in 1992, its original focus was as an intermediary in arranging debt and/or equity for all types of real estate across the United States.
  • Capital Concepts
  • 11200 Westheimer, Suite 150, Houston, TX, 77042
  • "Trying to find the right home loan can be difficult. Finding the right company to help you get your loan can be even more confusing. With literally thousands of lenders to choose from, borrowers can easily become overwhelmed. Fortunately, at Capital Concepts, our mission is to set a high standard in the mortgage industry. "
  • Helping Hands Lending LLC
  • 10103 Fondren, Suite 340, Houston, TX, 77096
  • Mia Brent is the CEO of Helping Hands Lending, LLC. We are a Texas-based mortgage broker. We offer a wide variety of products, from Conventional, FHA, VA, and USDA. We open doors when other companies cannot, one loan at a time! Mia's personal journey has led her to help build helping Hands Lending to help others.
  • BH Loans LLC
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  • BH Loans, LLC. We are a full service mortgage company based in Houston, TX. We specialize in Investment loans in Houston. We also serve the surrounding cities in Harris County. Whether you are buying a home or refinancing and we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.