USDA Vs. FHA your options comparison in Cambridge, Lamoille County, VT

For 2025, the USDA loan limit in Cambridge, county of Lamoille, VT is set at $336,500, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today, and evaluate the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA options side by side, assisting your decision on the most suitable program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Cambridge, Lamoille County, VT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discovering USDA and FHA Loan Options in Cambridge, VT

Lendersa® aims to secure the most favorable USDA or FHA loan for you promptly and without hassle. Choose one of three starting points to find matching lenders and investigate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in VT

A USDA home loan is a mortgage supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusively for rural areas. Contrary to FHA loans requiring a minimum 3.5% down payment, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • GWG MORTGAGE CO., INC
  • 40202 Paredes Line Rd, Suite 13, Brownsville, TX, 78526
  • "GWG Mortgage Co., Inc. was formed in 1994, is locally owned, and provides a complete set of mortgage services throughout the state of Texas. We have a variety of investors that allow us to pick and choose among the best service providers in the industry to match loans with the needs of our customers"
  • Texas Community Bank
  • 6721 Mcpherson Road, Laredo, TX, 78041
  • Texas Community Bank is a locally owned and operated, community-oriented financial institution with its heart and roots embedded along the South Texas-Mexico border. TCB is a wholly owned subsidiary of Vision Bancshares, Inc, a one-bank holding company that was founded in 2003 by Laredo banker, Douglas G. Macdonald and a group of local investors.
  • South Texas regional fcu
  • 220 W Hillside Road, Suite 15, Laredo, TX, 78041
  • The South Texas Regional Federal Credit Union is a non-profit organization solely owned by its members. It is governed and insured by the National Credit Union Administration. We have been serving the Laredo and surrounding areas for more than 66 years. We strive to provide our members with services to meet their everyday needs.
  • Bravo Mortgage & Realty Group
  • 6999 McPheron Rd, Suite 108-B, Laredo, TX, 78041
  • We are a direct lender with low interest rates and great programs. We ONLY do mortgages. It is our specialty. Get us working for you. We are mortgage professionals. with 11 yrs of experience. Zeferino Perez is the CEO at Bravo Mortgage LLC. Zeferino help loan officers focus on what they do best; assist clients and close the sale.
  • Valley Federal Credit Union
  • 183 E Price Road, Brownsville, TX, 78521
  • Valley Federal Credit Union is a progressive, family-oriented financial institution, 10, 000 members strong. It was chartered in 1935 as only a five-member institution in a home of one of its chartered members on Levee St. in Brownsville, TX. VFCU offers services other banks and credit unions may not.
  • True Lending New Mexico
  • 9400 Holly Ave, Albuquerque, NM, 87122
  • We are a local, woman owned mortgage broker company dedicated to helping New Mexico families with all your financial needs! True Lending New Mexico helping New Mexico with home purchases, refinancing needs, construction loans and business equipment loans, Offering Conventional, FHA, VA, Jumbo and Non-QM funding.
  • Falcon International Bank
  • 7718 Mcpherson Rd, Building F, Laredo, TX, 78045
  • Falcon’s current owners acquired the bank in 1995, the staff consisted of only 20 employees and $52 million in assets. Today, with the benefit of steady leadership, talented employees and a loyal clientele, Falcon is celebrating its 35th year anniversary and is the 75th largest bank in Texas and is proud to have over 350 dedicated bankers on its te
  • GEO Mortgage
  • 9901 McPherson Rd, Suite 101, Laredo, TX, 78045
  • GEO Mortgage Services, Inc., we are committed to helping you find the right mortgage loan that fits your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. With many satisfied customers, our staff works to provide you with the lowest rates and the best service in the area.
  • Ascent Bank
  • 2037 N Last Chance Gulch, Helena, MT, 59601
  • In 1970, Paul Caruso, Sr. moved to Helena and established Ascent Bank, formerly First Security Bank of Helena. Paul believed that being a family owned and managed bank meant truly supporting the community and creating a culture that saw every customer as having unique needs. Paul and the entire staff saw finding solutions.
  • Valley Bank of Helena
  • 3030 North Montana Ave., Helena, MT, 59601
  • Valley Bank proudly serves the Helena Valley and surrounding areas, helping businesses and individuals achieve their financial goals every day. We are a division of Glacier Bank, which is owned by Glacier Bancorp, Inc. (GBCI), a regional bank holding company headquartered in Kalispell, Montana.