USDA Vs. FHA your options comparison in Stowe, Lamoille County, VT
In 2025, the USDA loan limit for a single-family home in Stowe, located in Lamoille county, VT, is $336,500, whereas the FHA loan limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, assessing the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA side by side, helping determine the best program for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Stowe, Lamoille County, VT
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Stowe, VT
The goal of Lendersa® is to facilitate access to the best USDA or FHA loans efficiently and without stress. Choose from three starting points to connect with matching lenders and discover USDA loan programs that suit your needs.
A USDA home loan is a type of mortgage guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available in rural neighborhoods only. In contrast to FHA loans requiring at least 3.5% down payment, USDA loans require no down payment.
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Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
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A commercial mortgage is a mortgage loan granted to different type of businesses secured by commercial property. Commercial loans are available for both owner-Occupied and investor properties, including office building, shopping center, industrial warehouse, or apartment complex. Borrowers can have up to 90% commercial financing.
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We specialize in Purchase mortgages, refinances and Reverse Mortgage. We are also very familiar with the uniqueness of coastal properties and Jim Davis, Owner of Cash Mortgage Services, has over 30+ years experience in the Mortgage Industry and also We offer great rates and lightning fast service Conventional Loans Home Equity Loan and more.
Energy Capital Credit Union is a state chartered, federally insured, full service financial institution. ECCU received its charter in 1934 under the name Humble Employees Federal Credit Union. The primary field of membership is ExxonMobil employees and annuitants and their families around the world.
Cy-Fair Federal Credit Union is a member-owned, not-for-profit financial cooperative with membership and banking services open to anyone who lives, works, worships or attends school in Harris County. Originally opened as a way to assist with the growing financial needs of the faculty and staff at Cy-Fair ISD,
Member Home Loan (MHL NMLS#105693) has built a strong reputation as an outstanding mortgage lending firm, serving the lending needs of real estate professionals, builders, and individual homebuyers. MHL is a credit union-owned, full-service company with an experienced staff offering expertise in every area of mortgage lending,
