USDA Vs. FHA your options comparison in Stowe, Lamoille County, VT
In 2025, the USDA loan limit for a single-family home in Stowe, located in Lamoille county, VT, is $336,500, whereas the FHA loan limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, assessing the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA side by side, helping determine the best program for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Stowe, Lamoille County, VT
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Stowe, VT
The goal of Lendersa® is to facilitate access to the best USDA or FHA loans efficiently and without stress. Choose from three starting points to connect with matching lenders and discover USDA loan programs that suit your needs.
A USDA home loan is a type of mortgage guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available in rural neighborhoods only. In contrast to FHA loans requiring at least 3.5% down payment, USDA loans require no down payment.
Clearpath Federal Credit Union was originally founded by Eugene B. Walsh, Controller at Ralphs Grocery Company with the approval of the grandsons of Ralphs' founder, George Albert Ralphs.His idea was to bring to Ralphs employees better financial opportunities that provided credit and other banking services so they could enjoy a better way of life
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We work with our clients to help them understand their financial standing by first evaluating their strengths and weaknesses. We then identify specific changes that can be made to prepare them to invest in real estate and consult them on how to increase their financial net worth in the future.
