USDA Vs. FHA Pro and Con comparison in Fox-Island, Pierce County, WA
For the year 2026, the USDA loan limit in Fox-Island, located in Pierce county, WA, is $659,800. Meanwhile, the FHA loan limit for a single-family home is $776,250.
Utilize the Lendersa® USDA loan calculator to contrast today's USDA and FHA rates and ascertain the income, credit, reserves, and documentation necessary for eligibility. With our comprehensive mortgage calculator, simultaneously view USDA, FHA, Conforming, and VA options, guiding you in choosing the optimal program in for your financial requirements.
2026 Loan Limits and Down Payment Requirements in Fox-Island, Pierce, WA
Loan Type
Max Loan
Down Payment
USDA
$659,800
0%
FHA
$776,250
3.5%
Conventional Conforming
$776,250
3%
USDA and FHA Loan Choices in Fox-Island, WA
The goal of Lendersa® is to promptly secure the best USDA or FHA loan without unnecessary delay. Start with one of three pathways that align lenders with USDA loan programs.
A USDA home loan is a government-backed mortgage from the Department of Agriculture. Known as a USDA rural development loan or USDA mortgage, it is limited to rural areas. In contrast, FHA loans require a down payment of at least 3.5%, while USDA loans do not have a down payment requirement.
7116 Stinson Avenue, Suite A-205, Gig Harbor, WA, 98335
Lends in Washington
Mortgage Equities, Inc. a non-bank lender, founded in 1987 to provide commercial real estate loans to acquire property, develop land parcels, construct buildings, bridge short-term need, seize an opportunity, or find a solution to funding a unique property. Our mission is to provide a fast, efficient, reliable funding service.
Best Way Lending takes your loan seriously. We take time to evaluate your situation and give you the advice you can depend on to confidently make the offer on your home. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.
7116 Stinson Avenue, Suite A-205, Gig Harbor, WA, 98335
Lends in Washington
We're Local. We're Veteran Owned. More importantly, we're truly INDEPENDENT Mortgage Brokers! Northwest Mortgage Services has been helping individuals in Gig Harbor and the surrounding areas buy or refinance homes for over 32 years. Give us a call or shoot us an email and see how we can help you.
5403 Olympic Drive NW, Suite 100, Gig Harbor, WA, 98335
Lends in Washington
Fairway Independent Mortgage Buying a home is one of the largest financial decisions you will make in your lifetime. From the very first phone call or meeting, my goal is to be your trusted mortgage advisor, making the process as smooth and efficient as possible. I strongly believe each and every borrower deserves highly personalized service
Penny Lane Financial we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use common sense in consulting with you to obtain the best loan possible for your personal unique needs. We provide top-tier quality rates from a wide range of A-rated lenders.
Harborstone Credit Union has branch locations in King, Pierce, and Thurston counties to serve our members. Which means we're big enough to offer a wide variety of products and services yet small enough to offer a pleasant and personable atmosphere. When you join Harborstone, you become a part owner of our not-for-profit organization.
Commencement Bank, headquartered in Tacoma, WA, was formed in 2006. We provide traditional, reliable, and sustainable banking in Pierce County, South King County, Thurston County and the surrounding areas. Our team of experienced banking experts focuses on personal attention, flexible service, and building strong relationships with customers.
Columbia Bank is a Northwest community bank headquartered in Tacoma, Washington, with comprehensive solutions and expertise to meet the evolving needs of businesses and individuals.
Growth is vital to remaining a preferred option for customers. It advances the services and expertise we provide on their behalf
Crux Commercial Partners is a boutique commercial real estate finance firm that specializes in value add solutions for our clients. Our diverse web of relationships and unparalleled industry knowledge carry across local banks/credit unions, large regional banks, CMBS issuers, SBA, Fannie Mae/Freddie Mac and affluent private lenders.
Emerald Pacific Capital LLC was created to be different. When we started this company our vision was to create a company that would be able to help our clients win in life and finances. Our desire is to be unique in the way we provide opportunities for our clients to improve their financial situation through mortgages.
