USDA Vs. FHA Pro and Con comparison in Battle-Ground, Clark County, WA

In 2025, the USDA loan limit in Battle-Ground, situated within Clark, WA, is $439,800, whereas the FHA limit for a single-family home is $517,500.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and understand the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program in for your financial situation.

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2025 Loan Limits and Downpayment Requirements in Battle-Ground, Clark, WA

Loan Type Loan Limit Down Payment
USDA $439,800 0%
FHA $517,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Battle-Ground, WA

The aim of Lendersa® is to swiftly help you secure the best USDA or FHA loan, without any hassle. Start by choosing one of three points to connect with lenders and USDA loan programs.

Lendersa USDA loan request and outcomes

Understanding USDA Loans in WA

A USDA home loan, backed by the government through the Department of Agriculture, also known as a USDA rural development loan, is exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, a USDA loan necessitates no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mountain Lifestyles Mortgage
  • 1200 Bleachery Blvd, Asheville, NC, 28803
  • We specialize in USDA Loans in Buncombe, Henderson, Madison, Transylvania, Haywood McDowell, Polk and Rutherfordton County. We also serve the cities surrounding Asheville such as Hendersonville, Weaverville, Marshall, Brevard, Candler, Waynesville, Etowah, Mills River, Burnsville, Spruce Pine, Black Mountain, Swannanoa, and Old Fort.
  • Ecusta Credit Union
  • 2074 Asheville Highway, Brevard, NC, 28712
  • Ecusta Credit Union was founded in 1976 in order to provide the Olin Corporation employees with a safe, convenient place to save as well as borrow – a financial institution dedicated to their best interest. After several name changes, we are now known as Ecusta Credit Union, we offer our services to everyone who lives, works, worships
  • Carolina Financial Group
  • 100 Elks Club Rd, Brevard, NC, 28712
  • Bruce Roberts (CEO of Carofin and Carolina Financial Securities—Carofin’s parent company), and Peter Milhaupt (Chairman of Carolina Financial Securities). Their paths had crossed many times, both in finance and as friends, when in 1995 they became business partners in the formation of the Carolina Financial Securities (CFS).
  • Kinetic Credit Union
  • 1251 13th St, Columbus, GA, 31901
  • Kinetic Credit Union has been serving the needs of our members since 1956. Located in Columbus, Ga., Kinetic serves a seven-county area in west central Georgia and east central Alabama The benefits of a Kinetic membership extend far beyond convenient banking solutions, competitive rates, and financial advice.
  • NeighborWorks Columbus
  • 345 Sixth Street, Columbus, GA, 31901
  • NeighborWorks® Columbus strives to promote and provide access to fit and affordable housing and build assets for financial independence for all citizens of low to moderate income. NeighborWorks® Columbus is a customer-focused enterprise offering unique programs and services that empower our customers to achieve their dreams.
  • Johnson County Bank
  • 241 West Main Street, Mountain City, TN, 37683
  • Johnson County Bank is locally owned and operated, and has been in the community since 1975. Our families have been a part of the community since before the bank was formed As members of the community ourselves, we understand that decisions affecting the bank also affect others in the community.
  • Carter Finance & Thrift Corporation
  • 140 Pioneer Village, Mountain City, TN, 37683
  • Carter Finance has been serving families in East Tennessee, Western North Carolina, and Southwest Virginia for more than 60 years. Carter Finance was originally opened to service the Carter County area in 1953. A branch office was opened in Mountain City in 1991 to allow us to better serve our Johnson County customers.
  • Community First Bank, Inc.
  • 3685 Blue Ridge Boulevard, Walhalla, SC, 29691
  • Our mission is to provide superior performance and outstanding customer service, while earning a reasonable profit. We will maintain safety and soundness and remain an independent bank, while being fully aware of opportunities to acquire other financial institutions. Community First Bank opened for business in March of 1990.