USDA Vs. FHA Pro and Con comparison in La-Center, Clark County, WA

In 2025, the USDA loan limit in La-Center, Clark county, WA is set at $439,800, whereas the FHA limit for a single-family home is $517,500.

The Lendersa® USDA loan calculator helps you compare today’s leading USDA against FHA rates. Determine required income, credit, reserves, and documents needed to qualify. With this advanced mortgage tool, you can evaluate USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best option for your financial situation in .

Compare loan offers from 100 lenders.

2025 Loan Limits and Downpayment Requirements in La-Center, Clark, WA

Loan Type Loan Limit Down Payment
USDA $439,800 0%
FHA $517,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Opportunities in La-Center, WA

Lendersa® aims to swiftly secure the best USDA or FHA loan without unnecessary hurdles. Select one of three pathways to align with lenders and USDA loan programs.

Lendersa USDA loan request and results

Understanding USDA Loans in WA

A USDA home loan, supported by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans demand no down payment, offering significant advantages to eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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