USDA Vs. FHA your options comparison in La-Center, Clark County, WA

In 2025, the USDA loan limit in La-Center, Clark county, WA is set at $439,800, whereas the FHA limit for a single-family home is $517,500.

The Lendersa® USDA loan calculator helps you compare today’s leading USDA against FHA rates. Determine required income, credit, reserves, and documents needed to qualify. With this advanced mortgage tool, you can evaluate USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best option for your financial situation in .

Compare loan offers from 100 lenders.

2025 Loan Limits and Downpayment Requirements in La-Center, Clark, WA

Loan Type Loan Limit Down Payment
USDA $439,800 0%
FHA $517,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Opportunities in La-Center, WA

Lendersa® aims to swiftly secure the best USDA or FHA loan without unnecessary hurdles. Select one of three pathways to align with lenders and USDA loan programs.

Lendersa USDA loan request and results

Understanding USDA Loans in WA

A USDA home loan, supported by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans demand no down payment, offering significant advantages to eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Orion Mortgage Inc
  • 10560 Wadsworth Boulevard, Broomfield, CO, 80021
  • Orion Mortgage, Inc. provides education for both potential borrowers and professionals. Don Opeka, CSA has two Reverse Mortgage seminars that lay out the facts, dispel the myths and provide actionable steps for how to use your home to stay in your home. His seminars, "Reverse Mortgage Myths - Real Stories Behind the Loans
  • Sigma Mortgage Corporation
  • 390 Interlocken Crescent, Suite 350, Centennial, CO, 80021
  • SigmaPro is a leading provider of business transformation (turnaround) consulting services. With decades of experience in strategy, performance assessment, performance improvement, Lean, Lean Six Sigma, Design for Six Sigma (DFSS), operations excellence, business model validation, revenue and margin optimization.
  • Elite Financial Team LLC
  • 390 Interlocken Crescent, Suite 350, Broomfield, CO, 80021
  • Elite Financial Team, LLC is a local, Colorado-based mortgage company, whose goal is to provide some of the lowest rates combined with some of the lowest fees, for any given loan scenario, without compromising superior customer service and satisfaction. Our goal is to provide a level of service second to non.
  • Mission Mortgage Colorado Inc
  • 8181 Arista Place, Suite 100, Broomfield, CO, 80021
  • Mission Mortgage Colorado, we know that the right mortgage makes all the difference. It's the vehicle to bring your homeownership dreams to life, but also an important tool to manage debt and create wealth. Trust your financing to a team of experts that understands and applies this every day.
  • Guaranty Home Mortgage Inc
  • 390 Interlocken Crescent, Suite 350, Broomfield, CO, 80021
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Mountain State Financial Group
  • 9035 Wadsworth Pkwy, Suite 3400, Broomfield, CO, 80021
  • Our Colorado-based mortgage brokerage firm offers exceptional service and excellent products. As our client, you work with the same mortgage professional throughout the loan process; no one is passed to a junior associate. Your one point of contact from start to finish ensures a seamless
  • Evergreen National Bank
  • 28145 Highway 74, Evergreen, CO, 80437
  • Evergreen National Bank is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Gold Summit Lending
  • PO Box 337057, Greeley, CO, 80633
  • Gold Summit is committed to educating and guiding our clients with the mortgage process. We aim to be the source of up-to-date mortgage industry information and maintain high trust relationships with our clients, business partners, team members, and community. We are committed to be the top-of-mind choice mortgage broker.
  • Credit Union of the Rockies
  • 1010 Johnson Road, Golden, CO, 80401
  • Credit Union of the Rockies is a member-owned, not-for-profit financial institution that provides financial services to people who have a common bond through occupation, association or community. We were established in 1937 to service the Farm Security Administration in Denver.We strive to enrich lives in our mountain communities while helping you.