USDA and FHA Pro and Con in Orchards, Clark County, WA
In 2025, for Orchards in Clark County, WA, the USDA loan limit is $478,400. The FHA limit for a single-family home is $672,750.
Utilize Lendersa® USDA loan calculator to compare the best available USDA versus FHA rates today and assess the income, credit, reserves, and documentation needed for eligibility. Through our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA offers side by side, helping to determine the best choice for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Orchards, Clark, WA
Loan Type
Cap Limit
Minimum Down Payment
USDA
$478,400
0%
FHA
$672,750
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Orchards, WA
The objective of Lendersa® is to link you promptly with the best USDA or FHA loan, minimizing any hassle. Begin by selecting one of three methods that effectively match you with lenders and USDA loan programs that suit your needs.
A USDA home loan, often called a USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture and designed exclusively for rural areas. Unlike FHA loans, which demand a minimum 3.5% down payment, USDA loans require no down payment at all.
Peach State Bank & Trust is the largest true community bank in Hall County. We have a seasoned management team and a strong board of directors who are not only dedicated to our customers but to this community. We offer competitive rates, a variety of accounts - both personal and business. We hope you will call us or stop by today
"Founded in 1971 as HALLCO Community Credit Union, we grew into a full-service financial institution offering a wide range of banking products and services with branch locations in Gainesville, Oakwood, Flowery Branch and Cleveland.
As the communities and the needs of the residents in the area around us expanded, so did we"
HOMESTAR Financial Corporation is a full service mortgage banker controlling every aspect of the loan process with in house processing, underwriting, closing and funding of each mortgage transaction. Having an in-house team separates HOMESTAR from other mortgage companies because it is easier for HOMESTAR mortgage lenders to communicate quickly
The Pure Light Mortgage, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
TVFCU is a community financial cooperative committed to providing quality and moderately priced financial services to the people of our community. Our mission is to promote thrift and provide a source of borrowing for provident and productive purposes; thereby helping our members understand and achieve their personal financial goals.
Tompkins Financial Corporation is a NY state based financial services holding company with $5 billion in assets, providing community banking, insurance, and wealth management services. Committed to creating long-term value for clients, communities, and shareholders, Tompkins' strategy emphasizes responsible growth and strong ROE
Apollo Trust Company, “A Bank You Can Believe In, ” has been going strong for 150 years. Organized and operated in Apollo, PA in an effort to help the borough’s people better manage and safeguard their money, the bank started after a meeting at Whitlinger’s Hall on May 16, 1871. Originally named “Apollo Savings Bank, ”
Attica State Prison Employees Federal Credit Union was chartered in 1935. In 1985 membership was opened up to employees of Wyoming Correctional Facility. Our name was then changed to Attica-Wyoming Correctional Employees Federal Credit Union. Now, membership is open to all current and retired employees of Attica, Wyoming, Wende, Albion, Groveland,
