USDA and FHA Pro and Con in Buckley, Pierce County, WA

As of 2026, the USDA loan cap in Buckley, located within Pierce county in WA, stands at $713,000, whereas the FHA cap for single-family homes is $977,500.

Utilize Lendersa®'s USDA loan calculator for an up-to-date comparison between USDA and FHA rates. This tool will also help determine the necessary income, credit, reserves, and documentation for eligibility. Our sophisticated mortgage calculator enables comparison among USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the ideal program for your financial requirements in .

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2026 Loan Caps and Downpayment Conditions in Buckley, Pierce, WA

Loan Type Loan Cap Down Payment
USDA $713,000 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

Available USDA and FHA Loan Programs in Buckley, WA

At Lendersa®, securing the best USDA or FHA loan efficiently and effortlessly is our mission. Choose from three starting points to connect with suitable lenders and USDA loan options.

Lendersa's USDA loan inquiry and matching results

Defining USDA Loans in WA

USDA home loans, backed by the U.S. Department of Agriculture and also known as USDA rural development loans or mortgages, are specifically for designated rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Buckley Lenders

  • White River Credit Union WA
  • 1499 Garrett Street, Enumclaw, WA, 98022
  • Lends in Washington
  • At White River Credit Union, we help one another. "People helping people"​ is our motto. We’ve been in your neck of the woods for 60 years, and have a stake in seeing this community and its people prosper. Our credit union began serving the folks on the plateau who harvested our timber. We knew their families, their trials and their dreams.

  • Integrity Mortgage Solutions, LLC
  • 18529 Driftwood Dr. E, Bonney Lake, WA, 98391
  • Lends in Washington
  • Integrity Mortgage Solutions is a small, local brokerage with access to dozens of wholesale lenders. We excel in finding just the right product to fit our clients' needs by working with each borrowers' credit and income challenges. Our broker, Darcie Jacobsen, started this company in the fall of 2003 after gaining extensive experience

  • The Dorman Team
  • 310 29th St NE, Suite 200, Puyallup, WA, 98372
  • Lends in Washington
  • After having multiple bad experiences in getting a home loan, Mike Dorman decided there is a better way to help clients obtain financing. Old fashioned customer service, communication and attention to detail have allowed The Dorman Team the honor of helping thousands of clients purchase or refinance their home loan

  • Northwest Mortgage
  • 5605 112th St E, Puyallup, WA, 98373
  • Lends in Washington
  • The Northwest Mortgage Team is your premier mortgage team located in Puyallup, WA.We pride ourselves on offering some of the lowest rates nationwide & make the loan process simple, straightforward & fast for borrowers seeking a mortgage. We are committed to providing clients with the highest quality financial services available in your area.

  • Mortgage Express, Inc.
  • 17411 Waller Road East, Tacoma, WA, 98446
  • Lends in Washington
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans that meet the needs of our friends and neighbors. We have been in business since 1991 and our staff has over 50 years in combined experience. We put that experience to work for you.

  • Mt. Rainier Federal Credit Union
  • 303 West Meeker Avenue, Puyallup, WA, 98371
  • Lends in Washington
  • The Mt. Rainier Federal Credit Union, chartered in 1967, is a non-profit financial cooperative owned by the members. We offer our members higher rates on savings, and lower rates on loans. One of our strengths has always been our care and concern for members and their families Our whole philosophy of business is based on member service.

  • Wave Lending Group
  • 8602 Canyon Rd East, Puyallup, WA, 98371
  • Lends in Washington
  • wave Lending group is a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from a purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with great rates, terms

  • Turn Two Mortgage
  • 2219 179th St Ct E, Tacoma, WA, 98445
  • Lends in Washington
  • Turn Two Mortgage offers customized mortgage solutions, superior rates, lightning speed and first-class service creating an amazing borrower experience. What sets us apart from the rest is our dedication to customer satisfaction. We understand that buying or refinancing a home is a significant decision, and we take pride in providing exceptional se

  • Jensen Kelly
  • 15608 SE 224th Street, Kent, WA, 98042
  • Lends in Washington
  • "At Jensen Kelly LLC we have spent years cultivating relationships not only with our clients, but also with the top quality lenders we broker loans through.

    We pride ourselves on remaining informed and updated on the continually evolving lending industry. This allows us, as professionals,"

  • Cascadia Mortgage
  • 23302 139th Avenue South East, Kent, WA, 98042
  • Lends in Washington
  • The Cascadia Mortgage team is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.