For 2026, the USDA loan limit in the city of Prairie-Ridge, within Pierce county in WA, is $659,800. In contrast, the FHA limit for a single-family home is set at $776,250.
Take advantage of the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates. It will help you ascertain the required income, credit, reserves, and necessary documentation for qualification. Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loans side by side, facilitating informed decisions about the optimal program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $659,800 | 0% |
| FHA | $776,250 | 3.5% |
| Conventional Conforming | $776,250 | 3% |
The mission of Lendersa® is to swiftly deliver the ideal USDA or FHA loan without hassle. Choose from three starting points that connect you to suitable lenders and USDA loan options.
The USDA home loan is backed by the Department of Agriculture, commonly referred to as a USDA rural development loan or mortgage, and is available exclusively in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA mortgages require no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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