USDA Loan Vs. FHA loan pro & con Prairie-Ridge, Pierce County, WA

For 2025, the USDA loan limit in the city of Prairie-Ridge, within Pierce county in WA, is $659,800. In contrast, the FHA limit for a single-family home is set at $776,250.

Take advantage of the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates. It will help you ascertain the required income, credit, reserves, and necessary documentation for qualification. Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loans side by side, facilitating informed decisions about the optimal program for your financial situation in .

Selecting USDA and FHA Loan Choices in Prairie-Ridge, WA

The mission of Lendersa® is to swiftly deliver the ideal USDA or FHA loan without hassle. Choose from three starting points that connect you to suitable lenders and USDA loan options.

Lendersa USDA loan request matching results

Understanding the USDA Loan in WA

The USDA home loan is backed by the Department of Agriculture, commonly referred to as a USDA rural development loan or mortgage, and is available exclusively in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA mortgages require no down payment whatsoever.

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(360) 570-0106 Lender's profile and map Reviews Cornerstone Home Mortgage 4520 Intelco Loop SE, Suite 1A, Lacey, WA, 98503 Cornerstone Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage.
(425) 214-1266 Lender's profile and map Reviews Dolan Mortgage Group 22525 SE 64th PL, Suite 202, Issaquah, WA, 98027 We provide mortgage financing services to clients who are looking for someone to help negotiate today's challenging home loan marketplace. Whether you’re in Seattle, Ohio, or anywhere else in the great fifty. If you’re looking to purchase, refinance, simply check rates, or plan an amazing future, our mortgage experts can do it all.
(425) 961-0606 Lender's profile and map Reviews Peak Mortgage Partners 165 NE Juniper Street, Suite 202, Issaquah, WA, 98027 Peak Mortgage Partners! We are a Pacific Northwest mortgage broker and mortgage banker based in Issaquah, WA with licenses in the states of Washington, Oregon, and Idaho. We specialize in purchase loans and refinance of existing mortgages. We provide financing for other government programs such as FHA, VA, and USDA .
425-222-5127 Lender's profile and map Reviews Pacific Northwest Trust 22525 S.E. 64th Place Suite 2233, Issaquah, WA, 98027 Pacific Northwest Capital Partners is a Private Real Estate Lender Specializing in Hard Money, Bridge Loans, Secured by Commercial and Residential Investment Real Estate.We offer quick no-nonsense decisions based on the equity in any given property. Pacific Northwest Capital Partners is a local Seattle Company since 1998.
425-677-8574 Lender's profile and map Reviews Juniper Capital 11 Front St S, Suite 101, Issaquah, WA, 98027 Juniper Capital is one of the leading private money lenders in the greater Seattle, Washington area. We deliver fast commercial and investment residential real estate loans without the strict requirements that you may encounter with conventional lenders. We invite investors, borrowers, and brokers, throughout Washington and the Pacific Northwest
(425) 221-8660 Lender's profile and map Reviews Flynn Family Lending 6947 Coal Creek Pkwy SE, Suite 177, Newcastle, WA, 98059 We are a family business with nearly 20 years experience providing private money loans to clients throughout the Pacific Northwest. We specialize in short-term and intermediate loans ranging from $25,000 to $1M+. Our business and commercial loans are asset-based making the qualification process fast and easy.
(800) 642-4014 Lender's profile and map Reviews O Bee Credit Union PO Box 5000, Lacey, WA, 98509 O Bee Business team offers creative, common-sense financing designed to fit your specific business needs. Each business we work with comes to us with dreams, goals and a lot of grit. We focus on logical steps to make it happen. We’ve been helping small, medium and large sized businesses grow and profit for more than 15 years.
(253) 649-4041 Lender's profile and map Reviews Bryte Home Loans 5151 Borgen Blvd, Suite 101C, Gig Harbor, WA, 98332 We own homes, work, and raise our families in the same communities where you want to live. Our commitment to excellence extends to the relationships we maintain with local industry professionals, providing you a seamless home-lending experience.Bryte Home Loans is a mortgage company that serves Arizona, California, and Colorado.
(800) 233-2328 Lender's profile and map Reviews BECU 12770 Gateway Drive S, Tukwila, WA, 98168 As a member-owned, not-for-profit financial cooperative, BECU is guided by the credit union philosophy of “people helping people.” In fact, putting people over profit guides our everyday business decisions. Unlike many financial institutions, we aren’t owned privately. As a cooperative, we are owned by our members.
(206) 920-1112 Lender's profile and map Reviews Precision Mortgage, Inc 7109 114th Avenue Southeast, Newcastle, WA, 98056 At Precision Mortgage, Inc you'll find mortgage consultants who put themselves in your shoes before deciding on which loan program would be good for you. We wants to be your personal mortgage consultants for life and we'll work very hard to achieve that. We will guide you through you process and be as thorough as can and in a timely fashion manner.
(360) 754-1945 Lender's profile and map Reviews Washington Business Bank 223 5th Avenue SE, Olympia, WA, 98501 Washington Business Bank provides financial services that enable our clients to become more successful.We may not be the largest bank in the area, but that doesn’t mean we are any less sophisticated when it comes to providing everything you need from your bank. Our team of banking professionals is dedicated to providing you.
(360) 943-7676 Lender's profile and map Reviews evergreenDIRECT Credit Union. 6001 Capitol Boulevard SW, Tumwater, WA, 98501 evergreenDIRECT Credit Union is owned by each and every member that we serve. It's no surprise our sole focus is to provide quality, flexible services to our members at a reasonable price. Something we call "Banking. At your speed.Banks, on the other hand, are different. They have shareholders and investors to whom they have to pay large profits.