USDA Loan Vs. FHA loan pro & con Clearview, Snohomish County, WA

As of 2026, in Clearview, located within Snohomish county, WA, the USDA loan limit is $713,000. In comparison, the FHA limit for a single-family home is $977,500.

Utilize the Lendersa® USDA loan calculator to explore and compare today's most competitive USDA versus FHA rates. This tool helps ascertain income requirements, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the program in best suited to your financial situation.

Exploring USDA and FHA Loan Options in Clearview, WA

The aim of Lendersa® is to efficiently procure the most appropriate USDA or FHA loan without unnecessary barriers. You can initiate this process by selecting one of three paths that align you with matching lenders and USDA loan programs.

Loan Type	Loan Cap	Down Payment
USDA	$713,000	0%
FHA	$977,500	3.5%
Conventional Conforming	$977,500	3%

Lendersa USDA loan request and matching results

What Defines a USDA Loan in WA?

A USDA home loan, endorsed by the U.S. Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. These loans are exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment, offering substantial benefits to qualified buyers.

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Clearview Lenders
(425) 750-7593 Lender's profile and map Integrity First Mutual Mortgage LLC 16000 Mill Creek Blvd, Suite 202, Mill Creek, WA, 98012 Lends in Washington Integrity First Mutual Mortgage is totally committed to providing you with world-class service that is above and beyond expectations. We promise to work with the utmost integrity that is beyond reproach. Our mission is to serve our customers with honesty and competence. Moreover, our decades of experience.
(206) 999-6941 Lender's profile and map CLEVELAND STREET MORTGAGE, LLC 20802 46th Ave SE, Bothell, WA, 98021 Lends in Washington Cleveland Street Mortgage started in 1999 with Ted Robinson and Chris Butaud (with support from our silent partner and friend Vicki Adair and our first employee Karil Gray) who shared a mission to earn an excellent name in the real estate marketplace. The industry has changed a lot during the intervening years.
(425) 772-2747 Lender's profile and map North Pacific Mortgage 22232 17th Ave SE, Suite 303, Bothell, WA, 98021 Lends in Washington Pacific Mortgage with one simple goal in mind – to provide local families with the opportunity to purchase a home by helping them secure a loan to meet their individual needs at a competitive rate. At North Pacific Mortgage, we are passionately committed to serving our clients by delivering honesty, integrity and excellence in all facets business
(425) 458-7430 Lender's profile and map Halcyon Home Loans 119 Cedar Ave, Snohomish, WA, 98290 Lends in Washington Halcyon Home Loans is a full-service mortgage brokerage serving the greater Puget Sound area and all of Washington State. We pride ourselves on treating each client like they are the most important person in our world, and delivering outstanding service along with low rates / fees.
(360) 563-9590 Lender's profile and map Snohomish Mortgage Company 1030 Ave D, Suite 7, Snohomish, WA, 98290 Lends in Washington Snohomish Mortgage! We are the Local Experts for all types of residential and commercial lending. There are many lenders to choose from, but we believe that having great rates is only part of what makes us the best. We want you to do business with the people you see in the community and trust.
(425) 643-3400 Lender's profile and map Qualstar Credit Union - Renton Branch PO Box 3050, Bothell, WA, 98041 Lends in Washington Qualstar provides sound financial products and services who work hard for the money and want to make the most of it! From basic savings and checking accounts that earn interest to auto loans, credit cards, home loans and more! Use Mobile Banking to manage your account - account history & pending holds, transfers, loan payments.
(206) 919-2728 Lender's profile and map Advisory Lending Group 19125 North Creek Parkway, Suite 120, Bothell, WA, 98011 Lends in Washington Our mortgage advisors strive to earn the trust of our clients and to represent their lending needs by providing financing options tailored to their specific requests. This then allows the client to make a well-informed fiscal decision when financing the purchase (or refinance) of a home.
(888) 315-6319 Lender's profile and map Accelin Loans, LLC 19125 North Creek Parkway, Suite 104, Bothell, WA, 98011 Lends in Washington Accelin Loans LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the financial tools.
(206) 487-3017 Lender's profile and map New Horizon Capital Funding 17223 94th Place NE, Bothell, WA, 98011 Lends in Washington New Horizon capital funding works with all businesses to meet their needs and offer a comprehensive portfolio of loans that are designed to help your business grow. We are proud to be nationally recognized as leaders in commercial financing, and have a team of experts dedicated to helping meet your financing needs.
(206) 992-4675 Lender's profile and map Archstone Home Mortgage 18613 103rd Ave NE, Bothell, WA, 98011 Lends in Washington Fortunately, at Archstone Home Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.