USDA and FHA Pro and Con in Clearview, Snohomish County, WA

As of 2025, in Clearview, located within Snohomish county, WA, the USDA loan limit is $713,000. In comparison, the FHA limit for a single-family home is $977,500.

Utilize the Lendersa® USDA loan calculator to explore and compare today's most competitive USDA versus FHA rates. This tool helps ascertain income requirements, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the program in best suited to your financial situation.

Review loan offers from a network of 100 lenders

2025 Lending Limits and Downpayment Requirements in Clearview, Snohomish, WA

Loan Type Loan Cap Down Payment
USDA $713,000 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

Exploring USDA and FHA Loan Options in Clearview, WA

The aim of Lendersa® is to efficiently procure the most appropriate USDA or FHA loan without unnecessary barriers. You can initiate this process by selecting one of three paths that align you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in WA?

A USDA home loan, endorsed by the U.S. Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. These loans are exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment, offering substantial benefits to qualified buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Equity Lending Mortgage Inc
  • 720 Marlstone Place, Colorado Springs, CO, 80904
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  • 113 Credit Union
  • 3505 North Chestnut Street, Colorado Springs, CO, 80907
  • One Thirteen Credit Union was founded in 1958 by members of IBEW Local 113. In the beginning, the Credit Union was open to Union Electricians in the Colorado Springs area only. Later the membership was opened to members and their families of Colorado Building and Construction Trade Council and the Colorado Springs Labor Council.
  • Colorado Mortgage Group Inc
  • 1490 Garden of the Gods Road, Suite A, Colorado Springs, CO, 80907
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • The Mortgage Cowboy LLC
  • 4419 Centennial Blvd, Suite 260, Colorado Springs, CO, 80907
  • The Mortgage Cowboy is a full service mortgage shop offering VA, FHA, USDA, Conventional loans. 25 years of experience in the lending industry. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service.
  • Trinity Home Loans
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  • Trinity Home Loans is honored to serve home buyers and builders in the state of Colorado. Our years of experience and in-depth knowledge of the local market allows us to provide an exceptional experience for every buyer. Our team is eager to help you get started on your journey and navigate the loan process.
  • Aventa Credit Union_Pueblo
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  • Aventa Credit Union is a financial services company based out of Colorado Springs, Colorado, United States and serves the Pueblo and San Luis Valley communities as well. Aventa Credit Union is dedicated to protecting your identity and account information. We go above and beyond with products like intrustion software, biometrics.
  • nina saldivar mortgage
  • 5525 N Union Blvd, Suite 200, Colorado Springs, CO, 80918
  • If you're in Colorado and you're looking for some guidance getting a loan for your home, Nina Saldivar would love to help you! Whether you're looking for purchase or refinance, Nina have been a mortgage broker for 14 years and have several tricks in the bag to make your life much easier.
  • StrongTower Mortgage
  • 5350 N. Academy Blvd, Suite 205, Colorado Springs, CO, 80918
  • Our mission is very simple. Treat people the way you want to be treated. Proverbs 18:10 says “The name of the Lord is a strong tower: the righteous man runneth into it, and is safe. Strong-Tower truly wants everyone we work with to feel safe and understand that we will always be honest in our interaction.
  • Monumental Mortgage LLC
  • 1935 Dominion Way, Suite 200, Colorado Springs, CO, 80918
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  • Colorado Home Mortgage & Financial Ltd
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  • Colorado Home Mortgage & Financial Ltd. is your source for a variety of HOME LOAN FINANCING OPTIONS. Located in Colorado Springs, CO, We SPECIALIZE in VA, CONVENTIONAL, FHA, JUMBO and NON-PRIME FINANCING! Whether you’re buying a home or refinancing your current mortgage, the experts at Colorado Home Mortgage & Financial Ltd. are here for you.
  • Provident Lending Corporation
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  • Provident Lending is now a part of 719 Lending. Located in Colorado Springs, Steve Haney is an expert in the field of mortgage lending. That’s why they call him the Mortgage Doctor. If you are buying a home, lowering your monthly payments or consolidating your debts, he is the go-to guy in our community.