USDA Vs. FHA your options comparison in Mill-Creek, Snohomish County, WA
As of 2025, in Mill-Creek located within Snohomish county, WA, the USDA loan limit is set at $659,800. The FHA limit for a single-family house is $776,250.
To compare the most favorable USDA versus FHA rates today, utilize the Lendersa® USDA loan calculator. This tool helps you assess the necessary income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in determining the most suitable program for your financial situation in .
Loan limits and downpayment requirements for 2025 in Mill-Creek, Snohomish county, WA
Loan Type
Loan Limit
Down Payment
USDA
$659,800
0%
FHA
$776,250
3.5%
Conventional Conforming
$776,250
3%
USDA and FHA lending options in Mill-Creek, WA
At Lendersa®, our aim is to swiftly provide you with the best possible USDA or FHA loan, minimizing any hassles. Start by choosing one of three pathways, leading to matching lenders and USDA loan programs.
The USDA home loan, sanctioned by the Department of Agriculture, is often called the USDA rural development loan or USDA mortgage. It is primarily available for rural areas. In contrast to FHA loans that necessitate a minimum 3.5% down payment, the USDA mortgage requires no down payment at all.
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100 Cummings Center, Suite 544H, Beverly, MA, 01915
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