USDA Loan Vs. FHA loan for Everett, WA 2025

In 2025, USDA loan limit in Everett, county of Snohomish, WA is $713,000 while FHA limit is $977,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Everett, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 285-5669 1942 miles Lender's profile and map Reviews Abound Credit Union PO Box 900, Radcliff, KY, 40159 Abound Credit Union Headquartered in Radcliff, Kentucky, we are 17 branches strong and offer smart banking solutions to over 100, 000 members throughout Central Kentucky. We are the largest Kentucky based credit union and believe that together we can make more possible. If you are looking for more in life, and a bank, we’re here for you. Together w
(502) 738-1003 1942 miles Lender's profile and map Reviews Wholesale Mortgage Source, LLC 12700 Townepark Way, Suite 111, Louisville, KY, 40242 Brian Curl is the founder of the Wholesale Mortgage Source, LLC company. Brian has been in the mortgage industry and originating home loans for twenty plus years. Wholesale Mortgage Source provides outstanding advice and service to first-time homebuyers and homeowners utilizing FHA, VA, USDA and conventional home loan mortgages.
(502) 890-2200 1942 miles Lender's profile and map Reviews United Financial Group, LLC. 2500 Hermitage Way, Louisville, KY, 40242 United Financial Group, LLC is a Mortgage Lender founded by John Dziedzic in April, 2002. John’s vision in 2002 was to offer clients exceptional service through education, communication and to provide clients with optimal mortgage options. John and team UFG believe that providing clients with the right knowledge eliminates stress at closing time
(502) 550-1436 1943 miles Lender's profile and map Reviews Diversified Home Services LLC 2209 Heather Lane, Louisville, KY, 40218 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide mortgages, insurance, and warranties to our clients while providing them with the lowest interest rates and costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
5025502805 1943 miles Lender's profile and map Reviews Kairos Equities 1941 Bishop Ln, Louisville, KY, 40218 Kairos Equities is a private lender headquartered in Louisville, KY providing investors across the US with capital for a multitude of loan types. Their lending parameters are versatile and creative, offering loan amounts from $50,000- $20,000,000 with a maximum LTV of 90%, and rates starting at around 5%.
(800) 459-2328 1943 miles Lender's profile and map Reviews Autotruck Financial Credit Union 7651 Jefferson Green Way, Louisville, KY, 40219 Autotruck Financial Credit Union was chartered in the State of Kentucky on June 13, 1961 as a not for profit cooperative to serve the employees of the Ford Motor Company. In 1965, the Credit Union was granted a Federal Charter & operated under Federal Law until 2011. On November 8 2011 the State of Kentucky issued the Credit Union a state charter.
(502) 964-7575 1943 miles Lender's profile and map Reviews Class Act Federal Credit Union 3620 Fern Valley Rd, Louisville, KY, 40219 Class Act Federal Credit Union was established by a small group of JCPS teachers in 1954 to serve the personal finance needs of JCPS teachers and other school employees. At that time, teachers had very limited access to loans or credit of any kind. The credit union filled this need and did so at very competitive rates.
(502) 255-3287 1943 miles Lender's profile and map Reviews Bedford Loan & Deposit Bank 45 Highway 42 East, Bedford, KY, 40006 Bedford Loan & Deposit Bank opened its doors in Bedford, Kentucky at 45 highway 42 East on November 2, 1891 as a full service bank. It was not until 85 years later that a second branch was established. On April 5, 1976, 1029 Brownsboro Road became the home of the Sligo Branch. This branch is now located at 943 Pendleton Road in Pendleton Kentucky.
(812) 537-0928 1943 miles Lender's profile and map Reviews Community Spirit Credit Union 160 Industrial Drive, Lawrenceburg, IN, 47025 Founded in 1937 as Seagrams Employees CU. In 2007 we began serving anyone working or residing in Dearborn, Ripley, Switzerland, and Ohio counties. Community Spirit offers Savings, Checking, IRA's, Christmas Clubs, and Kid's Club accounts. We offer Share Certificates (CD's), Auto loans, Personal Loans, Vacation Loans, and Christmas Loans
(409) 722-1174 1943 miles Lender's profile and map Reviews Neches Federal Credit Union 676 Magnolia Avenue, Port Neches, TX, 77651 Neches Federal Credit Union has a deep history with roots that have been serving members of Southeast Texas since the early 1940’s. Just as the Neches River connects and links our neighboring cities, Neches FCU is the heartbeat of financial service, touching and strengthening our community.
(409) 727-1446 1943 miles Lender's profile and map Reviews MCT Credit Union 2736 Nall St, Port Neches, TX, 77651 MCT Credit Union Sprout is the online personality of MCT Credit Union, based out of Port Neches, Texas. By members choice, this institution is not federally insured, but privately insured by American Share Insurance. Credit Union, based out of Port Neches, Texas. By members choice, this institution is not federally insured