As of 2026, in the city of Marysville, located in Snohomish County, WA, the USDA loan cap is set at $713,000. In contrast, the FHA loan limit for a single-family dwelling is $977,500.
Utilize the Lendersa® USDA loan calculator to evaluate today's best rates between USDA and FHA loans. Determine eligibility by assessing required income, credit, reserves, and necessary documentation. By using our sophisticated mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side to find the optimal program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $713,000 | 0% |
| FHA | $977,500 | 3.5% |
| Conventional Conforming | $977,500 | 3% |
Lendersa® aims to secure the most suitable USDA or FHA loan swiftly and conveniently for you. Initiate with one of the three available options leading to lender matches and USDA program discovery.
A USDA home loan is a mortgage backed by the U.S. Department of Agriculture, known as a USDA rural development loan or simply USDA mortgage, and it is accessible solely in rural areas. Distinct from FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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