USDA VS FHA in Mukilteo, Snohomish County, WA

In 2025, the USDA loan limit for Mukilteo, located in Snohomish, WA, is $713,000, whereas the FHA limit for a single-family residence is $977,500.

Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. This tool helps you determine the necessary income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the program in that best suits your financial situation.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Mukilteo, Snohomish, WA

Loan Type Maximum Limit Down Payment
USDA $713,000 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

USDA and FHA Loan Options in Mukilteo, WA

The mission of Lendersa® is to quickly secure for you the best USDA or FHA loan, eliminating hassle. Opt for one of three initial points to link up with lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

What is a USDA Loan in WA?

A USDA home loan, backed by the government via the Department of Agriculture, also known as a USDA rural development loan, is available exclusively for rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Hard Money Lending Florida
  • 8000 N Federal Hwy, Suite 200, Boca Raton, FL, 33487
  • Our rates are comparable with the #1 hard money lender in South Florida, but we’re smaller which means you don’t need to jump through hoops to get approved. You work directly with your private lender; one on one. We’re FAST, FAST, FAST. No credit check, no income verification. All we care about is THE DEAL.
  • Swift Lending
  • 902 Clintmoore Rd #220, Boca Raton, FL, 33487
  • Swift Lending is a direct licensed lender that will provide you or your organization with real estate investment capital. We strive to be the funding source for professional real estate investors that seek to continually grow their real estate portfolio. We utilize our experience and knowledge in real estate to help investors grow exponentially..
  • Lord Mortgage & Loan
  • 6971 North Federal Hwy Suite 103, Boca Raton, FL, 33487
  • Lord Mortgage & Loan. Based out of Boca Raton, FL we enjoy helping people realize their dreams of homeownership, and we go above and beyond to make sure that our clients get the personalized service they deserve. Whether this is your first time buying property or you've decided to move to a bigger home
  • The Discount Mortgage Store
  • 7452 champagne pl, Boca Raton, FL, 33433
  • We Finance every type of Residential and Commercial Mortgage in the USA. The The Discount Mortgage Store Team is your premier mortgage team located in Boca Raton, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage.
  • Commercial Capital Loan Network
  • 5970 SW 18 St, Unit 133, Boca Raton, FL, 33433
  • Commercial Capital Loan Network lends in all 50 states and internationally. We ensure top-notch solutions in products or service you, including loans for multifamily apartments, retail, senior housing, hard money loans, bridge finance, commercial RE mortgage products, non-RE small business loans, and more. We have a strong network of multiple niche
  • Oceanside Lending LLC
  • 7280 West Palmetto Park Road, Suite 201N, Boca Raton, FL, 33433
  • We help clients achieve the American Dream of Homeownership while going the extra mile to make the process smooth efficient & explained. Feel the difference of a Concierge Lending Experience that combines technology with efficiency. Whether you’re buying, selling, refinancing, building your dream home you have a lot riding on your loan officer.
  • MJS Financial LLC
  • 22140 Primrose Way, Boca Raton, FL, 33433
  • We are a small brokerage with over sixteen years of experience as a licensed mortgage brokerage. Being a small brokerage we have lower overhead and more control over what we can do for you.brokerage with over sixteen years of experience as a licensed mortgage brokerage. We can help you get approved for mortgages and refinancing.
  • MCS Mortgage Services Inc
  • 7000 West Palmetto Park Road, Suite 210, Boca Raton, FL, 33433
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide our clients with the best loan product to fit their needs while providing them with the lowest payment and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Intercontinental Capital Group, Inc.
  • 7700 W Camino Real 4th Floor, Suite 400, Boca Raton, FL, 33433
  • ICG is a direct lending mortgage bank specializing in home financing for one to four family residential properties.ICG is licensed by the U.S. Department of Housing & Urban Development as a Title II Mortgagee to be able to offer government insured Federal Housing Administration Home Loans as well as standard Conventional Financing for its clients.
  • Criton Capital, LLC
  • 601 N. Federal Highway, Suite 301-20, Hallandale Beach, FL, 33071
  • Short Term Bridge Loans for Commercial and Investment Grade Properties. • No deep dive underwriting • $500,000+ loan sizes preferred • 12-36 month terms • Most commercial RE assets accepted; special use case-by-case • No rural or vast land properties • No junk fees • Quick close • Broker friendly
  • Autana Group, Inc.
  • 934 N University Dr 139, Coral Springs, FL, 33071
  • We are a leading provider of real estate valuations for the mortgage lending marketplace. With many years of experience in the business, we have a proven track record of reducing lenders time, efforts and costs in managing the appraisal process. We are a leading provider of appraisals for: Primary and Secondary Mortgages Mortgage Refinanc