USDA VS FHA in Mukilteo, Snohomish County, WA

In 2025, the USDA loan limit for Mukilteo, located in Snohomish, WA, is $713,000, whereas the FHA limit for a single-family residence is $977,500.

Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. This tool helps you determine the necessary income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the program in that best suits your financial situation.

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2025 Loan Limits and Down Payment Requirements in Mukilteo, Snohomish, WA

Loan Type Maximum Limit Down Payment
USDA $713,000 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

USDA and FHA Loan Options in Mukilteo, WA

The mission of Lendersa® is to quickly secure for you the best USDA or FHA loan, eliminating hassle. Opt for one of three initial points to link up with lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

What is a USDA Loan in WA?

A USDA home loan, backed by the government via the Department of Agriculture, also known as a USDA rural development loan, is available exclusively for rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • My Lender Camacho
  • 10907 Downey Ave, Suite 202, Downey, CA, 90241
  • In 2005, Bryan's parents were misled by a mortgage company and purchased a home with a risky variable rate. They struggled to make their payments and had many hardships throughout the years. This motivated me to pursue a career in the mortgage industry in order to help families make intelligent financial decisions.
  • Elite Mortgage Pros
  • 8103 3rd St, Suite 1, Downey, CA, 90241
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Power House Mortgage and Real Estate Services, Inc.
  • 9317 Firestone Boulevard, Downey, CA, 90241
  • We are a full-service mortgage company based in Downey, CA. We specialize in FHA loans, first time home buyer programs and VA Mortgage in Downey. We also serve the surrounding cities in Los Angeles County. Whether you are buying a home or Refinancing in or around zip code 90241, we can help you realize your dream of home ownership
  • First Class Funding Inc
  • 11445 Paramount Blvd, Suite F, Downey, CA, 90241
  • First Class Funding, Inc. is focused on being your premier mortgage solutions company. Through our experienced loan consultants and dedicated work, we will have you pre-approved for a mortgage loan in minutes. Located in Downey, California our office has more than 25 years combined experience
  • First Banc Home Loans
  • 10802 Downey Ave, Downey, CA, 90241
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  • Downey Capital Mortgage Inc.
  • 8255 Firestone Boulevard, Suite 101B, Downey, CA, 90241
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  • Escala Financial
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  • El Camino Mortgage
  • 8141 Firestone Boulevard, Downey, CA, 90241
  • "Adriana Verduzco began her Real Estate / Mortgage Career in 1999 and remains dedicated to serving the members of the Los Angeles County and surrounding areas. In 2006, Adriana became owner of El Camino Real Estate Investments and El Camino Mortgage. Adriana is continually among those at the pinnacle in Real Estate Sales"
  • Square Lending
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  • MARCAR Real Estate Brokers Corp.
  • 11027 Downey Avenue, Downey, CA, 90241
  • MARCAR Brokers is a family business with over 40 years of combined experience amongst our team. Our team includes real estate brokers and Mortgage Loan Officers and will be able to support your every need during your next transaction. Our team is full of talented individuals that not only have a passion.
  • Real Consultants
  • 8141 2nd Street, Suite 420, Downey, CA, 90241
  • REAL CONSULTANTS MORTGAGE AND REAL ESTATE SERVICES INC., we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans and also We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.