USDA and FHA Pro and Con in Frederickson, Pierce County, WA

As of 2026, the USDA loan limit in Frederickson within Pierce county, WA is $713,000, while for a single-family home, the FHA limit is $977,500.

Use the Lendersa® USDA loan calculator to evaluate and compare today's top USDA versus FHA rates, and establish the income, credit, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA side by side, guiding your decision on which program in best suits your financial needs.

Examine loan offers from 100 distinct lenders

2026 Loan Limits and Down Payment Requirements in Frederickson, Pierce, WA

Loan Type Maximum Loan Limit Down Payment
USDA $713,000 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

Options for USDA and FHA Loans in Frederickson, WA

The aim at Lendersa® is to secure you the best available USDA or FHA loan swiftly and without hassle. Choose one of three starting paths leading to suitable lenders and USDA loan plans.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in WA

A USDA home loan is a government-insured mortgage by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These loans are restricted to rural areas, and unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Frederickson Lenders

  • Mortgage Express, Inc.
  • 17411 Waller Road East, Tacoma, WA, 98446
  • Lends in Washington
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans that meet the needs of our friends and neighbors. We have been in business since 1991 and our staff has over 50 years in combined experience. We put that experience to work for you.

  • Turn Two Mortgage
  • 2219 179th St Ct E, Tacoma, WA, 98445
  • Lends in Washington
  • Turn Two Mortgage offers customized mortgage solutions, superior rates, lightning speed and first-class service creating an amazing borrower experience. What sets us apart from the rest is our dedication to customer satisfaction. We understand that buying or refinancing a home is a significant decision, and we take pride in providing exceptional se

  • Northwest Mortgage
  • 5605 112th St E, Puyallup, WA, 98373
  • Lends in Washington
  • The Northwest Mortgage Team is your premier mortgage team located in Puyallup, WA.We pride ourselves on offering some of the lowest rates nationwide & make the loan process simple, straightforward & fast for borrowers seeking a mortgage. We are committed to providing clients with the highest quality financial services available in your area.

  • First Millennium Holdings
  • 601 1st ave suite 1400, Spokane, WA, 98580
  • Lends in Washington
  • making your dreams of tomorrow a reality today. Originating Conventional VA FHA USDA
    Jumbo Stated No Doc and NiV DSCR No ratio. our website is top notch and and you view and check the status of your rate with a custom quote with live pricing from our investment banks 24 hours a day

  • American Lake Credit Union
  • 9802 Gravelly Lake Drive SW, Lakewood, WA, 98499
  • Lends in Washington
  • American Lake Credit Union’s history dates to 1947 and evolved over time as it combined with two other credit unions; Minutemen Credit Union in 1999 and KBR Credit Union in 2015. As of September 30, 2018, American Lake CU had Assets totaling $67.5M and serving over 6, 200 members from four locations.

  • Pacific Equity & Loan
  • 3620 100th St SW Ste. B, Lakewood, WA, 98499
  • Lends in Washington

  • Pacific Equity and Loan was built on the belief in the clients’ potential to succeed. With flexible terms, fees and competitive rates, the client is always put first. We are flexible in areas where other lenders aren’t. At Pacific Equity & Loan, we understand that each investor is unique and we work hard to structure a loan to fit your needs.

  • All Tech Mortgage Inc.
  • 7403 Lakewood Drive West, Suite 4, Lakewood, WA, 98499
  • Lends in Washington
  • All Tech Mortgage Inc. - Serving Northwest homeowners just like you since 1996. Specialize in Conventional, FHA & VA home loans to purchase or refinance property in WA State. We Shop, You Save! Let us put our 25 years of mortgage experience to work for you when it comes to finding the right lender & loan program for your purchase or refinance.

  • Pacific Equity and Loan
  • 3620 100th St SW, Suite B, Lakewood, WA, 98499
  • Lends in Washington
  • Pacific Equity and Loan was founded at the end of 2018 by three managing partners: Chris Robison, Sang Yoon, and Scott Baukol. Each equipped with years in private money lending, real estate investment, business operation, and money management, Pacific Equity and Loan was born from the ideas of forward thinking and knowledgeable leaders.

  • Mt. Rainier Federal Credit Union
  • 303 West Meeker Avenue, Puyallup, WA, 98371
  • Lends in Washington
  • The Mt. Rainier Federal Credit Union, chartered in 1967, is a non-profit financial cooperative owned by the members. We offer our members higher rates on savings, and lower rates on loans. One of our strengths has always been our care and concern for members and their families Our whole philosophy of business is based on member service.

  • Wave Lending Group
  • 8602 Canyon Rd East, Puyallup, WA, 98371
  • Lends in Washington
  • wave Lending group is a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from a purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with great rates, terms