USDA Vs. FHA Pro and Con comparison in Frederickson, Pierce County, WA

As of 2025, the USDA loan limit in Frederickson within Pierce county, WA is $713,000, while for a single-family home, the FHA limit is $977,500.

Use the Lendersa® USDA loan calculator to evaluate and compare today's top USDA versus FHA rates, and establish the income, credit, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA side by side, guiding your decision on which program in best suits your financial needs.

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2025 Loan Limits and Down Payment Requirements in Frederickson, Pierce, WA

Loan Type Maximum Loan Limit Down Payment
USDA $713,000 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

Options for USDA and FHA Loans in Frederickson, WA

The aim at Lendersa® is to secure you the best available USDA or FHA loan swiftly and without hassle. Choose one of three starting paths leading to suitable lenders and USDA loan plans.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in WA

A USDA home loan is a government-insured mortgage by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These loans are restricted to rural areas, and unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Advantage Loans Inc
  • 937 S McPherson Church Rd, Fayetteville, NC, 28303
  • Planbloan is not an offer or solicitation to lend. We do not make any loan or credit decisions and are not representatives, brokers or agents of any lender. Participating lenders offer loans from $200 up to $5, 000. Not all lenders can offer you amounts up to $5, 000. Our service is not available in all states.
  • Walden Savings Bank
  • 15 Scott's Corners Drive, Montgomery, NY, 12549
  • Walden Savings Bank is the 11th oldest federally chartered mutual savings bank in the United States and while some banks may come and go, Walden Savings Bank has been here for nearly 150 years. With 11 convenient branch locations throughout the Hudson Valley, including our Dutchess County Lending office
  • Go Loan Go LLC
  • 818 Windermere Avenue, Drexel Hill, PA, 19026
  • Go Loan Go, LLC was founded in the midst of 2020. we have partnered with the nation’s top wholesale lenders to offer you the best mortgage products. Our low overhead allows us to pass the savings to you, while our light footprint keeps us nimble enough to pivot to industry changes.
  • Atlantic Finance Group LLC
  • 115 Saint Charles Street, Suite B, Drexel Hill, PA, 19026
  • Atlantic Finance Group LLC fulfill all of your mortgage needs efficiently. You can rely on us to offer you a variety of mortgage products and also give you the assistance that you need to choose the right product that suits your requirements. You can rely on us to provide you with the latest in financial tools.
  • Keegan Mortgage Corporation
  • 1504 Walnut Avenue, Oreland, PA, 19075
  • Our team of mortgage professionals is committed to finding you the best mortgage deal possible, while providing trusted counsel, advice and support at every step along the way.As our past customers can attest, we do not rest until we’ve helped make their dreams a reality and same customers have turned to us time.
  • Heritage Family Credit Union
  • 30 Allen St, Rutland, VT, 05701
  • The purpose of the Heritage Family Credit Union is to provide friendly, personable, high quality services for the entire family. The Credit Union will strive to offer convenient, cost effective services while maintaining financial stability. Heritage Family Credit Union’s vision is families prospering through cooperation.
  • Wallkill Valley Federal
  • 23 Wallkill Ave, Wallkill, NY, 12589
  • Wallkill Valley Federal Savings & Loan Association, the stated goals were to promote thrift and homeownership within the local community. The Association sought to meet these goals by providing a safe place for local savings deposits and by prudently lending these deposits back into the community in the form of home mortgages
  • Reversing PA Mortgage LLC
  • 5 Winslow Way, Dresher, PA, 19025
  • With a reverse mortgage there are no monthly principal and interest mortgage payments. Your responsibility is to pay property taxes and insurance, live in your home as your primary residence.Top uses of reverse mortgage money include, long term care, renovations, travel, pay off debt, daily living expenses, purchase of a smaller home(downsize).
  • Hopewell Chemical Federal Credit Union
  • 702 Elm Street, Hopewell, VA, 23860
  • Hopewell Chemical Federal Credit Union has been open since 1965. The credit union has assets totaling $49.69 Million and provides banking services to more than 3, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups