FHA Vs. USDA loan program for Elk-Plain, Pierce County, Washington

In 2026, the USDA loan limit in Elk-Plain, within Pierce county, WA, is $659,800, whereas the FHA limit for a single-family house is $776,250.

The Lendersa® USDA loan calculator helps compare today's best rates for USDA and FHA, determining the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator aligns USDA, FHA, Conforming, and VA options side by side, aiding in selecting the optimal program for your financial situation in .

Exploring USDA and FHA Loan Options in Elk-Plain, WA

Lendersa®'s aim is to promptly secure the best possible USDA or FHA loan for you without hassle. Choose one of three starting points that link you to suitable lenders and USDA programs.

Lendersa USDA loan request and matching results

What Is a USDA Loan in WA?

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan. It's available only in rural areas. Unlike FHA loans that need a minimum 3.5% down payment, USDA loans require none.

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(512) 477-9465 Lender's profile and map Reviews Capitol Credit Union 11920 Alterra Parkway, Suite 136, Austin, TX, 78758 Capitol Credit Union (CCU) has been a beacon for members as together we navigated the swings in the economic cycles. Today, our credit union stands even better prepared to serve you in the pursuit of your dreams. For some members, Capitol Credit Union is a source of friendly prompt service from people who know you as a person.
(512) 435-4545 Lender's profile and map Reviews United Heritage Credit Union 12208 N Mopac Expy, Austin, TX, 78758 Headquartered in Austin, Texas, United Heritage CU serves the greater Austin and Tyler areas through twelve branch locations including Manchaca, Slaughter, Georgetown, Lakeway, Kyle and Tyler. Membership is open to anyone that lives, works or attends school within Travis, Williamson, Bastrop, Caldwell, Hays, Smith and Wood county.
(512) 836-5901 Lender's profile and map Reviews Amplify Credit Union 2800 Esperanza Crossing, Building 2, Austin, TX, 78758 Amplify Credit Union combines digital-first financial services with the emphasis on community you expect from your neighborhood credit union 1967 is a member-owned financial cooperative with more than 60, 000 members and almost $1 billion in assets. Our team lives and works in the communities we serve, making us the foremost experts.
(512) 633-4157 Lender's profile and map Reviews 360 LENDING GROUP, LLC 3100 Esperanza Crossing, Suite 6254, Austin, TX, 78758 360 LENDING GROUP LLC IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE
(888) 521-0353 Lender's profile and map Reviews Vsio Lending 1905 Kramer Lane, Ste. B700, Austin, TX, 78758 Visio Financial Services Inc offers unique mortgage loans designed to meet the needs of investors purchasing single-family residences. Since our founding in 2011, we have originated more than 4,500 loans to investors nationwide, assisting investors in the redevelopment of houses into quality, affordable homes.
(512) 828-6420 Lender's profile and map Reviews Loans By Tera 1801 S MoPac Expressway, Suite 212, Austin, TX, 78746 We take the stress out of the home loan process. Whether you are in Austin or relocating to the area, we will make the home loan process as seamless as possible. * We average 15 day closings! This is a great negotiating tool for your Realtor when making an offer on your behalf. With Austin's hot real estate marking,
0846767555 Lender's profile and map Reviews HouseMax Funding 901 S Mopac Expy, Bld. 4, Suite 125, Austin, TX, 78746 HouseMax Funding is a leading hard money lender based in Austin, Texas offering personalized hard money construction and fix and flip loans. With a track record of over 1000 successful deals and over 3000 successfully flipped houses, HouseMax Funding are expert hard money lenders with a track record of success offering hands-on service to meet our
(512) 609-8019 Lender's profile and map Reviews Austin Private Funding 1406 Camp Craft Rd, Suite 200-D, Austin, TX, 78746 Austin Private Funding is a private real estate finance company that provides hard money lending for commercial and non-owner occupied residential properties. Our years of experience in real estate investing and financing allow us to appreciate the complexities involved in real estate transactions.
(833) 993-3863 Lender's profile and map Reviews HouseMax Funding 1301 S MoPac Expy Suite 110, Austin, TX, 78746 One of the fastest growing hard money lenders in America! Our team has over 25 years of lending experience and over 50 years of collective Real Estate sales, and investing. We have funded over 1,250 deals and flipped more than 3,000 houses.The HouseMax team offers a special hands-on approach and truly enjoys and values time spent with borrowers.
(512) 637-9900 Lender's profile and map Reviews Sente Mortgage 901 S. Mopac Blvd. Bldg IV, Suite 125, Austin, TX, 78746 Sente, we know what it takes to succeed in this industry. We have discovered that leverage is one of the keys to a productive mortgage career. Just like a team of climbers, leverage is required to reach pinnacles of production for each individual mortgage banker. We have the resources and expertise to help put you on a path to achieve your goals.
(512) 771-1474 Lender's profile and map Reviews Austin Capital Mortgagae 3801 N. Capital of TX Hwy, Suite J230, Austin, TX, 78746 We are a full service residential mortgage banking firm serving the Austin, Houston, San Antonio, and Dallas Fort Forth metro areas. We have been serving the needs of the residential mortgage community since 1996. Our customers know us for competitive rates and consistent customer satisfaction. Our integrity is reflected in our raving client.