USDA and FHA Pro and Con in Elk-Plain, Pierce County, WA

In 2025, the USDA loan limit in Elk-Plain, within Pierce county, WA, is $659,800, whereas the FHA limit for a single-family house is $776,250.

The Lendersa® USDA loan calculator helps compare today's best rates for USDA and FHA, determining the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator aligns USDA, FHA, Conforming, and VA options side by side, aiding in selecting the optimal program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Elk-Plain, Pierce, WA

Loan Type Loan Limit Down Payment
USDA $659,800 0%
FHA $776,250 3.5%
Conventional Conforming $776,250 3%

Exploring USDA and FHA Loan Options in Elk-Plain, WA

Lendersa®'s aim is to promptly secure the best possible USDA or FHA loan for you without hassle. Choose one of three starting points that link you to suitable lenders and USDA programs.

Lendersa USDA loan request and matching results

What Is a USDA Loan in WA?

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan. It's available only in rural areas. Unlike FHA loans that need a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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