USDA Loan Vs. FHA loan pro & con for Lake-Stevens, Snohomish County, WA

In 2025, USDA loan limit in Lake-Stevens, county of Snohomish, WA is $659,800 while FHA limit is $776,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lake-Stevens, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(205) 823-2895 2080 miles Lender's profile and map Reviews Liberty Mortgage Corporation 200 Williamsburg Office Park, Birmingham, AL, 35216 At Liberty Mortgage Corporation, we have developed long-term working relationships with realtors, builders, attorneys, accountants, appraisers, financial planners, commercial bankers and other professionals that make up the mortgage industry. We receive many referrals from these industry professionals,
(205) 705-1650 2080 miles Lender's profile and map Reviews Method Mortgage, LLC 601 Vestavia Parkway, Suite 300, Birmingham, AL, 35216 Method Mortgage, formerly Principal Mortgage, was founded in Birmingham, Alabama in January 2007. Our work is dedicated to helping people achieve the dream of living in a home that they love and can afford. Whether you are purchasing or refinancing, we know mortgages are an important part of that process.
(716) 326-3858 2080 miles Lender's profile and map Reviews Inner Lakes Federal Credit Union 19-21 East Main Street, Westfield, NY, 14787 At Inner Lakes Federal Credit Union, each dollar of income is passed along to our members in the form of higher dividends on savings, lower interest on loans, or new and improved services. We are member owned and not-for-profit, we exist solely to serve our members and provide a smart alternative to profit-driven banks and other institutions.
(716) 284-2161 2080 miles Lender's profile and map Reviews NFFMECU 615 Main Street, Niagara Falls, NY, 14302 NFFMECU provide our members with best possible financial services, stressing personal attention and competitive rates and terms.The NFFMECU has a strong commitment to our members and encourages members to make the Credit Union their primary financial institution. The Credit Union offers very competitive rates and terms and members are encouraged
(205) 298-6391 2081 miles Lender's profile and map Reviews AloStar Bank of Commerce 3595 Grandview Parkway, Suite 425, Birmingham, AL, 35243 Alostar Bank Of Commerce is a branch office of Alostar Bank Of Commerce. They provide the following services: Full Service Office Location and are located at 3595 Grandview Parkway, Suite 425 in Birmingham Alabama. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number
(205) 503-5000 2081 miles Lender's profile and map Reviews SouthPoint Bank 3501 Grandview Parkway, Birmingham, AL, 35243 SouthPoint Bank was launched in October 2005 by former SouthTrust Corporation executives. Steve Smith, currently Chairman, President and Chief Executive Officer got the idea of opening a Bank when the former SouthTrust Bank was purchased by Charlotte-based Wachovia Corporation in June of 2004.
(888) 715-2400 2081 miles Lender's profile and map Reviews Superior Credit Repair 2746 Summit Pl, Birmingham, AL, 35243 Our company’s goal is to help anyone who needs a second chance at financial freedom. Superior Credit Repair can help! We do credit repair, adjustments, improvement, debt consolidation, credit disputes and boosting. If you think you have no chance at getting a mortgage, then think again because Superior Credit Repair’s services are here.
(985) 626-6620 2081 miles Lender's profile and map Reviews SELH Federal Credit Union 23455 Sparrow Road, Mandeville, LA, 70448 SELH Federal Credit Union has been approved for a Charter change to serve the healthcare industry in the cities of Abita Springs, Mandeville, Covington, and Lacombe, LA. This change allows us to offer membership to any worker in the healthcare industry working in any of the cities approved.
(985) 377-3433 2081 miles Lender's profile and map Reviews LTV NOLA 184 Remington Dr, Mandeville, LA, 70448 LTV Properties is a local Louisiana Equity Lender that specializes in hard money loans with no credit, income, or residency requirements. We offer fast closings and loan our own money. We have been doing business in the state of Louisiana for 11 years with over 120 years of personal, residential, and commercial lending experience.
(985) 377-9227 2081 miles Lender's profile and map Reviews Paramount Capital Funding Group 1816 Neva Court, Mandeville, LA, 70448 As a broker, we have wholesale access to multiple lending platforms. This means we are able to place your particular project with the best lending source for your needs. We stay current with all the best programs available on a monthly basis and keep our clients needs as our top priority.
(985) 231-0202 2081 miles Lender's profile and map Reviews Alpha Mortgage 211 W Causeway Approach, Suite A, Mandeville, LA, 70448 Alpha Mortgage was formed in 1997 in Mandeville, Louisiana. It operates as a mortgage broker office and is licensed by the state of Louisiana. Experienced loan officers include Jimmy Briant and Neal Clark with forty-two years of experience. Several types of loans are offered, such as, conventional, FHA, VA, USDA, and reverse mortgages.