USDA Vs. FHA your options comparison in Fobes-Hill, Snohomish County, WA

In the year 2026, the USDA loan limit for Fobes-Hill, located in Snohomish county of WA, is set at $659,800. At the same time, the FHA limit for a single-family home is $776,250.

Take advantage of the Lendersa® USDA loan calculator to compare the top USDA and FHA rates currently available. This tool helps identify the required income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator allows for a side-by-side comparison of USDA, FHA, Conforming, and VA loan options, so you can determine which program is most suitable for your financial situation in Alabama.

Explore loan offers from a variety of 100 lenders

Loan Limits and Down Payment Requirements in Fobes-Hill, Snohomish County, WA for 2026

Loan Type Loan Limit Down Payment
USDA $659,800 0%
FHA $776,250 3.5%
Conventional Conforming $776,250 3%

Available USDA and FHA Loan Options in Fobes-Hill, WA

The primary goal of Lendersa® is to provide you with the most suitable USDA or FHA loan solution quickly and with ease. You can start with any of three different paths to connect with lenders that offer USDA loan programs tailored to your needs.

Lendersa USDA loan request and matching results visualization

Defining USDA Loans in WA

A USDA home loan is one endorsed by the government Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and is exclusively available in rural locations. In contrast to FHA loans, requiring a minimum down payment of 3.5%, USDA loans require no down payment at all, making them quite favorable.

Enter your location to find out if it qualifies for USDA rural housing loan?



Fobes-Hill Lenders

  • Halcyon Home Loans
  • 119 Cedar Ave, Snohomish, WA, 98290
  • Lends in Washington
  • Halcyon Home Loans is a full-service mortgage brokerage serving the greater Puget Sound area and all of Washington State. We pride ourselves on treating each client like they are the most important person in our world, and delivering outstanding service along with low rates / fees.

  • Snohomish Mortgage Company
  • 1030 Ave D, Suite 7, Snohomish, WA, 98290
  • Lends in Washington
  • Snohomish Mortgage! We are the Local Experts for all types of residential and commercial lending. There are many lenders to choose from, but we believe that having great rates is only part of what makes us the best. We want you to do business with the people you see in the community and trust.

  • BEN LINK, MORTGAGE
  • 9506 4th St NE, Lake Stevens, WA, 98258
  • Lends in Washington
  • Ben Link, Mortgage Broker. Local expertise and broad real estate experience will benefit you whether you are serious about buying or selling a home at this time, or are a returning client checking out the many homeowner resources offered here. and also you can help you with that, too. Sometimes you may not need to sell your current home.

  • Mountain Pacific Bank
  • 3732 Broadway, Everett, WA, 98201
  • Lends in Washington
  • Mountain Pacific Bank is a full-service commercial bank located in Everett, WA. The bank opened its doors in July of 2006 and achieved profitability in 6 months, setting a record for Washington State. The bank has continued to grow & set records and currently reports $534.3million in assets.

  • SnoCope Credit Union
  • 3130 Rockefeller Avenue, Everett, WA, 98201
  • Lends in Washington
  • A not for profit financial cooperative started in 1959; membership is open to anyone who lives, works, worships, goes to school or operates a business in WA. SnoCope makes employment decisions without regard to race, color, sex, national origin, veteran status, sexual orientation, gender identity, religion, age, disability or other protected status

  • Nordstrom Federal Credit Union
  • 2701 Hoyt Avenue, Everett, WA, 98201
  • Lends in Washington
  • Member-owned and serving Nordstrom employees since 1936, Nordstrom Federal Credit Union is dedicated to providing superior service and financial products. Our members enjoy perks like custom-tailored loan terms, competitive dividend rates, and convenient online banking services. Experience a different, better kind of banking.

  • Mill Town Credit Union
  • 3102 Broadway, Everett, WA, 98201
  • Lends in Washington
  • Mill Town Credit Union was chartered in September 1939 by the then employees of the Soundview Pulp Company based off the waters near the Everett Marina. It became Scott’s Paper Credit Union after it was acquired by the company in 1963 and became a reliable financial resource for the employees.

  • Community Healthcare Federal Credit Union
  • 1503 Pacific Avenue, Everett, WA, 98201
  • Lends in Washington
  • Community Healthcare Federal Credit Union was chartered in 1959 by the employees of Everett General Hospital to provide an alternative to traditional banking rates and fees. We now provide financial services such as savings, checking, IRA’s, Certificates of Deposit, VISA, student loans, and a variety of consumer loan products to individuals.

  • NW Plus Credit Union
  • 2821 Hewitt Ave, Everett, WA, 98201
  • Lends in Washington
  • nw+|cu is a not-for-profit financial cooperative. When individuals become members of a credit union, they become equal shareholders, each with one vote to elect their volunteer Board of Directors and Supervisory Committee. These volunteers oversee a professional management team and overall credit union operations

  • Coastal Community Bank
  • 5415 Evergreen Way, Everett, WA, 98203
  • Lends in Washington
  • At Coastal Community Bank, we firmly believe that banking is about relationships -- relationships built on trust. Our bankers live within the communities they serve, which means they care about you and your needs because they are your neighbors. Our bankers are seasoned, local professionals who know the landscape, the players.