USDA Vs. FHA your options comparison in Snohomish, Snohomish County, WA

In 2025, the USDA loan limit for Snohomish in the county of Snohomish, WA, is $713,000, while the FHA limit for a single-family dwelling is $977,500.

Use Lendersa® USDA loan calculator to explore and compare today's most favorable USDA versus FHA rates. Determine necessary income, credit, reserves, and documents for eligibility. Our sophisticated mortgage calculator provides a side-by-side analysis of USDA, FHA, Conforming, and VA loans, assisting you in selecting the optimal program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Snohomish, County of Snohomish, WA

Loan Type Loan Limit Down Payment
USDA $713,000 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

Exploring USDA and FHA Loan Facilities in Snohomish, WA

The intention of Lendersa® is to deliver the best USDA or FHA loan promptly and with ease. Choose one of three pathways to connect with matching lenders and USDA loan offerings.

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Understanding USDA Loans in WA

The USDA home loan, which is guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage, and is accessible only in rural areas. Unlike FHA loans, which mandate a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Flatiron Realty Capital
  • 60 Madison Ave, #1001, New York, NY, 10010
  • Flatiron Realty Capital was founded in 2018 as a privately funded real estate portfolio lender that offers alternative sources of financing to real estate developers and investors. Specializing in bridge loans, construction/rehabilitation financing, and 30-year rental investment products, Flatiron provides holistic solutions to satisfy the short-te
  • Bank Leumi USA
  • 579 Fifth Avenue, New York, NY, 10017
  • Bank Leumi USA (Leumi) is now Valley Bank. It is a full-service commercial and private banking institution providing financial services to middle market firms, as well as a full range of private banking solutions to domestic and international clients. Leumi also offers a broad range of securities and insurance products through its brokerage subsidi
  • Titan Capital Inc
  • 140 East 45th Street, 40th Floor, New York, NY, 10017
  • Titan Capital is a direct private bridge lender, with offices in Manhattan and Miami Beach. Since its inception, Titan Capital's team has originated, purchased and managed over $3, 500, 000, 000 in mortgage-backed securities, delinquent tax lien portfolios and equity positions in a variety of real estate assets.
  • Grasshopper Bank, National Association
  • 915 Broadway, 7th Floor, New York, NY, 10010
  • Grasshopper began operations in 2019 and is a client-first digital bank serving small businesses, startups, and the investors supporting them across the innovation economy. Our digital solutions cover small business, venture-backed companies, fintech-focused Banking-as-a-Service (BaaS) and commercial API banking platforms
  • Real Estate Funding Solutions
  • 211 E 43RD ST, NEW YORK, NY, 10017
  • REAL ESTATE FUNDING SOLUTIONS’ POLICY IS INCREDIBLY UNIQUE, AS WE REFUSE TO RUN CLIENT'S CREDIT UNTIL THEIR DEALS ARE FULLY APPROVED. OUR APPROVAL PROCESS ALLOWS CLIENTS TO USE THEIR OWN CREDIT REPORTS, WHICH THEY COULD OBTAIN THEMSELVES WITHOUT LEAVING ANY NEGATIVE IMPACT ON THEIR CREDIT REPORTS.
  • StackSource
  • 43 W 23rd St, New York, NY, 10010
  • StackSource is a tech-enabled commercial real estate loan platform. We connect investors who are developing or acquiring commercial properties with financing options like banks, insurance companies, and private lenders through an easy, transparent process. We’re taking the best of commercial mortgage brokerage and updating it for the 21st century.
  • The Provident Loan Society
  • 346 Park Ave South, New York, NY, 10010
  • Provident Loan was authorized by the State Legislature on April 13, 1894, and opened its doors five weeks later. Then as now, new immigrants and those without the means to establish a traditional banking relationship had few options for obtaining short term credit; many fell victim to predatory loan sharks.
  • The Bridge Companies
  • 100 Park Avenue, 16th Floor, New York, NY, 10017
  • The Bridge Companies is a closely held investment organization focused on mortgage and financial services. The company invests in asset advisory, mortgage banking, and asset management groups. The company was founded by seasoned banking and mortgage industry executives with a focus on the US residential mortgage markets.
  • Bridge Funding II, LLC
  • 450 Lexington Ave, 4th Fl, New York, NY, 10017
  • Based in New York, NY - and with offices in White Plains, NY - Bridge Funding works primarily with borrowers in the tri-state area of New York, New Jersey and Connecticut, however loans are available in other metropolitan locations. With access to over $1 Billion, Bridge Funding has the capacity to fulfill the needs of its borrowers both big