USDA Loan Vs. FHA loan pro & con for Marietta-Alderwood, Whatcom County, WA

In 2025, USDA loan limit in Marietta-Alderwood, county of Whatcom, WA is $411,200 while FHA limit is $603,750 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Marietta-Alderwood, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(541) 286-4579 286 miles Lender's profile and map Reviews Knight Financial - A Division of American Pacific Mortgage 385 NW Harrison Blvd, Corvallis, OR, 97330 We are a full service residential mortgage firm delivering elite customer care. We designed our lender list to offer premier traditional and portfolio lending products. We are licensed in OR, WA, CA, ID & NV and have completed over 2, 600 home loans totaling over $800 million in loan volume since our inception in August of 2005.
(541) 265-9000 290 miles Lender's profile and map Reviews Oregon Coast Bank 909 SE Bay Boulevard, Newport, OR, 97365 In 2001, a group of local business owners realized that the unique needs of companies on the Oregon Coast—the fisheries, logging outfits, motels, restaurants, and shops that have always been the backbone of our communities—just weren’t being served well by the big banks. So they decided to build a bank dedicated to supporting the people
(208) 245-4231 292 miles Lender's profile and map Reviews St. Joe Valley Credit Union 129 S 9th Street, Saint Maries, ID, 83861 This credit union was organized on October 31, 1959, to promote thrift among its members & to accumulate a fund from these savings to make needed loans to members. We started with a humble 33 members with a total of $173.00 in assets at that time. To date this credit union has over 2,000 members with assets size from $7,100,000 to over $8,000,
(541) 259-1235 293 miles Lender's profile and map Reviews Linn-Co Federal Credit Union 485 2nd Street, Lebanon, OR, 97355 Linn-Co was chartered in 1956 by eight school teachers at Green Acres School in Lebanon. Through the years we have evolved into a credit union that is chartered to serve all who live, work, worship or attend school in Linn County, and their out of town family members. We're one of the few financial institutions headquartered in Linn County.
(208) 882-0232 296 miles Lender's profile and map Reviews LATAH CREDIT UNION 912 South Washington Street, Moscow, ID, 83843 Latah Credit Union provides competitive financial services to all who live, work, volunteer, worship, do business in, or go to school in Latah, Benewah, Kootenai, Boundary, Bonner, Shoshone, Nez Perce and Lewis Counties and to students enrolled in a unified program of study at the University of Idaho.
(800) 732-0173 298 miles Lender's profile and map Reviews Oregon State Credit Union 4800 SW Research Way, Corvallis, OR, 97333 Oregon State Credit Union, a state-chartered credit union. Since 1954 the credit union has been a member-owned, not-for-profit financial services institution. Earnings are returned to members in the form of competitive financial offerings, more service and convenience. We exist for the benefit of our member-owners, and not to profit from them.
(530) 258-7962 298 miles Lender's profile and map Reviews Capital Mortgage Source 301 Southwest 4th Street, Suite 160, Corvallis, OR, 97333 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(509) 758-4848 301 miles Lender's profile and map Reviews Twin River National Bank 900 5th Street, Clarkston, WA, 99403 Twin River Bank is locally owned by your neighbors and we have invested here in the Lewis Clark Valley Since We have built a reputation as a community bank serving home buyers, real estate investors and builders. We have experienced mortgage lenders that can help you with a purchase, refinance, home improvement or construction lending.
(503) 784-3458 315 miles Lender's profile and map Reviews Pacific Residential Mortgage, LLC 2444 SW Glacier Pl, Redmond, OR, 97756 Since 2004, the desire to put people over profit in the mortgage industry inspires the leadership at Pacific Residential Mortgage. In the years since our creation, the company continuously experiences growth and success. Our most important accomplishment, however, is the development of our people and celebrating their achievements.
(208) 746-7233 317 miles Lender's profile and map Reviews Lewis Clark Credit Union 604 Bryden Avenue, Lewiston, ID, 83501 Come see why LCCU, Lewis Clark Credit Union, is a whole new financial experience. We offer progressive financial services, with hometown member support. We know you by name and are here to help you meet your financial goals. At LCCU, our focus really is your future. Unlike banks, credit unions are not in business to make a profit.