USDA and FHA Pro and Con in Ferndale, Whatcom County, WA
For a single-family residence in Ferndale, county of Whatcom, WA, the USDA loan ceiling in 2025 is $411,200, whereas the FHA limit is $603,750.
Make use of the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates today. Determine the necessary income, credit score, reserves, and documentation to qualify. Our comprehensive mortgage calculator presents a comparison of USDA, FHA, Conforming, and VA programs side by side, assisting you in selecting the most suitable program in for your financial situation.
2025 Loan Ceilings and Required Downpayments in Ferndale, county of Whatcom, WA
Loan Type
Loan Limit
Down Payment
USDA
$411,200
0%
FHA
$603,750
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Ferndale, WA
The aim of Lendersa® is to provide you with an optimum USDA or FHA loan swiftly, with minimal hassle. Choose from three entry points to align with lenders and USDA loan offerings.
A USDA home loan is backed by the Department of Agriculture, hence called a USDA rural development loan or mortgage, but it's exclusively for rural locales. This sets it apart from FHA loans, which mandate at least a 3.5% down payment, as no down payment is needed for USDA loans.
20301 Ventura Blvd, Suite 302, Woodland Hills, CA, 91364
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4872 Topanga Cyn Blvd. #233, Woodland Hills, CA, 91364
Axis Funding 100% focus on funding, we've expanded what we can offer our clients in a more complex landscape since the mortgage crisis in 2008. The challenge many clients run into is that what worked in the past is no longer sufficient, that leads to an overwhelming level of frustration when their advisors can no longer offer workable solutions.
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Fort Collins Mortgage LLc, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dreams and we work hard to be leaders in the industry, to stand out from the competition, and, above all.
1010 Foothill Blvd, La Canada Flintridge, CA, 91011
We are a full-service direct lender, located in Southern California. With centralized operations and local supervision at every step of the way, we make sure our clients get the one-on-one attention and service they deserve. We have a solution-based, hands-on management team with the expertise necessary to succeed in today’s complex lending environ
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BWA Mortgage, as a full service mortgage brokerage, in a challenging market where mortgage rates were at 12.75%. Since then our broker, Floyd Walters, has built a business that provides real estate financing the way he feels it should be done: with high attention to detail & providing consumers an easy to understand explanation of the loan process.
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