USDA and FHA Pro and Con in Ferndale, Whatcom County, WA
For a single-family residence in Ferndale, county of Whatcom, WA, the USDA loan ceiling in 2025 is $411,200, whereas the FHA limit is $603,750.
Make use of the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates today. Determine the necessary income, credit score, reserves, and documentation to qualify. Our comprehensive mortgage calculator presents a comparison of USDA, FHA, Conforming, and VA programs side by side, assisting you in selecting the most suitable program in for your financial situation.
2025 Loan Ceilings and Required Downpayments in Ferndale, county of Whatcom, WA
Loan Type
Loan Limit
Down Payment
USDA
$411,200
0%
FHA
$603,750
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Ferndale, WA
The aim of Lendersa® is to provide you with an optimum USDA or FHA loan swiftly, with minimal hassle. Choose from three entry points to align with lenders and USDA loan offerings.
A USDA home loan is backed by the Department of Agriculture, hence called a USDA rural development loan or mortgage, but it's exclusively for rural locales. This sets it apart from FHA loans, which mandate at least a 3.5% down payment, as no down payment is needed for USDA loans.
8000 Avalon Blvd, Suite 100, Alpharetta, GA, 30009
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
As the Local Lender, our obligation is to help our friends finance their dream homes– but our PURPOSE goes much deeper than that. Our PURPOSE, and the reason we love doing what we do, is to help our clients get where they want to go. This means building a relationship outside the business transaction by helping our clients find a plumber.
MiLEND, Inc. has served thousands of home buyers and homeowners by providing them with a common-sense approach to the mortgage business. Since 1995, the mission has provided the foundation for MiLEND, Inc. to grow as we aim to consistently keep our customer's and partner's lives simple when purchasing or refinancing a home.
Cornerstone Mortgage Group, LLC. is a full-service mortgage lending institution based in Atlanta, GA. We are committed to differentiating ourselves from our competition by offering Raving Fan" customer service and building our business based off referrals and word of mouth advertising.
258 Blue Prince Road, Suite 102, Bluefield, WV, 24701
The Mercer County WV Teachers Federal Credit Union (MCWVTFCU) has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, MCWVTFCU will continue a sound yet progressive.
555 North Point Center, 4th Floor, Suite 491, Alpharetta, GA, 30022
Kindred Mortgage Group is a mortgage broker in Atlanta Georgia specializing in personalized mortgage planning and mortgage financing for the unique needs of homebuyers, investors, realtors, CPAs and financial advisors seeking optimized mortgage solutions for their individual and business goals. We provide a diverse range of mortgage loan products
SR Mortgage LLC is a mortgage broker company serving the mortgage needs for people of Georgia. We offer the best product and solutions tailored to individuals' goals and needs. broker company serving the mortgage needs for people of Georgia. We offer the best product and solutions tailored
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
