In the year 2025, the USDA loan ceiling in Bellingham, within Whatcom County, WA, is $411,200, compared to the FHA limit, which is $603,750 for single-family homes.
Use the Lendersa® USDA loan calculator to compare the top rates for USDA versus FHA today and find out the income, credit score, reserves, and documents needed to qualify. Our state-of-the-art mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding you to determine the most suitable program for your financial situation in .
Loan Limits and Down Payment Requirements in Bellingham, Whatcom County, WA for 2025
Loan Type
Loan Limit
Down Payment
USDA
$411,200
0%
FHA
$603,750
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Bellingham, WA
Lendersa® aims to secure you the most suitable USDA or FHA loan promptly and effortlessly. Start with one of the three available paths that lead to matched lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. This type of loan is solely available in rural areas. The USDA mortgage requires no down payment, unlike FHA loans, which require a minimum down payment of 3.5%.
Real Estate by Paula & Shay Mortgage is a prestigious real estate and mortgage brokerage company with nearly 30 years experience in real estate sales and financing. With expertise in all aspects of real estate, we assist our clients in achieving their home ownership and financing dreams.
10343 Sepulveda Boulevard, Mission Hills, CA, 91345
Our Mission is to provide the most efficient and high-quality mortgage lending services to all the families in the community we serve. Mission Mortgage has a strong and professional team available at your disposal to help assist in your home mortgage loan needs. Our team specializes in FHA and Conventional Loans.
At Hamlet Financial Corporation. We know that each customer has specific needs, so we strive to meet those demands with a wide array of products, exceptional service and individualized attention. We offer an extensive network of lending sources for conforming, jumbo and super jumbo loans for primary residences, second homes
Family Mortgage provides residential mortgages for families and individuals looking to find their dream home or looking to refinance their existing mortgage. Whether you are a first time home buyer, an investor, or someone looking to sell your existing home and move up, we have the right mortgage loan for your needs.
M² Home Loans is the best choice because we always call our clients back in a timely manner and fight for the best deal for them. I opened my business to better serve our clients through a more personalized approach to the industry. Most importantly, we DO NOT take no for an answer from the underwriters without putting up the best possible fight
A&D Mortgage Group is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans for our trusted clients while providing the lowest interest rates and closing costs possible. Furthermore, we pledge to help our borrowers overcome any roadblocks that may arise while securing their loan.
1635 Foxtrail Drive, Suite 210, Loveland, CO, 80538
Barnett Mortgage ensures a dedicated lender experience that helps ensure most people get the loan and rate they need. The customized loans offered through Barnett Mortgage are designed to meet each person’s needs. We shop for the lowest rates possible, helping you get an out of the box loan. We help our clients get competitively low rates
The Great Plains Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
1635 Foxtrail Drive, Suite 234, Loveland, CO, 80538
At Lend4Less, we can show you how to get a hassle free lower rate......and save money on your home loan! We typically beat 99% of other lender's rates & closing costs with a low hassle digital loan process. Lend4less, Inc. is an Equal Housing Opportunity. Lend4less Inc is in the Mortgage Bankers and Loan Correspondents business.
"At Alibel Mortgage we strive to offer the best products and services in the mortgage industry. As wholesale mortgage brokers we are able to offer the absolute lowest rates in the business. Our goal is to provide the best possible experience for all of our clients.
We attend every closing. This ensures that your closing transaction goes smooth
