In the year 2025, the USDA loan ceiling in Bellingham, within Whatcom County, WA, is $411,200, compared to the FHA limit, which is $603,750 for single-family homes.
Use the Lendersa® USDA loan calculator to compare the top rates for USDA versus FHA today and find out the income, credit score, reserves, and documents needed to qualify. Our state-of-the-art mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding you to determine the most suitable program for your financial situation in .
Loan Limits and Down Payment Requirements in Bellingham, Whatcom County, WA for 2025
Loan Type
Loan Limit
Down Payment
USDA
$411,200
0%
FHA
$603,750
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Bellingham, WA
Lendersa® aims to secure you the most suitable USDA or FHA loan promptly and effortlessly. Start with one of the three available paths that lead to matched lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. This type of loan is solely available in rural areas. The USDA mortgage requires no down payment, unlike FHA loans, which require a minimum down payment of 3.5%.
Torrington Savings Bank was chartered in 1868 as a mutual savings bank. It is owned by its depositors, has no shareholders & is operated to serve the banking & investment management needs of the thirty-three towns in Northwest Connecticut. Our Mutual Savings Bank Charter helps us to manage according to the best interests of our local communities.
Torrington Municipal & Teachers Federal Credit Union
777 East Main St, Torrington, CT, 06790
We are a not-for-profit community credit union serving Litchfield County. If you live, work or go to school in Litchfield County, you’re eligible to join. Torrington Municipal & Teachers Federal Credit Union is a full service financial institution owned by it's members, open to anyone who lives, works or goes to school in Litchfield County.
Formerly The Torrington Company Employees Credit Union, Inc., founded in 1954, Northwest Hills Credit Union, Inc. has provided its members with quality financial services, high dividend rates on deposit accounts, and low rates on loans. The credit union is owned by its members who elect a volunteer Board of Directors responsible for its operations.
2500 Westchester Avenue, Suite 411, Purchase, NY, 10577
Our mission is to do good by you and for you, by returning profits in the form of our competitive rates, low fees, simple rules, clear communication, frictionless delivery and unbiased advice. Quorum is banking that’s focused on you, and how our products and services can help you live life as you choose.
At Cardinal Mortgage Corp., we provide an extremely important service in the field of mortgage finance, including the loan origination, working closely with the borrower, pre-qualifying the loan, verifying the credit and property aspects of the loan, and making sure that you, the borrower is protected in all areas of the loan.
Bridge Lending Group is a Private Real Estate Lender with offices at 2900 Westchester Avenue,
Suite 405, Purchase New York 10577.
We specialize in Refinance, New Construction, Rehab and Fix&Flip mortgages.
We originate mortgage loans from $100K – $1MM+ against 1-4 family, non-owner occupied properties, at a loan-to-value ratio not exceeding 50
Bridge Lending Group is a Private Real Estate Lender with offices at 2900 Westchester Avenue,
Suite 405, Purchase New York 10577.
We specialize in Refinance, New Construction, Rehab and Fix&Flip mortgages.
We originate mortgage loans from $100K – $1MM+ against 1-4 family, non-owner occupied properties, at a loan-to-value ratio not exceeding
Brooklyn Funding Group makes short-term lending simple and stress-free. Our experienced team ensures a smooth process, turning your real estate goals into reality. We offer fast financing for 1-4 unit properties with up to 90% LTC, up to 75% ARV, and rates starting at just 7.7%. Whether it’s a fix-and-flip or an investment opportunity, we’re here t
31-10 37th Avenue, Suite 403, Long Island City, NY, 11101
Greater Metro Federal Credit Union has been open since 1970. The credit union has assets totaling $91.03 Million and provides banking services to more than 4, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
3908 24th St Ste 5 , Long Island City, NY, 11101
MK Capital Funding is a one-stop lending company that focuses on investor’s needs and goals. We place “customers first” and do everything possible to provide great service, competitive rates and terms; as well as advice. We understand that projects are complex and that the lending process can be confusing sometimes.
