USDA Vs. FHA your options comparison in Olympia, Thurston County, WA
For 2025, the USDA loan limit in Olympia, county of Thurston, WA, is $381,800. The FHA limit for a single-family home is $546,250.
Utilize the Lendersa® USDA loan calculator to evaluate today's premier USDA vs. FHA rates, helping you determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA options can be assessed side by side, making it easier to decide which program in suits your financial situation best.
2025 Loan Limits and Downpayment Requirements in Olympia, County of Thurston, WA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$546,250
3.5%
Conventional Conforming
$726,200
3%
Examining USDA and FHA Loan Options in Olympia, WA
Lendersa® aims to efficiently secure the best USDA or FHA loan without hassle. Consider one of three provided starting points to connect with matching lenders and access USDA loan programs that align with your financial needs.
A USDA home loan, often called a USDA rural development loan or USDA mortgage, is a government-guaranteed loan offered by the Department of Agriculture, specifically for rural neighborhoods. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans have no down payment requirement, making them an attractive option for eligible buyers in rural areas.
Rosedale Federal has deep roots in the Baltimore area and we’re proud to be part of the communities we serve. Our purpose remains the same: to help our neighbors with everyday finances and affordable home loans. The bank is still a mutual association, owned by its depositors, not a group of investors and shareholders.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
We're small enough to know you but big enough to put 24/7 banking in the palm of your hand. From better rates to lower fees, we give you greater control over your future. Whatever an amazing life looks like for you, we’re here to help you get there! It’s easy to add us as a partner in your financial future!
Since 1950, we’ve been in the business of helping our members plan for the future, cultivate smarter habits, and afford more of the things they love. Starting with a small desk and small counter outside the personnel office at the Naval Supply Depot in Mechanicsburg, PA, we’ve now grown to over 50 branches across 7 counties.
First Northern Bank & Trust Co, originally founded in 1907 as First National Bank of Palmerton, is the sole-subsidiary of Palm Bancorp, ( a unitary bank holding company). We are now a Fed-Member, State chartered bank with11 branches in four counties across Northeast Pennsylvania, including Monroe, Carbon, Lehigh and Northampton.
8100 Professional Place, Suite 308, Hyattsville, MD, 20785
The Library of Congress Federal Credit Union has been proudly serving the library community since 1935. We believe the library community advances America's great story. And we are here to advance your financial life story. This is our way of giving back to a library community that gives so much to the world.
Harbor Bank of Maryland opened its doors in September of 1982 with $2.1 million in assets. As of December 31, 2015, Harbor Bank's assets were $288 million. The bank conducts general banking business in seven branch locations and primarily serves the Baltimore, Maryland Metropolitan area. The Bank also has a branch in Riverdale,
Provider was founded in the aftermath of the financial meltdown on the premise that every individual deserves to be treated fairly regardless of their financial knowledge or negotiating ability. Provider believes that the purchase or refinancing of a home requires careful evaluation of each client’s individual financial circumstances.
20 South Charles Street, Suite 1000, Baltimore, MD, 21201
AGM Financial Services, Inc. is a leading FHA Lender providing financing for both Market Rate and Affordable housing communities. AGM arranges federally insured mortgages for apartment projects under FHA’s MAP (Multifamily Accelerated Processing) program. AGM is also an approved Lender for FHA’s Low Income Housing Tax Credit Pilot Program
