In 2025, the USDA loan limit for Lacey, in Thurston County, WA, is $381,800. By comparison, the FHA limit for a single-family home is $546,250.
Utilize the Lendersa® USDA loan calculator to assess current USDA vs. FHA rates and determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you decide which program is best for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Lacey, Thurston County, WA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$546,250
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Lacey, WA
Lendersa® aims to quickly secure the best USDA or FHA loan without hassle. Choose one of three starting points to connect with lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan, is offered by the Department of Agriculture and available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment.
333 Sandy Springs Circle Northeast, Atlanta, GA, 30328
Plymouth Funding LLC is a private hard money lender based out of Atlanta, Georgia that specializes in financing non-owner occupied rehab projects and new construction of commercial and residential properties. Even if you're not a real estate investor, our loans may be a great way to meet your financial needs.
Fairview is a private commercial and residential lender. We are a direct lender with no upfront fees. We strictly lend our own money and hold / service all of our own loans. All decisions are made in house which allows us to close loans quickly. When you work with Fairview, you work directly with the decision makers.
Realty Resources Corporation was founded in 1976. We are real estate brokers and direct hard money lenders on any kind of property in Georgia, and we’ve closed thousands of hard money loans in Greater Atlanta and now in Savannah. Whether you are looking for Hard Money Lenders, Private Money Lenders, Loans for Bad Credit.
6000 Lake Forrest Drive, Suite 100, Atlanta, GA, 30328
Yieldi platform and team focuses on only real estate based investments bringing high yields distributed on a monthly basis. All Yieldi offerings are asset
based, meaning your
investment is backed by
validated collateral such as a
Real Estate, Commercial and
Residential property.
Crescent Mortgage Company was founded on February 16, 1993 as a wholesale lender for community banks in the Southeastern United States. On the first day of business, we faxed a hand written rate sheet to our first approved correspondents. By 10:00 AM the following morning we had received over $25,000,000 in loan locks,
Angel Oak Mortgage Solutions offers the nation’s most aggressive non-agency and specialized mortgage solutions. We work directly with brokers and correspondents specializing in non-conforming, non-agency products that offer consumers unique flexibility.We are bringing liquidity back into the underserved segment of the market.
XCEL Commercial Capital was formed in May 2010. It was formed as an offshoot of HomeStar Mortgage, Inc., which was incorporated May 1999. Over the last 11 years, we have originated many commercial loans stemming from requests from current and past customers, commercial real estate brokers, and other referral partnerships.
The Westmoore Group was formed to provide unique capital solutions for the real estate mortgage marketplace. We have the ability to offer all product types including residential mortgage loans to owner occupied borrowers who cannot qualify for conventional financing. We also lend to real estate investors and on commercial property.
