USDA Vs. FHA Pro and Con comparison in Tumwater, Thurston County, WA

In the year 2025, the USDA loan cap in Tumwater, located in the county of Thurston, WA, is set at $381,800, whereas the FHA cap for a single-family dwelling is $546,250.

Utilize the Lendersa® USDA loan calculator to evaluate today's most competitive USDA and FHA rates, and ascertain the income, credit, reserves, and documents necessary for qualification. This sophisticated mortgage calculator places USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the program in that best suits your financial circumstances.

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2025 loan caps and down payment specifications in Tumwater, county of Thurston, WA

Type of Loan Maximum Loan Amount Down Payment Required
USDA $381,800 0%
FHA $546,250 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Solutions in Tumwater, WA

Lendersa® is committed to swiftly securing the most favorable USDA or FHA loans for you without any hassle. Choose one of three starting options to explore lenders and USDA loan schemes.

Lendersa USDA loan inquiry and matching outcomes

Understanding USDA Loans in WA

The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is restricted to rural areas. Contrary to FHA loans that necessitate at least a 3.5% down payment, USDA loans eliminate the need for any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Swiftlend.com Mortgage
  • 771 NE 82nd St, Miami, FL, 33138
  • Swiftlend.com Mortgage is the local mortgage company clients come for cutting edge mortgage rates with great service and knowledge of the local market. We specialize in Condominium Financing, Conventional, FHA and Private mortgages. We’ve been true to this commitment since our inception and continue to provide great.
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  • 8962 Collins Ave, Surfside, FL, 33154
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  • 9630 E. Bay Harbor Drive, Miami Beach, FL, 33154
  • Mortgage brokerage and realty consulting business in Miami, Florida. We work on commercial and residential loans to homeowners as well as investors. We have bank, private and hard equity loans available for all property types. We work with prime clients, non-prime clients and other mortgage brokers or lenders .
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  • South Florida Federal Credit Union
  • 1902 NW 14 Avenue, Miami, FL, 33125
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  • Amerant Bank
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  • Amerant Bank, N.A., one of the largest community banks headquartered in Florida, is a wholly-owned subsidiary of Amerant Bancorp Inc. (NASDAQ: AMTB and AMTBB). For over 40 years, the Bank has developed strong community relationships, always adapting to our customers'​ lives and specific needs, in a dynamic and positive way.
  • Intercredit Bank, National Association
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  • Intercredit Bank, N.A. is a Florida-based bank founded in 1992 as a result of the purchase of a Miami community bank. We are a full service commercial and consumer financial institution providing high quality banking services to our clientele. The Bank is a National Association supervised by the Office of the Comptroller of the Currency.
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  • Home Financing Center
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  • The Tabares team has more than 45 years of experience combined, in assisting clients with homeownership. With licensed loan officers that are approved to work with the Down Payment Assistance for First Time Home Buyer in South Florida. We specialize in home loans, especially First Time Home Buyers.