USDA Loan Vs. FHA loan for Tumwater, WA [Thurston County Rates 2023]

In 2025, USDA loan limit in Tumwater, county of Thurston, WA is $381,800 while FHA limit is $546,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Tumwater, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(865) 584-1584 2126 miles Lender's profile and map Reviews Real Estate Finance Group 4707 Papermill Dr, Suite 102, Knoxville, TN, 37909 Real Estate Finance Group are a local, knowledgeable, and professional mortgage company that cares about its clients. Real Estate Finance Group employs credit trained mortgage consultants with immediate decision making authority REFG is fueled by a genuine belief in the ‘customer for life’ principal.
(865) 909-0211 2126 miles Lender's profile and map Reviews Keystone Mortgage 1508 Coleman Road, Knoxville, TN, 37909 Keystone Mortgage was founded out of a desire to provide Tennesseans with a better home mortgage provider. Founder and President Matt Padgett was purchasing a residential investment property in 2004, and he became increasingly irritated by and disappointed in the lack of knowledge and good customer service he encountered along the way
(865) 687-8200 2126 miles Lender's profile and map Reviews Fountain City Finance 5319 N Broadway St, Knoxville, TN, 37918 Fountain City Finance has been providing financial services to hundreds of satisfied East Tennessee residents since 1991. We maintain a local, hometown approach while providing first-class customer service for our clients. Our professionalism along with our choice of products will leave you with an outstanding customer experience
(716) 286-7293 2126 miles Lender's profile and map Reviews Lewiston Porter Federal Credit Union 4061 Creek Road, Youngstown, NY, 14174 The Lewiston Porter FCU was chartered in 1956. It is a not for profit financial institution owned and controlled by the members and is operated for your benefit through a Board of Directors elected by the membership. The Board of Directors is the policy making and governing body of the Credit Union.
(423) 442-4545 2127 miles Lender's profile and map Reviews Volunteer Federal Savings Bank 108 Main Street, Madisonville, TN, 37354 Volunteer Federal Savings Bank will, both prudently and professionally, utilize its resources to ensure ongoing stability and fulfill the financial product needs and customer service expectations of individuals, families, businesses, and communities located within and around Monroe County, Tennessee.
(256) 241-1092 2127 miles Lender's profile and map Reviews Southern States Bank 615 Quintard Avenue, Anniston, AL, 36201 Southern States Bank, The Common Sense Bank, is a true community bank that understands the value of providing our customers with the very best in banking products & services. Our seasoned banking professionals are local people you know & trust, committed to our mission of giving you the personal attention & service you should expect from your bank.
(256) 741-1800 2127 miles Lender's profile and map Reviews NobleBank & Trust 1509 Quintard Ave, Anniston, AL, 36201 At NobleBank, we are committed to providing the highest quality banking services with a friendly, family-oriented approach that helps both families and businesses in Central Alabama. It’s simple to open or switch your accounts to NobleBank, and our local bankers simplify the process by helping every step of the way.
(304) 273-0515 2127 miles Lender's profile and map Reviews Ravenswood Federal Credit Union 702 Washington Street, Ravenswood, WV, 26164 Ravenswood Federal Credit Union has been open since 1959. It's the 25th largest credit union in West Virginia with assets totaling $41.28 Million and providing banking services to more than 5, 000 members as of March 2022 The credit union is a community-based financial institution. People living, working
(865) 694-5725 2127 miles Lender's profile and map Reviews Mountain Commerce Bank 6101 Kingston Pike, Knoxville, TN, 37919 In 2005, Bill Edwards, Jim Friddell, and the Mountain Commerce Bancorp board of directors had the vision to develop what would become one of the fastest-growing, state-chartered banks in Tennessee. By early 2006, Bill and Jim raised $35 million in capital for the new bank holding company, setting a state record.
(731) 584-8236 2127 miles Lender's profile and map Reviews Apex Bank 430 Montbrook Lane, Suite 207, Knoxville, TN, 37919 Apex Bank began in 1931 as the Bank of Camden. After unifying its brands under the Apex Bank umbrella in 2015, the bank experienced tremendous growth. Our ability to adapt and grow has enabled us to respond to changing markets, explore new technologies, and engage in new communities.
(865) 567-2660 2127 miles Lender's profile and map Reviews The Frazier Company 5731 Lyons View Pike, Suite 106, Knoxville, TN, 37919 "Since 1990, The Frazier Company has closed more than 155 transactions totaling over 750 million dollars in construction, acquisition, and long term, fixed rate, non-recourse, permanent financing for income producing properties throughout the United States. The Frazier Company is located in Knoxville, TN, United States"