USDA VS FHA in Peaceful-Valley, Whatcom County, WA
In 2025, the USDA loan cap for Peaceful-Valley, located in the county of Whatcom, WA, is set at $354,200. In contrast, the FHA cap for a single-family residence is $442,750.
Utilize the Lendersa® USDA loan calculator to contrast the prevailing USDA and FHA rates and ensure you meet the criteria for income, credit, reserves, and required documentation for qualification. With our sophisticated mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side to identify the most suitable program for your financial needs in .
Overview of 2025 Loan Limits and Down Payment Requirements in Peaceful-Valley, Whatcom, WA
Category
Maximum Loan
Initial Payment
USDA
$354,200
0%
FHA
$442,750
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Alternatives in Peaceful-Valley, WA
Lendersa® aims to promptly provide you with the most favorable USDA or FHA loan without cumbersome procedures. Choose from three initial approaches that, in turn, align you with lenders and USDA loan options.
A USDA home loan, endorsed by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA home loans have no down payment necessity.
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Ida’s Direct Mortgage is a local company committed to serving Tulare, Visalia and the Central Valley with personalized home loan services. With over 30 years of experience in the industry and outstanding customer service, you'll appreciate the difference.
At Ida’s Direct Mortgage, a Tulare Mortgage Company,
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Since 1990 Mountain West Financial has built a reputation of not just putting our clients in any loan, but putting them in a home loan that suits both their short and long term goals. We strive to earn the opportunity to become a lender for life. Our success over the past 30 years is derived from our goal of offering sustainable
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Since 1990 Mountain West Financial has built a reputation of not just putting our clients in any loan, but putting them in a home loan that suits both their short and long term goals. We strive to earn the opportunity to become a lender for life. Our success over the past 30 years is derived from our goal of offering sustainable homeownership.
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New Horizon Mortgage Concepts thrives on helping our Customers obtain the type of Financing that best addresses their individual and unique requirements. Being a Mortgage Broker allows us to match the many Financing Products we represent with our Client’s specific needs and desires thereby ensuring that we can offer all of our Customers.
