USDA VS FHA in Peaceful-Valley, Whatcom County, WA
In 2025, the USDA loan cap for Peaceful-Valley, located in the county of Whatcom, WA, is set at $354,200. In contrast, the FHA cap for a single-family residence is $442,750.
Utilize the Lendersa® USDA loan calculator to contrast the prevailing USDA and FHA rates and ensure you meet the criteria for income, credit, reserves, and required documentation for qualification. With our sophisticated mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side to identify the most suitable program for your financial needs in .
Overview of 2025 Loan Limits and Down Payment Requirements in Peaceful-Valley, Whatcom, WA
Category
Maximum Loan
Initial Payment
USDA
$354,200
0%
FHA
$442,750
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Alternatives in Peaceful-Valley, WA
Lendersa® aims to promptly provide you with the most favorable USDA or FHA loan without cumbersome procedures. Choose from three initial approaches that, in turn, align you with lenders and USDA loan options.
A USDA home loan, endorsed by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA home loans have no down payment necessity.
Lakefront Capital was founded by a husband-and-wife team who have a passion for real estate investing and have been investing in real estate since 2012. Lakefront Capital is always focused on the bigger picture and is looking to build long lasting lending relationships with every investor.
In 1983, Gateway Mortgage Corporation was founded as a mortgage broker - originating residential mortgages in Southeastern Wisconsin. Growth throughout the 1980s allowed Gateway to expand to become a full service mortgage banker - underwriting, funding, and servicing the loans it originated.
3204 Long Prairie Road, Suite D, Flower Mound, TX, 75022
"Kendall Financial LLC is an independent, full service financial planning & investment advisory firm. Our independence allows us to provide products & services that are best for you, our client. Our mission is to help our clients make smart decisions regarding their money. Areas of Specialty:
Investment Advisory Services Retirement Accumulation e
At HT Lending Group has 20+ years in the mortgage industry. HT Lending is a full service mortgage bank truly committed to helping you find the right mortgage product. We understand that every client is different, and we offer a variety of products to meet your individual requirements.
Trademark Mortgage (NMSL#32139) is a full service mortgage bank. Our goal is to bring integrity, transparency and commitment back to financing the American dream. Whether you need advice on the size of a loan, are investigating the best way to finance a project, or are just looking to compare interest rates, Trademark Mortgage is here to help.
The Dunmire Team, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity Combining 21 years mortgage origination experience with the industry-lowest interest rate and closing cost combinations, we won’t be beat! We will help determine the best financing options to fit short and long-term goals.
In 1906 a group of local farmers gathered to talk about a vision they had of opening a local community bank. In September of 1906, their dream became reality when they opened the doors for business to the Bank of Old Monroe.
Today, the Bank of Old Monroe serves Lincoln, Pike, Warren and St. Charles counties with 5 locations in Old Monroe,
Direct Mortgage Corporation was founded in 1996 and consists of a team of mortgage experts with over 30 years of industry experience. Our staff focuses on personalized service, and their years of experience in the mortgage industry will be beneficial in ensuring a smooth transaction by overseeing the process from start to finish.
