USDA Vs. FHA Pro and Con comparison in Cross-Plains, Dane County, WI
For 2026, the USDA loan limit in Cross-Plains in Dane, WI, is $285,000, while the FHA limit for single-family homes is $356,362.
Use the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates, and see what income, credit, savings, and documents you need to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side to find the best option for your financial situation in .
Loan Limits and Down Payment Needs for 2026 in Cross-Plains, Dane, WI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Choices in Cross-Plains, WI
The goal at Lendersa® is to quickly connect you with the best USDA or FHA loan, without hassle. Start by choosing from three ways to match with lenders and USDA loans.
A USDA home loan, supported by the Department of Agriculture and also called a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a 3.5% down payment, USDA loans have none.
6720 Frank Lloyd Wright Ave, Suite 104, Middleton, WI, 53562
Lends in Wisconsin
US Lending Corporation works with more than 20 banks to find the right home loans for our clients’ needs. More lending choices mean better-fit loans.Today’s rules and regulations for lending could fill volumes, making it more important than ever that you work with an experienced lender who specializes in home loans.
One Community Bank, a completely online lending service that makes getting a mortgage or home equity loan easier and faster than ever before. One Community Bank was built exclusively for the internet. It's as easy as 1-2-3 and takes just 15 minutes to apply! We provide you with an instant interest rate quote and review your application.
Bankers’ Bank has created a product suite customized to meet community based financial institution needs, helping community banks remain competitive and thriving in their communities. As a leading provider of financial products and services for over 700 community banks, Bankers’ Bank is focused is on helping the community bank market succeed.
We are proud of the partnerships we have established with organizations, businesses and individuals in the Madison and Verona communities. Our philosophy of community support is demonstrated at the corporate level, as well as in the time and energy our employees devote to our community each year.
QRL Financial Services, is a nationwide provider of residential mortgage lending services for community banks and credit unions. The company’s comprehensive suite of offerings includes wholesale and correspondent lending, portfolio loan services, appraisal management and sub-servicing.
The Select One Mortgage Inc. Team is your premier mortgage broker servicing the Wisconsin and Minneapolis areas. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage. Whether you are a first time homebuyer, purchasing your dream home.
Thompson Kane believes mortgage lending is about serving you. We take great pride in helping you realize one of life’s great dreams. That means providing the right loan, at a great rate, and closing on time every time! It also means we’re looking out for you every step of the way, helping you get acquainted with your options
State Bank of Cross Plains is the largest independent community bank serving Dane, Green, and Rock County, Wisconsin. We offer a full range of personal and business financial services, including consumer, real estate, and business lending, as well as wealth management and financial advisory services.
"Stampfli Mortgage specializes in Wisconsin FHA, VA and USDA mortgages, as well as reverse, conventional and jumbo home loans for the state of WI. The ""Stampfli Mortgage Difference"" is all about great products, integrity and expertise. Our expert Mortgage Advisors work closely with multiple wholesale lenders."
