USDA VS FHA in Cross-Plains, Dane County, WI

For 2025, the USDA loan limit in Cross-Plains in Dane, WI, is $285,000, while the FHA limit for single-family homes is $356,362.

Use the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates, and see what income, credit, savings, and documents you need to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side to find the best option for your financial situation in .

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Loan Limits and Down Payment Needs for 2025 in Cross-Plains, Dane, WI

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loan Choices in Cross-Plains, WI

The goal at Lendersa® is to quickly connect you with the best USDA or FHA loan, without hassle. Start by choosing from three ways to match with lenders and USDA loans.

Lendersa USDA loan request and matching results

Understanding What USDA Loan Entails in WI

A USDA home loan, supported by the Department of Agriculture and also called a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a 3.5% down payment, USDA loans have none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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