USDA Vs. FHA Pro and Con comparison in Verona, Dane County, WI

For 2026, the USDA loan limit in Verona, Dane, WI is $336,500, whereas the FHA limit for a single-family house is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's best rates for USDA vs. FHA, and determine necessary income, credit, reserves, and required documents. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options, helping you decide on the best program in for your financial needs.

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Loan Limits and Downpayment Requirements for 2026 in Verona, Dane, WI

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Verona, WI

Lendersa® aims to quickly secure the best USDA or FHA loan for you hassle-free. Start with one of three options to find matching lenders and USDA loan programs.

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Understanding USDA Loans in WI

A USDA home loan is government-guaranteed by the Department of Agriculture and also referred to as a USDA rural development loan. This mortgage is specific to rural areas and requires no down payment, unlike FHA loans that require a minimum of 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Citizens Mortgage Company
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  • Parkside Mortgage LLC
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  • Parkside Mortgage is an independent mortgage company licensed in KY, IN, TN, and FL. Our efficient business model allows us to offer rates below the national average while providing above-average service. Specialized loan products are available that you won’t find at the typical big-box lender or bank.

  • Unity One Credit Union - Kansas City
  • 4150 Kansas Ave, Kansas City, KS, 66106
  • It all started with a bold move to address a major need. In 1927, the Credit Union that eventually became Unity One Credit Union was created by a small group of railway clerks with the Great Northern Railroad located in Minnesota.

    They recognized the need to provide an alternative to ""for-profit""​ financial institutions.

  • Argentine Federal Savings
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  • Midwest Regional Credit Union
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  • Independence Bank
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  • Bank of Prairie Village
  • 3515 W. 75th Street, Prairie Village, KS, 66208
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    Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website

  • Elite Mortgage Group, LLC
  • 7301 Mission Road, Suite 254B, Prairie Village, KS, 66208
  • Founded in 2014 and located in the Kansas City, MO area. Licensed in MO, KS, CO, FL, and GA. We have been in the Mortgage service business for over 6 successful years. This longevity and confidence comes from our Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.

  • Fountain Mortgage
  • 7501 Mission Rd, Suite 200, Prairie Village, KS, 66208
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