USDA and FHA Pro and Con in Waunakee, Dane County, WI

In 2025, the USDA loan limit in Waunakee, Dane, WI is $336,500, whereas for a single-family home, the FHA limit is $472,030.

Use Lendersa® USDA loan calculator to compare today's USDA and FHA top rates, and identify the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program in for your financial needs.

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2025 loan limits and downpayment requirements in Waunakee, Dane, WI

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Waunakee, WI

The aim of Lendersa® is to secure the best USDA or FHA loan promptly and easily. Choose one of three methods to connect with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WI

A USDA home loan is backed by the Department of Agriculture, referred to as a USDA rural development loan or mortgage, exclusive to rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • On April 4, 1900 The Comptroller of the Currency authorized The City National Bank of Colorado City to “commence the business of banking”. Many things have changed in the last 120 years but our basic principles remain. Originally chartered as “The City National Bank of Colorado” (before the city was renamed to “Colorado City”)
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