USDA and FHA Pro and Con in Dodgeville, Iowa County, WI

In 2026, the USDA loan limit for Dodgeville, located in Iowa county, WI, is set at $336,500. Meanwhile, the FHA cap for a single-family home is fixed at $472,030.

Utilize the Lendersa® USDA loan calculator to compare this day's best USDA and FHA rates and identify the income, credit score, reserves, and documents required for qualification. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side-by-side, guiding your choice of the best program within suited to your financial scenario.

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Understanding the 2026 Loan Limits and Down Payment Standards in Dodgeville, Iowa County, WI

Loan Type Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Prospects in Dodgeville, WI

The goal at Lendersa® is to promptly and easily secure you the best possible USDA or FHA loan. Start by choosing from one of three pathways that match you with lenders and USDA loan programs.

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Clarifying the USDA Loan in WI

A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is intended solely for rural areas. Unlike FHA loans, which have a minimum down payment requirement of 3.5%, USDA mortgages do not require any initial payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Dodgeville Lenders

  • Farmers Savings Bank
  • 305 Doty Street, Mineral Point, WI, 53565
  • Lends in Wisconsin
  • In 1917 Farmers Savings Bank was established to build on our heritage and meet the needs of our community, its businesses, and citizens. We pride ourselves on commitment to our communities through reinvestment. Our interdependent relationship with our communities is essential. Maintaining profit enables us to remain competitive and strong.

  • Mound City Bank
  • 25 East Pine Street, Platteville, WI, 53818
  • Lends in Wisconsin
  • Founded in 1915, Mound City Bank are committed to our customers, communities & our employees; specializing in personal, mortgage, agricultural, commercial & trust banking services. Our team of professionals will work with you one on one to ensure you have the right products & services that fit your needs.

  • Clare Bank, National Association
  • 345 W. Pine St., Platteville, WI, 53818
  • Lends in Wisconsin
  • Clare Bank was originally started as State Bank of Platteville in 1905. Clare Bank is a strong community bank in Southwest Wisconsin with eight locations. There are seven locations in Grant County and one in Lafayette County. The main branch is located in Platteville and the seven remaining branches are conveniently located within 30 miles.

  • Wisconsin River Bank
  • 608 Phillips Boulevard, Sauk City, WI, 53583
  • Lends in Wisconsin
  • Wisconsin River Bank remains an independent community bank. We provide premium quality service with enhanced relationships to meet the financial need of all of our clients, both large and small. Let us partner with you and assist you with your personal and business lending or leasing needs.

  • The Bank of New Glarus
  • 1101 Highway 69, Suite 11, New Glarus, WI, 53574
  • Lends in Wisconsin
  • The Bank of New Glarus is headquartered in New Glarus, Wisconsin and has branch offices located in New Glarus, Belleville, Monroe, Juda and Brodhead, with a loan production office located in Madison. As the largest deposit bank in Green County, it offers a full range of financial products and services to its customers

  • Bank of Prairie du Sac
  • 555 Park Avenue, Prairie Du Sac, WI, 53578
  • Lends in Wisconsin
  • Bank of Prairie du Sac operates under a charter granted to the Peoples State Bank on March 22, 1916. The original bank was located at the corner of Galena and Water Street in Prairie du Sac. In January 1932, the Peoples State Bank and the Prairie Sauk Bank merged to form Bank of Prairie du Sac.

  • Community First Bank WI
  • 925 Wisconsin Avenue, Boscobel, WI, 53805
  • Lends in Wisconsin
  • Community First Bank is the financial institution of choice in the markets we serve. Our customers are achieving greater success through our tailored financial solutions. We continue to provide innovative technology that allows our customers to maximize the value of the products and services that they receive from us.

  • State Bank of Cross Plains
  • 108 North Main Street, Verona, WI, 53593
  • Lends in Wisconsin
  • State Bank of Cross Plains is the largest independent community bank serving Dane, Green, and Rock County, Wisconsin. We offer a full range of personal and business financial services, including consumer, real estate, and business lending, as well as wealth management and financial advisory services.

  • Stampfli Mortgage, LLC
  • 303 S. Main Street, Verona, WI, 53593
  • Lends in Wisconsin
  • "Stampfli Mortgage specializes in Wisconsin FHA, VA and USDA mortgages, as well as reverse, conventional and jumbo home loans for the state of WI. The ""Stampfli Mortgage Difference"" is all about great products, integrity and expertise.
    Our expert Mortgage Advisors work closely with multiple wholesale lenders."