USDA and FHA Pro and Con in Sauk-City, Sauk County, WI

In 2025, the USDA loan limit for Sauk-City, situated within Sauk county, WI, is set at $285,000. Meanwhile, the FHA limit for a single-family home is noted as $356,362.

Take advantage of the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side to help you decide which program in suits your specific financial circumstances best.

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2025 Loan Limits and Downpayment Requirements in Sauk-City, Sauk, WI

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in Sauk-City, WI

The mission of Lendersa® is to secure for you the best possible USDA or FHA loan quickly and without hassle. Select one of three starting points that result in matching lenders and find USDA loan programs suited to your needs.

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What is a USDA Loan in WI?

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and is available exclusively in rural neighborhoods. Unlike FHA loans, which require a minimum of 3.5% down payment, the USDA mortgage loan does not demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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