USDA Vs. FHA your options comparison in Sauk-City, Sauk County, WI
In 2026, the USDA loan limit for Sauk-City, situated within Sauk county, WI, is set at $285,000. Meanwhile, the FHA limit for a single-family home is noted as $356,362.
Take advantage of the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side to help you decide which program in suits your specific financial circumstances best.
2026 Loan Limits and Downpayment Requirements in Sauk-City, Sauk, WI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Sauk-City, WI
The mission of Lendersa® is to secure for you the best possible USDA or FHA loan quickly and without hassle. Select one of three starting points that result in matching lenders and find USDA loan programs suited to your needs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and is available exclusively in rural neighborhoods. Unlike FHA loans, which require a minimum of 3.5% down payment, the USDA mortgage loan does not demand any down payment.
Wisconsin River Bank remains an independent community bank. We provide premium quality service with enhanced relationships to meet the financial need of all of our clients, both large and small. Let us partner with you and assist you with your personal and business lending or leasing needs.
Bank of Prairie du Sac operates under a charter granted to the Peoples State Bank on March 22, 1916. The original bank was located at the corner of Galena and Water Street in Prairie du Sac. In January 1932, the Peoples State Bank and the Prairie Sauk Bank merged to form Bank of Prairie du Sac.
Rasmussen Mortgage is a local mortgage brokerage. I have over 16 years experience in the mortgage industry. If you have not looked into what pricing a broker offers you are spending too much with the banks and credit unions. I focus on finding you the best mortgage for your wants and needs while maintaining personalized customer service.
Baraboo State Bank has served the people of Baraboo and its surrounding communities since 1857. The bank is locally owned and operated. We are a member of The Baraboo Bancorporation, Inc. holding company. We take pride in providing our customers with excellent customer service, a wide variety of accounts, and competitive loan rates.
6720 Frank Lloyd Wright Ave, Suite 104, Middleton, WI, 53562
Lends in Wisconsin
US Lending Corporation works with more than 20 banks to find the right home loans for our clients’ needs. More lending choices mean better-fit loans.Today’s rules and regulations for lending could fill volumes, making it more important than ever that you work with an experienced lender who specializes in home loans.
One Community Bank, a completely online lending service that makes getting a mortgage or home equity loan easier and faster than ever before. One Community Bank was built exclusively for the internet. It's as easy as 1-2-3 and takes just 15 minutes to apply! We provide you with an instant interest rate quote and review your application.
Bankers’ Bank has created a product suite customized to meet community based financial institution needs, helping community banks remain competitive and thriving in their communities. As a leading provider of financial products and services for over 700 community banks, Bankers’ Bank is focused is on helping the community bank market succeed.
We are proud of the partnerships we have established with organizations, businesses and individuals in the Madison and Verona communities. Our philosophy of community support is demonstrated at the corporate level, as well as in the time and energy our employees devote to our community each year.
QRL Financial Services, is a nationwide provider of residential mortgage lending services for community banks and credit unions. The company’s comprehensive suite of offerings includes wholesale and correspondent lending, portfolio loan services, appraisal management and sub-servicing.
