In 2026, the loan limit for USDA in Elm-Grove, Waukesha county, WI is $289,800. The FHA limit stands at $362,250 for a single-family home.
Use the Lendersa® USDA loan calculator to compare the best rates today between USDA and FHA programs to determine the necessary income, credit, reserves, and required documents to qualify. Our advanced mortgage calculator allows side-by-side comparisons, including USDA, FHA, Conforming, and VA options, to help you choose the ideal program for your financial situation in Alabama.
2026 Loan Limits and Downpayment Requirements in Elm-Grove, Waukesha, WI
Loan Type
Loan Limit
Down Payment
USDA
$289,800
0%
FHA
$362,250
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Elm-Grove, WI
Lendersa®'s goal is to secure for you the most suitable USDA or FHA loan quickly and smoothly. Choose from three initial routes that lead you to matching lenders and USDA loan options.
A USDA home loan is government-backed by the Department of Agriculture and is also known as a USDA rural development loan or mortgage, available exclusively in rural areas. Unlike FHA loans, which require at least 3.5% as a down payment, USDA loans need no down payment.
Since 1935, Great Midwest Bank has served Wisconsin Homeowners for their mortgage and personal banking needs. We're a customer-oriented mutual bank offering a variety of Residential Mortgage products to first time homebuyers, existing homeowners, and multi-family property owners.
September 10, 1935, marked the beginning of Enterprise Credit Union. It was then that a group of telephone company employees banded together to start an organization through which fellow employees could save money. Money saved could then be loaned to other employees Today, Enterprise Credit Union has a membership of more than 5, 000 members.
Our vision is to be a successful, community-minded bank recognized for high-touch service. Our role is to help people realize their dreams and fulfill customer expectations in a safe and sound manner. We are also committed to supporting our communities annually through sponsorship and participation in hundreds of local activities.
15460 West Capitol Drive, Suite 220, Brookfield, WI, 53005
Lends in Wisconsin
Majesty Mortgage is an Equal Housing Lender. Loans are available on a fair and equal basis regardless of race, color, national origin, religion, sex, handicap, marital status, familial status (having children under the age of 18) because income is from public assistance, or because a right was exercised under the Consumer Credit Protection Act
Landmark Credit Union is a not-for-profit financial cooperative owned by our customer/members. We return our profits to our members with exceptional rates, lower fees and personalized service. We serve all people living or working in Southern and Northeastern Wisconsin, plus Lake and McHenry Counties in Illinois.
GSF Mortgage Corporation is dedicated to the prosperity of its customers. We are committed to demonstrating the utmost integrity - both professionally and personally - while providing top quality service. We focus on securing the best possible outcome for those who place their trust in us for their mortgage needs.
200 S. Executive Drive, Suite 120, Brookfield, WI, 53005
Lends in Wisconsin
ProVisor, we understand the stresses of shopping around for a mortgage. That’s why our mission is to make things as simple, easy, and fast as possible, offering transparent rates because we understand this is your money. As your mortgage may be paid for many years to come, making an informed and wise.
"GO Mortgage, we personalize each customer relationship to ensure we can deliver on their unique needs. As a company with a diverse access to the best products in the industry, our reach will get you the best outcome as possible.We also offer competitive rates along with an added expertise in the following: Conventional mortgage FHA home loan"
WaterStone Bank, established in 1921, offers a full suite of personal and business banking products. The community bank has branches in Wauwatosa/State St, Brookfield, Fox Point/North Shore, Franklin/Hales Corners, Germantown/Menomonee Falls, Greenfield/Loomis Rd, Oak Creek/27th St, Oak Creek/Howell Ave, Oconomowoc/Lake Country.
