USDA Vs. FHA your options comparison in Elm-Grove, Waukesha County, WI

In 2025, USDA loan limit in Elm-Grove, county of Waukesha, WI is $289,800 while FHA limit is $362,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Elm-Grove, county of Waukesha, WI

Loan Type Loan Limit Down payment
USDA $289,800 0%
FHA $362,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Elm-Grove, WI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Wisconsin?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • On Point Home Loans, Inc.
  • 1200 The Plaza, Suite G2, Charlotte, NC, 28205
  • "On Point Home Loans, Inc. is an independent mortgage firm that is locally owned and operated in Charlotte, North Carolina. Our mission to empower each client to make the best decisions for their individual financial futures. After years of working for large banks and retail lenders, the founders of On Point saw a considerable amount of time"
  • Leverage Lending Group
  • 5309 Monroe Rd. Ste C, Charlotte, NC, 28205
  • Leverage Lending Group, LLC specializes in refinance and purchase money loans for conventional, FHA, VA, USDA, residential, commercial, jumbo and super jumbo financing. In addition we offer hard money investment rehab financing and IRA Non Recourse loans. We offer the competitive rates for refinance and purchase money loans with credit score requir
  • Lenox Financial
  • 3525 Piedmont Rd NE, Atlanta, GA, 30305
  • Founded in Atlanta, Georgia in 1994 on 3 basic premises: (1) stellar customer service (2) a fiduciary relationship with the customer that had never existed before (3) eliminate closing costs. In order to accomplish these goals, Jon Shibley immersed himself in the intricacies of the mortgage business,
  • Piedmont Mortgage Corporation
  • 2900 Piedmont Road, Atlanta, GA, 30305
  • Since 1995 Piedmont Mortgage has been constantly innovating to provide you with the latest information and technology. Find out about our discounted rates for high credit scores, and loans with no points, origination or processing feesvating to provide you with the latest information and technology.
  • Atlanta Intown Mortgage Inc
  • 2575 Peachtree Road, Suite 302, Atlanta, GA, 30305
  • Atlanta Intown company offers the best mortgage tools available on the Internet. Count on us for easy and convenient online shopping for the best loan programs and the latest rates available. With the assistance of an experienced loan officer, you will be guided through the often challenging process of choosing the loan
  • AmeriSave Mortgage Corporation
  • 3525 Piedmont Rd NE, 8 Piedmont Center, Suite 600, Atlanta, GA, 30305
  • "AmeriSave Mortgage Corporation, NMLS ID #1168, is one of the largest privately owned online mortgage lenders in the country, with strong consumer direct, traditional retail and Third Party Origination (TPO) channels. AmeriSave.com was designed to make shopping for mortgages easy and straight forward."
  • RATECAPITAL INC
  • 2996 Grandview Ave. NE, Suite 305, Atlanta, GA, 30305
  • RateCapital is know that each customer has specific needs, so here at RateCapital, we strive to meet those specific needs with quality service and individual attention. We pride ourselves on our repeat customers which is a result of our level of service, rates and unbeatable, low closing costs.
  • Uwharrie Bank
  • 141 Providence Rd, Charlotte, NC, 28207
  • Uwharrie Bank exists for the same reasons that any bank exists. But our story is so much more than that. We’re more than a collection of services and accounts. We’re people. We’re conversations. We’re ears to listen and hearts full of helpful advice. We believe that by doing our jobs just a little bit better