USDA Vs. FHA Pro and Con comparison in Elm-Grove, Waukesha County, WI

In 2025, the loan limit for USDA in Elm-Grove, Waukesha county, WI is $289,800. The FHA limit stands at $362,250 for a single-family home.

Use the Lendersa® USDA loan calculator to compare the best rates today between USDA and FHA programs to determine the necessary income, credit, reserves, and required documents to qualify. Our advanced mortgage calculator allows side-by-side comparisons, including USDA, FHA, Conforming, and VA options, to help you choose the ideal program for your financial situation in Alabama.

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2025 Loan Limits and Downpayment Requirements in Elm-Grove, Waukesha, WI

Loan Type Loan Limit Down Payment
USDA $289,800 0%
FHA $362,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Elm-Grove, WI

Lendersa®'s goal is to secure for you the most suitable USDA or FHA loan quickly and smoothly. Choose from three initial routes that lead you to matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

USDA Loans Explained in WI

A USDA home loan is government-backed by the Department of Agriculture and is also known as a USDA rural development loan or mortgage, available exclusively in rural areas. Unlike FHA loans, which require at least 3.5% as a down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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