USDA Vs. FHA Pro and Con comparison in Wauwatosa, Milwaukee County, WI

In 2025, the USDA loan limit in Wauwatosa, county of Milwaukee, WI is set at $0, while the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates and to determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, facilitating your decision on the optimal program for your financial needs in <Alabama>.

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2025 Loan Limits and Down Payment Requirements in Wauwatosa, Milwaukee, WI

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

Discover USDA and FHA Loan Options in Wauwatosa, WI

The purpose of Lendersa® is to swiftly secure the best USDA or FHA loan for you, without hassle. Choose one of three starting points to align with lenders and explore USDA loan programs.

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Understanding USDA Loans in WI

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government's Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Radiant Credit Union
  • 405 SE 2nd Place, Gainesville, FL, 32601
  • We're a credit union, a not-for-profit financial institution proudly serving our community and members for over 60 years. Our members aren’t just customers, they’re owners. This means when you join Radiant Credit Union, you get a voice in how we do business. As a not-for-profit cooperative, we return our profits to our member-owners.
  • The First State Bank
  • 402 9th Street, Abernathy, TX, 79311
  • On December 17, 1909, First State Bank of Abernathy opened for business with capital of $10,000. Deposits the first day were $2,214.90. The seven original stockholders were W.A. Shelton, C.A. Burrus, W.H. Ragland, S.R. Merrill, N.C. Hix, Vince Stambaugh & Dr. M.C. Overton, the famous pioneer doctor whose name is still seen all over nearby Lubbock.
  • Communities of Abilene Federal Credit Union
  • 3661 N 6th Street, Abilene, TX, 79603
  • Originally named Abilene Air Force Base Federal Credit Union, Communities of Abilene Federal Credit Union was chartered on December 7, 1955 as a single sponsor credit union for the armed services personnel stationed at Abilene Air Force Base (Now Dyess AFB). We had seven founding members and assets of $41.50 by year end.
  • McKinney Investment
  • 3428 N. 1st, Abilene, TX, 79603
  • In 1996, Austin Finance was started when we saw a need for helping people in the local community. Austin Finance Company saw that they could help when small financial issues came up and big banks weren't willing to help. Since 1996, Austin Finance has grown to have 14 locations in the Great State of Texas. Austin Finance Company is a locally
  • Belton Federal Credit Union
  • 400 North Wall Street, Belton, TX, 76513
  • The Belton Federal Credit Union is a member owned and operated credit union serving over 850 members. The membership elects a Board of Directors each January at the annual meeting that determines operating procedures, loan policies, and sets rates for loans and deposits. Belton Federal Credit Union obtained its charter on February 28, 1963.
  • Extraco Banks
  • 2000 N. Main, Belton, TX, 76513
  • Extraco Banks celebrated 119 years and three generations of family management on July 12th, 2021. Founded as a cotton warehousing company, Extraco is the largest and most comprehensive independent financial institution headquartered in central Texas with over $1.2 billion in assets,
  • COAST2COAST MORTGAGE LENDING, LLC
  • 125 B King Street, Saint Augustine, FL, 32084
  • ### Discover COAST2COAST MORTGAGE LENDING, LLC At COAST2COAST MORTGAGE LENDING, LLC, our mission is to make your homeownership dreams a reality with seamless, personalized mortgage solutions. With a dedicated team led by Thornton Miller, we are committed to exceptional service and tailored financial advice. Transform your future—contact us today
  • Coast2Coast Lending
  • 93 King St, Saint Augustine, FL, 32084
  • cost of homes usually requires a mortgage to make this become a reality. Let Coast2Coast Lending help you with this very important decision. Mortgage rules are changing all the time, let our highly qualified mortgage advisors answer all of your loan questions and concerns.We have mortgage products to fit most borrower’s needs.
  • Acadia Federal Credit Union
  • 9 East Main Street, Fort Kent, ME, 04743
  • We love helping our members succeed financially. Acadia Federal Credit Union is an innovative, member-owned institution that's been investing in local communities since 1963. Acadia Federal Credit Union – Providing quality services, maintaining financial stability, and investing in our local communities.
  • A & K Mortgage
  • 25404 Highway 59, Suite 204, Porter, TX, 77365
  • "A & K Mortgage is a wholesale brokerage dedicated to educating our clients and providing superior service in the home buying process. As a wholesale broker, we are able to offer buyers options to loan products and unique financing. We have offer loans FHA, Conventional, USDA, VA, Non-QM, Commercial, Manufactured homes, Condos, etc"