USDA Vs. FHA Pro and Con comparison in New-Berlin, Waukesha County, WI

In 2025, the USDA loan limit in New-Berlin, county of Waukesha, WI, is $289,800, while for a single-family home, the FHA limit is $362,250.

Use the Lendersa® USDA loan calculator to compare the best USDA and FHA rates today. This tool helps assess the required income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding your choice in selecting the most suitable program in <Alabama> for your financial situation.

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2025 Loan Limits and Down Payment Requirements in New-Berlin, Waukesha, WI

Loan Type Loan Limit Down Payment
USDA $289,800 0%
FHA $362,250 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in New-Berlin, WI

The aim of Lendersa® is to quickly secure the best USDA or FHA loan possible without hassle. Choose one of three starting points to connect with matching lenders and explore USDA loan programs.

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Understanding USDA Loans in WI

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-guaranteed loan provided by the Department of Agriculture, available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Citizens 1st Bank was chartered in Rusk on April 6, 1920. During the past 90+ years, the bank has had only three presidents - B. B. Perkins, E. R. Gregg, and the current President, James I. Perkins. Our current President has served since 1971 providing stability and leadership for the bank.
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  • Tyler City Employees' Credit Union is a full-service, not-for-profit cooperative financial institution that began in August of 1953. It was formed for the purpose of encouraging savings by offering a good rate of return, using collective moneys to make loans at competitive, low rates and providing other useful financial resources
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