USDA VS FHA in New-Berlin, Waukesha County, WI

In 2026, the USDA loan limit in New-Berlin, county of Waukesha, WI, is $289,800, while for a single-family home, the FHA limit is $362,250.

Use the Lendersa® USDA loan calculator to compare the best USDA and FHA rates today. This tool helps assess the required income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding your choice in selecting the most suitable program in <Alabama> for your financial situation.

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2026 Loan Limits and Down Payment Requirements in New-Berlin, Waukesha, WI

Loan Type Loan Limit Down Payment
USDA $289,800 0%
FHA $362,250 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in New-Berlin, WI

The aim of Lendersa® is to quickly secure the best USDA or FHA loan possible without hassle. Choose one of three starting points to connect with matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WI

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-guaranteed loan provided by the Department of Agriculture, available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



New-Berlin Lenders

  • Waukesha State Bank
  • 151 E. St. Paul Avenue, Waukesha, WI, 53187
  • Lends in Wisconsin
  • Waukesha State Bank is one of the largest locally owned and independent Banks in Wisconsin. Since our modest beginning in 1944, we have been serving the financial needs of the community with a personalized, one-on-one approach to Banking, and an emphasis on customer service and community involvement.

  • First Federal Bank of Wisconsin
  • 1617 E Racine Ave, Waukesha, WI, 53186
  • Lends in Wisconsin
  • At First Federal Bank our competitive advantage is our people; how we serve our customers and support our communities. We believe in conducting business with honesty and integrity. We know that trust, along with providing individualized service and financial expertise, builds long-term relationships.

  • ICD Mortgage
  • 20935 Swenson Dr, Suite 420, Waukesha, WI, 53186
  • Lends in Wisconsin
  • At ICD Mortgage we know that financing and refinancing your home requires exceptional service with a transparent process. That is why we built ICD Mortgage. As a division of Ixonia Bank, we will provide you with stability along-side a digital process that provides real-time updates through your borrower portal or our Industry Leading mobile app.

  • Bank of England Mortgage
  • 21075 Swenson Dr, Suite 250, Waukesha, WI, 53186
  • Lends in Wisconsin
  • Bank of England Mortgage is a division of the Bank of England, a locally owned community bank located in England, Arkansas. We provide our clients with the expertise and services that are traditionally offered by the largest financial services institutions in the country - with the integrity of a local community bank.

  • Bellwether Funding, LLC
  • 251 W Broadway, Suite 206, Waukesha, WI, 53186
  • Lends in Wisconsin
  • Bellwether Funding has over 85 lenders to refinance commercial loans, ranging from investment real estate to unique, special use, retail, office, & industrial properties. These companies either don’t qualify for bank financing, or have growth needs that exceed normal financing programs. During these difficult economic times

  • Novus Home Mortgage
  • 20935 Swenson Dr, Suite 420, Waukesha, WI, 53186
  • Lends in Wisconsin
  • Novus Home Mortgage was created to set a new standard for mortgage lending.Built from the ground up by visionary industry leaders with the backing and financial support of Ixonia Bank, the company is positioned to become a model of modern residential lending.Novus Home Mortgage is committed to creating a simpler, more efficient and more transparent

  • Shorewest Realtors, Inc
  • 17450 W. North Ave, Brookfield, WI, 53045
  • Lends in Wisconsin
  • John A. Horning's mission to establish Wisconsin's premier real estate company began in 1946 under the name Wauwatosa Realty. Conducting business within his home office, Horning sought to provide his clients with exemplary customer service that extended beyond a transaction. He looked to instill a familial relationship with each customer

  • Wisconsin Mortgage Corporation
  • 17450 West North Avenue, Brookfield, WI, 53045
  • Lends in Wisconsin
  • Wisconsin Mortgage Corporation Offering home loan services since 1983, Wisconsin Mortgage Corporation has been providing quality home loans across Wisconsin. Through the years, Wisconsin Mortgage Corporation has always delivered the most progressive mortgage solutions available. Technology and a highly professional team.

  • Corporate Central Credit Union
  • 6262 South Lowell Place, Muskego, WI, 53150
  • Lends in Wisconsin
  • Corporate Central Credit Union is a credit union. We are structured, governed, and provide the same services as retail credit unions that serve consumers, however we only serve credit unions and credit union organizations. We were originally created by the movement to provide loans to credit unions during times of tight