USDA Vs. FHA your options comparison in New-Berlin, Waukesha County, WI

In 2026, the USDA loan limit in New-Berlin, county of Waukesha, WI, is $289,800, while for a single-family home, the FHA limit is $362,250.

Use the Lendersa® USDA loan calculator to compare the best USDA and FHA rates today. This tool helps assess the required income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding your choice in selecting the most suitable program in <Alabama> for your financial situation.

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2026 Loan Limits and Down Payment Requirements in New-Berlin, Waukesha, WI

Loan Type Loan Limit Down Payment
USDA $289,800 0%
FHA $362,250 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in New-Berlin, WI

The aim of Lendersa® is to quickly secure the best USDA or FHA loan possible without hassle. Choose one of three starting points to connect with matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WI

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-guaranteed loan provided by the Department of Agriculture, available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Midwest Heritage Bank
  • 3580 Ep True Pkwy West Des, West Des Moines, IA, 50265
  • At Midwest Heritage, a Hy-Vee company, is a full service financial center offering banking, investments and insurance.

    We believe that your time is important. That’s why we offer extended business hours, seven days a week at our six in-store Hy-Vee locations. We also offer two branch locations in West Des Moines and Chariton, Iowa.

  • State Savings Bank
  • 4800 Mills Civic Parkway, Suite 100, West Des Moines, IA, 50265
  • The State Savings Bank mission begins with you because without you, there would be no we! We come to work each day for you— to listen to your financial goals, to understand your financial problems, and to offer guidance, advice and solutions that meet your goals. Safety, timeliness, fairness, trust, quality products and services are essential.

  • Freedom 1st Credit Union
  • 1645 Webster Street, Dayton, OH, 45404
  • As a not-for-profit financial cooperative, Freedom 1st is owned by the folks who save and borrow money at their credit union...the members. Unlike a bank, credit union profits are returned to the members in the form of higher dividends on savings, lower interest rates on loans, lower fees...and many other money saving services.

  • Putnam County State Bank
  • 1522 Main Street, Unionville, MO, 63565
  • Mission of Putnam County State Bank is to be a growing & profitable locally owned & directed community bank that provides the benefits of a big city financial institution with the personal service of a small town banking partner. It is our goal to provide unparalleled individual, business & agricultural service by having a friendly, well trained.

  • Iuka State Bank
  • 205 West Main Street, Salem, IL, 62881
  • Established in 1910 we are a community bank located in Southern Illinois, locally owned and managed by people you can trust. The luka State Bank offers the integrity and stability of a Five Star rated financial institution — the highest rating awarded by Bauer Financial Rating Service and proof that we rank among the strongest banks in the country.

  • Marion County Savings Bank
  • 301 W Main St, Salem, IL, 62881
  • MCSB is a mutual community bank that is owned by you, our depositors! Our goal is to protect the mutual community banking philosophy, which is to make serving customers and community a priority, while keeping profits at a reasonable level. Most banking organizations that are owned by shareholders expect a return on their investment

  • Chippewa County Credit Union
  • 402 West Spruce Street, Sault Sainte Marie, MI, 49783
  • Chippewa County Credit Union Over the years, the credit union grew. An office was opened and employees were eventually hired. The name underwent a few changes, of course staff has changed, and we’ve moved to a bigger space, but we’re still the same. We take pride in being able to serve not only teachers and school administrators.

  • Federal Employees of Chippewa County Credit Union
  • 119 East Water Street, Unit 1, Sault Sainte Marie, MI, 49783
  • Federal Employees of Chippewa County Credit Union is dedicated to service the financial and economic well-being of our members, while giving constant consideration to their present and future needs, while striving to exceed their expectations. We are a small Credit Union located inside the beautiful Army Corps of Engineers Building on Water Street