USDA VS FHA in Fort-Atkinson, Jefferson County, WI

In 2025, the USDA loan cap for a single-family home in Fort-Atkinson, located in Jefferson County, WI, amounts to $285,000, whereas the FHA limit is $356,362.

With the Lendersa® USDA loan calculator, compare the top USDA and FHA rates available today, determining the income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loan options side by side, helping you choose the best program for your financial needs in .

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2025 Loan Caps and Downpayment Specifications in Fort-Atkinson, Jefferson, WI

Type of Loan Maximum Loan Down Payment Required
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loan Options in Fort-Atkinson, WI

At Lendersa®, our mission is to quickly secure you the best USDA or FHA loan smoothly. Choose from three starting points that connect you to suitable lenders and USDA programs.

Lendersa USDA loan inquiry and results alignment

Understanding USDA Loans in WI

The USDA home loan is backed by the U.S. Department of Agriculture. Often referred to as a USDA rural development loan or mortgage, it is exclusively available in rural areas. These loans do not require a down payment, in contrast to FHA loans that necessitate at least a 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



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