USDA Vs. FHA Pro and Con comparison in Fort-Atkinson, Jefferson County, WI
In 2026, the USDA loan cap for a single-family home in Fort-Atkinson, located in Jefferson County, WI, amounts to $285,000, whereas the FHA limit is $356,362.
With the Lendersa® USDA loan calculator, compare the top USDA and FHA rates available today, determining the income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loan options side by side, helping you choose the best program for your financial needs in .
2026 Loan Caps and Downpayment Specifications in Fort-Atkinson, Jefferson, WI
Type of Loan
Maximum Loan
Down Payment Required
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Fort-Atkinson, WI
At Lendersa®, our mission is to quickly secure you the best USDA or FHA loan smoothly. Choose from three starting points that connect you to suitable lenders and USDA programs.
The USDA home loan is backed by the U.S. Department of Agriculture. Often referred to as a USDA rural development loan or mortgage, it is exclusively available in rural areas. These loans do not require a down payment, in contrast to FHA loans that necessitate at least a 3.5% down.
Badger Bank will be a strong, growing, independent community bank that strives to achieve customer loyalty, employee success.
In July of 1884, a State-chartered bank opened its doors for the first time at 218 South Main Street, Fort Atkinson. Citizens State Bank (now known as Badger Bank) was established by Congressman L. B. Caswell
We offer all the same products and services that the big guys offer. But we couldn't be more different. Our focus isn't on selling you those products and services. Our focus is about connecting you with the ones that will make the biggest difference for you. It's just one of the many ways we are Here. For You. Always
FCCU, and welcome to the cooperative side of the financial world! FCCU has been growing roots in Southeast Wisconsin since 1940 when employees of Moe Light, in Fort Atkinson, pooled their paychecks together to begin the credit union. Since then, the credit union has expanded by building branches in Jefferson, Watertown, and Whitewater.
John and David talked with city and county employees about saving and borrowing to help one another. Everyone felt it was a great idea, so the credit union began serving county and city employees. It was named the County City Employees Credit Union. The credit union began when David made the first deposit of $5.00 on July 3, 1963.
As Whitewater Wisconsin's largest and oldest locally owned and operated financial institution, our goal is to provide you with top quality services to help you meet your financial goals. Home grown, home owned, we have a very rich history of being involved with the Whitewater community, large enough to serve you, small enough to care, that's us.
The Bank of Milton is a locally owned independent hometown bank, serving our customers and the communities around us. We strive to exceed your expectations by providing exceptional personalized customer service. We emphasize strong client relationships and a high level of community involvement.
First Community Bank was originally founded under the name of the Farmers Bank. It opened its doors for business on July 17, 1911. The original officers of the Farmers Bank were John A Paul, President, John H. Owen, Vice-President and Alexander M. Paul, Cashier. Directors of the bank were John A. Paul, Alexander M. Paul, John H. Owen, S.C Chambers.
Greenwoods is headquartered in Lake Mills, WI, founded in 1884 and is a FDIC state-chartered bank. We have locations in Jefferson, Green, Rock, Racine, Walworth and Waukesha Counties.
Greenwoods is a high touch, community focused bank centered on you, our customer. We have all of the most advanced technology products
Bank of Lake Mills was organized in 1893 by S. A. Reed, E. J. Fargo, L. D. Fargo, David Gardner, B. J. Silliman, R. E. Favill, Robert Fargo, William Everson and Conrad Engsberg. The bank was built despite the numerous bank failures that occurred that same year.
In 1919, Emil Neupert joined Bank of Lake Mills and became Bank President.
