USDA VS FHA in Jefferson, Jefferson County, WI

For 2025, the USDA loan limit set in Jefferson, within the county of Jefferson, WI, is $336,500. Meanwhile, the FHA limit for a single-family home is established at $472,030.

Leverage the Lendersa® USDA loan calculator to contrast today's top USDA vs. FHA rates. This will help you determine the income, credit, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, enabling you to choose the most suitable program in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Jefferson, Jefferson, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Jefferson, WI

The main goal of Lendersa® is to quickly assist you in obtaining the best possible USDA or FHA loan with minimal hassle. Start with any of three paths that align lenders with USDA loan programs.

Outcome of USDA loan request and lender matching by Lendersa

Understanding USDA Loans in WI

A USDA home loan, backed by the government through the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. These loans are specifically available in rural areas. Differing from FHA loans that require a minimum 3.5% down payment, the USDA mortgage doesn't require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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