USDA Loan Vs. FHA loan for Jefferson, WI [Jefferson County ]

For 2026, the USDA loan limit set in Jefferson, within the county of Jefferson, WI, is $336,500. Meanwhile, the FHA limit for a single-family home is established at $472,030.

Leverage the Lendersa® USDA loan calculator to contrast today's top USDA vs. FHA rates. This will help you determine the income, credit, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, enabling you to choose the most suitable program in for your financial needs.

Options for USDA and FHA Loans in Jefferson, WI

The main goal of Lendersa® is to quickly assist you in obtaining the best possible USDA or FHA loan with minimal hassle. Start with any of three paths that align lenders with USDA loan programs.

Outcome of USDA loan request and lender matching by Lendersa

Understanding USDA Loans in WI

A USDA home loan, backed by the government through the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. These loans are specifically available in rural areas. Differing from FHA loans that require a minimum 3.5% down payment, the USDA mortgage doesn't require any down payment at all.

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(800) 971-4671 Lender's profile and map Reviews First Community Bank California 101 Sanders Lane, Bluefield, VA, 24605 First Community Bankshares, Inc.(Opens in a new Window), a financial holding company, is headquartered in Bluefield, Virginia, and provides banking products and services through its wholly owned subsidiary First Community Bank. With roots dating back to 1874, we have a rich history of community and customer involvement.
(276) 628-9558 Lender's profile and map Reviews First Bank and Trust Company 667 West Main Street, Abingdon, VA, 24210 First Bank and Trust Company is a relationship-driven and community-focused financial institution that provides personal and commercial banking products and services across its 31 locations in Virginia and Northeast Tennessee. The First Bank & Trust Company is a diversified financial services firm with 22 full-service Branches
(585) 453-7000 Lender's profile and map Reviews The Summit Federal Credit Union 100 Marina Drive, Rochester, NY, 14624 The Summit has one of the highest employee retention rates in the industry. It truly cares about its employees, helping them to achieve their personal and professional goals. At The Summit, we are committed to creating an inclusive professional environment where individual differences are respected and valued.
(585) 247-0724 Lender's profile and map Reviews St Pius Federal Credit Union 2998 Chili Avenue, Rochester, NY, 14624 St. Pius X Church Federal Credit Union has been open since 1967. The credit union has assets totaling $94.07 Million and provides banking services to more than 6, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(585) 272-0020 Lender's profile and map Reviews Rochester Area State Employees Federal Credit Union 2300 Buffalo Road, Building 400B, Rochester, NY, 14624 Rochester Area State Employees Federal Credit Union has been open since 1935. The credit union has assets totaling $18.05 Million. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state, and local government employees.
(585) 247-1090 Lender's profile and map Reviews Gates Chili Federal Credit Union 2870 Buffalo Road, Rochester, NY, 14624 In 1964, seven teachers in the Gates Chili school district started the credit union, originally named Gates Chili School District Federal Credit Union. The Gates Chili Federal Credit Union is a full-service, financial cooperative that offers a broad range of financial products and services to our members.
(701) 252-0360 Lender's profile and map Reviews First Community Credit Union 111 9th Street SW, Jamestown, ND, 58401 Our community first laid its foundation in Jamestown, North Dakota in 1939. As a credit union, FCCU is owned by its members. This is different than banks, which are owned by a select group of stockholders. The credit union’s profits are returned to the members in the form of better services, accounts, and favorable rates on savings and loans.
(620) 367-2285 Lender's profile and map Reviews Crossroads Credit Union 217 East Main Street, Goessel, KS, 67053 Crossroads Credit Union opened for business as Crossroads Federal Credit Union in February of 1950, with the first deposit of $25 being made by Crossroads Coop Association, making it the first member. On March 14, the first organizational meeting was held, with six charter members and 60 other interested persons present.
(423) 530-7778 Lender's profile and map Reviews Horizon Credit Union TN 1201 N Eastman Road, Kingsport, TN, 37664 Horizon Credit Union is a member-owned financial institution in which its members can deposit and borrow money at better rates. They also have a voice in the operations via the election of a Board of Directors. The Board of Directors’ responsibility is to govern the direction of the credit union in regards to investments, loan and service products.
(585) 458-9220 Lender's profile and map Reviews Focus First Federal Credit Union 1546 Lyell Avenue, Rochester, NY, 14606 The mission of Focus First FCU is to ensure that our members think of us first for their financial needs. We do this through equal treatment of all our members, quality service & a variety of products offered at competitive rates. A credit union is a not-for-profit financial cooperative that is owned and democratically controlled by its membership.
(501) 268-3122 Lender's profile and map Reviews White County FCU 508 W Beebe Capps Expy, Searcy, AR, 72143 In 1958, White County Government Employees Credit Union was formed under a state charter. This allowed our field of membership to be open to state & government employees in White County. The U.S. Post Office was instrumental in this formation. On May 15, 1958, minutes of the first board meeting reflected ten members were approved for membershi
(865) 984-5350 Lender's profile and map Reviews Trust Tennessee Home Mortgage, Inc 445 Marilyn Lane, Alcoa, TN, 37701 TENNESSEE HOME MORTGAGE, INC. We are a full-service mortgage company based in Alcoa, Tennessee. We specialize in FHA Home Loans, VA, USDA, New Homebuyer Loans in Alcoa. We also serve the surrounding cities in Blount County, Loudon County, Knox County, Monore County, Anderson County, Sevier County, Union County.