USDA Vs. FHA your options comparison in Whitewater, Walworth County, WI
In the year 2026, for Whitewater, in the county of Walworth, located in WI, the USDA loan limit is set at $336,500, whereas the FHA limit for a single-family home reaches $472,030.
Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates today, identifying the income, credit, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator enables you to view USDA, FHA, Conforming, and VA loans side by side, facilitating the decision-making process for an ideal program in tailored to your specific financial needs.
Details of loan limits and downpayment requirements for 2026 in Whitewater, in Walworth, WI
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Whitewater, WI
The primary aim of Lendersa® is to swiftly secure the best USDA or FHA loan, free of complications. You can start by selecting one of three paths that will result in matching lenders and USDA loan programs tailored for you.
A USDA home loan is a government-guaranteed loan offered by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. These are exclusively available in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans require no down payment whatsoever.
As Whitewater Wisconsin's largest and oldest locally owned and operated financial institution, our goal is to provide you with top quality services to help you meet your financial goals. Home grown, home owned, we have a very rich history of being involved with the Whitewater community, large enough to serve you, small enough to care, that's us.
Badger Bank will be a strong, growing, independent community bank that strives to achieve customer loyalty, employee success.
In July of 1884, a State-chartered bank opened its doors for the first time at 218 South Main Street, Fort Atkinson. Citizens State Bank (now known as Badger Bank) was established by Congressman L. B. Caswell
We offer all the same products and services that the big guys offer. But we couldn't be more different. Our focus isn't on selling you those products and services. Our focus is about connecting you with the ones that will make the biggest difference for you. It's just one of the many ways we are Here. For You. Always
FCCU, and welcome to the cooperative side of the financial world! FCCU has been growing roots in Southeast Wisconsin since 1940 when employees of Moe Light, in Fort Atkinson, pooled their paychecks together to begin the credit union. Since then, the credit union has expanded by building branches in Jefferson, Watertown, and Whitewater.
The Bank of Milton is a locally owned independent hometown bank, serving our customers and the communities around us. We strive to exceed your expectations by providing exceptional personalized customer service. We emphasize strong client relationships and a high level of community involvement.
First Community Bank was originally founded under the name of the Farmers Bank. It opened its doors for business on July 17, 1911. The original officers of the Farmers Bank were John A Paul, President, John H. Owen, Vice-President and Alexander M. Paul, Cashier. Directors of the bank were John A. Paul, Alexander M. Paul, John H. Owen, S.C Chambers.
John and David talked with city and county employees about saving and borrowing to help one another. Everyone felt it was a great idea, so the credit union began serving county and city employees. It was named the County City Employees Credit Union. The credit union began when David made the first deposit of $5.00 on July 3, 1963.
820 Geneva Pkwy, Suite 106, Lake Geneva, WI, 53147
Lends in Wisconsin
INmortgage Co mission is to strive to provide a new level of excellence along with a fresh transparent approach in the mortgage industry. We boast the top of the line technologies, broad range of programs, comprehensive marketing and experienced staff comprised of top producing loan originators, and management.
Greenwoods is headquartered in Lake Mills, WI, founded in 1884 and is a FDIC state-chartered bank. We have locations in Jefferson, Green, Rock, Racine, Walworth and Waukesha Counties.
Greenwoods is a high touch, community focused bank centered on you, our customer. We have all of the most advanced technology products
