USDA and FHA Pro and Con in Fox-Point, Milwaukee County, WI

In 2026, the USDA loan limit in Fox-Point, located in Milwaukee county, WI, is set at $0, while the FHA limit for a single-family home is $362,250.

Utilize the Lendersa® USDA loan calculator to compare today's USDA against FHA rates to find the most favorable option. This tool helps evaluate the income, credit, reserves, and necessary documents for qualification. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side, aiding you in selecting the program in that fits your financial situation best.

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2026 Loan Limits and Downpayment Requirements in Fox-Point, Milwaukee, WI

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $362,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Fox-Point, WI

The goal of Lendersa® is to ensure you secure the best possible USDA or FHA loan quickly and without trouble. Choose one of three routes to connect with matching lenders and USDA programs.

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Explaining USDA Loans in WI

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available strictly in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans need no down payment, making them a more accessible option for rural homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



Fox-Point Lenders

  • Brewery Credit Union
  • 1351 Dr Martin Luther King Jr Drive, Milwaukee, WI, 53212
  • Lends in Wisconsin
  • Brewery Credit Union (BCU) offers the same commitment to our members since we chartered in 1934 as Brewery Workers Credit Union. The Brewery Workers Union Local 9, represented the many breweries and malting companies in Milwaukee, was the original home of the Brewery Workers Credit Union

  • Shorecrest Mortgage LLC
  • 11520 North Port Washington Road, Suite 101A, Mequon, WI, 53092
  • Lends in Wisconsin
  • At Shorecrest Mortgage LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Columbia Savings and Loan Association
  • 2020 W Fond Du Lac Ave, Milwaukee, WI, 53205
  • Lends in Wisconsin
  • Columbia Savings & Loan Association, since its founding in 1924, has been dedicated to the task of ensuring a better quality of life for the citizens of Milwaukee’s inner city, particularly the growing minority population. Columbia Savings & Loan Association stands as a guiding light for progress in the community, providing a viable opportunity.

  • F Street Group
  • 1134 N 9th Street, Suite 200, Milwaukee, WI, 53233
  • Lends in Wisconsin
  • Founded in 2008, F Street Group invests and maintains ownership stakes in businesses across a number of verticals, including housing, lending, real estate development, and hospitality. Our focus continues to be on finding opportunities that maximize returns and wealth creation.Our goal has always been to help support and build the communities.

  • Milwaukee Hard Money
  • 1130 N 9th St, Milwaukee, WI, 53233
  • Lends in Wisconsin
  • Milwaukee-based hard money lender. Our lending program is a vehicle through which real estate investors can realize their investment goals and be competitive in their market.
    We focus on lending to investors who perform rehabs to single-family, multi-family, or commercial real estate for investment purposes only.

  • Joonago Mortgage Services
  • 7700 West Bluemound Road, Wauwatosa, WI, 53213
  • Lends in Wisconsin
  • At Joonago Mortgage, our number one focus is using all of our resources to create the best possible customer experience. After all, purchasing a home is one of the biggest decisions you will make. We have worked hard to be able to provide some of the best rates, the fastest turn around times, and the most user-friendly experience available.

  • Wisconsin Mortgage Group LLC
  • 306 N 76th Street, Milwaukee, WI, 53213
  • Lends in Wisconsin
  • Wisconsin Mortgage Group LLC, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private “hardship” lenders.

  • WaterStone Bank, SSB
  • 11200 West Plank Court, Wauwatosa, WI, 53226
  • Lends in Wisconsin
  • WaterStone Bank, established in 1921, offers a full suite of personal and business banking products. The community bank has branches in Wauwatosa/State St, Brookfield, Fox Point/North Shore, Franklin/Hales Corners, Germantown/Menomonee Falls, Greenfield/Loomis Rd, Oak Creek/27th St, Oak Creek/Howell Ave, Oconomowoc/Lake Country.

  • The Equitable Bank
  • 2290 North Mayfair Road, Milwaukee, WI, 53226
  • Lends in Wisconsin
  • The Equitable Bank was founded over 85 years ago for the purpose of helping to assure that Milwaukee area families had good, adequate housing. Today, Equitable is one of the largest residential real estate lenders in Milwaukee. The Equitable Bank operates a 6-branch network serving families in the metropolitan Milwaukee area.