USDA and FHA Pro and Con in Whitefish-Bay, Milwaukee County, WI

In 2025, USDA loan limit in Whitefish-Bay, county of Milwaukee, WI is $0 while FHA limit is $362,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Whitefish-Bay, county of Milwaukee, WI

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $362,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Whitefish-Bay, WI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Wisconsin?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • DSM Lending LLC
  • 671 Rosa Ave, Suite 216, Metairie, LA, 70005
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. DSM Lending Individually prices all Loans.
  • Ciera Bank
  • 623 Elm Street, Graham, TX, 76450
  • Ciera Bank is a state-chartered, full service community bank proudly serving Texas since 1890. Headquartered in Graham, just a short drive outside of the Dallas/Fort Worth Metroplex, Ciera was created from the merger of three banks owned and operated by First Graham Bancorp, Inc. Since merging, Ciera Bank has come full circle, uniting its branches.
  • First Federal Savings and Loan Association of Bath
  • 125 Front St, Bath, ME, 04530
  • Our mission is to provide a high level of customer satisfaction by offering a number of products and services in a friendly and relaxed environment. From current interest rates to product information, you’ll find everything you need here, at your convenience. In 1935 First Federal Savings & Loan was founded with only $2,635 in assets.
  • Five County Credit Union
  • 765 Washington Street, Bath, ME, 04530
  • Our Mission is Delivering true convenience through extended hours, modern & traditional banking services and trusted solutions. Five County Credit Union was founded by the employees of Bath Iron Works in 1956 and was then known as the "BIW Employees Federal Credit Union". In 1993, the credit union converted to a state charter.
  • Bath Savings Institution
  • 105 Front Street, Bath, ME, 04530
  • Bath Savings is a mutual savings bank serving Midcoast and Southern Maine for more than 165 years. We provide personal and commercial banking and investment solutions paired with competitive rates, personal service, and online banking technology that put you in control of your finances.
  • StagePoint Federal Credit Union
  • 365 N. Third St., Laramie, WY, 82072
  • "At StagePoint we are working for you to point the way to a better financial future at each critical stage of your life. Since 1935, StagePoint has been here for hard-working Americans who want a better future. As a trusted financial partner, we know your life has many stages. At each critical stage, our team understands your needs"
  • The Mortgage Source Inc
  • 414 East Lewis St, Laramie, WY, 82072
  • The Mortgage Source, Inc. is licensed with experienced professionals available to guide you through the homebuying or refinancing process. It is our mission to provide prompt, professional, and courteous service from start to finish. We will continue to support you even after closing on your home.
  • First National Bank of Jasper
  • 301 East Houston Street, Jasper, TX, 75951
  • First National Bank of Jasper is located in Jasper, TX, United States and is part of the Depository Credit Intermediation Industry. First National Bank of Jasper has 57 total employees across all of its locations and generates $8.38 million in sales (USD). For over 50 years, First National Bank has provided trustworthy, friendly service.