USDA Vs. FHA your options comparison in Shorewood, Milwaukee County, WI

In 2025, USDA loan limit in Shorewood, county of Milwaukee, WI is $0 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Shorewood, county of Milwaukee, WI

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Shorewood, WI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Wisconsin?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • KWIK MORTGAGE CORPORATION
  • 959 Route 46 East, Suite 401, Parsippany, NJ, 07054
  • Kwik Mortgage was founded in 1998 with a commitment to break down the barriers to owning a home & educating homeowners. Kwik Mortgage has helped hundreds of families find ways to accomplish their home ownership needs whether buying a first home or refinancing your current loan. Customizing a mortgage to suit your family’s specific needs is an art.
  • E-Lend
  • 7 Entin Road, Suite 202, Parsippany, NJ, 07054
  • eLEND® is a National mortgage lender that utilizes technology in ways that simplifies the home loan process. From e-signatures for your disclosures to online status updates of your loan, eLEND® will change the way you think of the cumbersome mortgage process. eLEND® believes in speed and transparency as the way to ultimate customer satisfaction.
  • MORTGAGE XPRESS LLC
  • 364 Parsippany Road, Suite 7B, Parsippany, NJ, 07054
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line
  • XL Home Loans
  • 40 Baldwin Road, Parsippany, NJ, 07054
  • XL Home Loans is trade name of Millenium Home Mortgage, LLC. Millenium Home Mortgage, LLC was established in January of 1998 and has built a strong reputation as an outstanding mortgage banking firm serving the lending needs of real estate professionals, builders and individual home buyers throughout New Jersey, New York, Pennsylvania
  • H&R Funding LLC
  • 1280 US Highway 46, Parsippany, NJ, 07054
  • H&R Funding, LLC has a history of providing consistent and dependable service. We are pleased to offer customized, trusted solutions to meet your home buying needs, no matter what the existing market conditions. Our qualified, experienced Mortgage Loan Originators are specially trained professionals who will use their experience
  • NC Press Association Federal Credit Union
  • 119 N Salisbury Street, Raleigh, NC, 27603
  • NCPA Federal Credit Union has been open since 1984. The credit union has assets totaling $12.17 Million and provides banking services to more than 1, 000 members. The credit union is religious, or fraternal, or low-income associational credit union. Membership is also open to immediate family of current members.
  • Local Government Federal Credit Union
  • 323 West Jones Street, Suite 600, Raleigh, NC, 27603
  • Local Government Federal Credit Union (LGFCU) is a not-for-profit, member-owned financial cooperative established to serve the financial needs of local government employees, elected and appointed officials, volunteers and their families. Our full range of financial services are created specifically to improve the lives of our members.
  • Simple Commercial Capital
  • 223 South West Street, Raleigh, NC, 27603
  • Simple Commercial Capital is a boutique capital advisory firm founded in NYC, now headquartered in Raleigh, NC. We provide bespoke lending solutions to commercial real estate owners, investors and developers nationwide. Our 26 years of experience and extensive lender relationships allow us to structure out-of-the-box debt
  • New Republic Savings Bank
  • 420 Becker Drive, Roanoke Rapids, NC, 27870
  • New Republic Bank provides clients with access to next-level financial solutions, customized lending and deposit services. Our seasoned professionals bring a deep knowledge of client needs. Our online banking, mobile apps and client teams provide convenience as well as consultative services.
  • Roanoke Rapids Savings Bank
  • 325 Becker Drive, Roanoke Rapids, NC, 27870
  • Roanoke Rapids Savings Bank is a mutual chartered bank. Our strength comes from our ability to focus on the banking needs of our customers, and not those of stockholders. The Bank was founded in 1914 as Roanoke Rapids Building and Loan with an office in downtown Roanoke Rapids. We are DEDICATED to our work and the clients we help each day.