USDA Vs. FHA Pro and Con comparison in Chilton, Calumet County, WI

In 2026, the USDA loan limit set for Chilton in Calumet county, WI, is $336,500. Meanwhile, the FHA limit for a single-family residence stands at $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today’s best USDA versus FHA rates, and determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loan options side by side, assisting you in selecting the ideal program for your financial circumstances in .

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2026 Loan Limits and Down Payment Details in Chilton, Calumet, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Chilton, WI

The mission of Lendersa® is to connect you with the best USDA or FHA loan quickly and easily. Start by choosing from three paths leading to lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in WI?

A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. While FHA loans require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Chilton Lenders

  • Premier Financial Credit Union.
  • 2017 Main Street, New Holstein, WI, 53061
  • Lends in Wisconsin
  • Premier Financial Credit Union is a full-service community credit union, with offices located in New Holstein, Kiel and Chilton. PFCU serves anyone who lives or works in Calumet, Sheboygan, Manitowoc, Fond du lac and Outagamie counties and their families. and also To serve our members in a safe, secure, and convenient environment

  • Collins State Bank
  • 20741 CTH JJ, Collins, WI, 54207
  • Lends in Wisconsin
  • Our Mission, “Big enough to serve you, small enough to know you, ” is more than a statement for our team. We like to use the term family, because we live in these communities and our customers are a part of our family. We owe all of our success to the communities we serve each and every day.

  • Oshkosh Postal Employees Credit Union
  • 1012 W 20th Avenue, Oshkosh, WI, 54902
  • Lends in Wisconsin
  • The Oshkosh Postal Employees Credit Union was incorporated on February 25, 1930 with 7 letter carriers who worked at the Post Office in Oshkosh, Wisconsin. In April of 1973, the By-Laws were changed to include employees of the associate offices (549 Zip Code Area) and their families as well as the employees of the Credit Union and their families

  • Health Care Credit Union
  • 429 N Sawyer Street, Oshkosh, WI, 54902
  • Lends in Wisconsin
  • Health Care Credit Union was incorporated in 1960 as the Mercy Hospital Credit Union. That common bond has grown over the years to include all workers in any area of health care or related fields that live in or work in Winnebago County, Wisconsin. In addition, HCCU serves the employees

  • West Pointe Bank
  • 1750 Witzel Avenue, Oshkosh, WI, 54901
  • Lends in Wisconsin
  • West Pointe Bank is Oshkosh's oldest locally owned, independent, full-service bank. West Pointe opened its doors on April 22, 1996 & has been in the community for over 26 years. All together our employees have over 500 years of diversified banking experience in our community & can provide you with the highest level of personalized customer service.

  • Oshkosh Community Credit Union
  • 250 Pearl Avenue, Oshkosh, WI, 54901
  • Lends in Wisconsin
  • Oshkosh Community Credit Union combines the expertise of a large financial institution with the personal decision-making and personalized service you would expect from a locally-based credit union and Oshkosh Community Credit Union offers a broad array of individual finance products and services. OCCU is a recognized leader in personal finance

  • Winnebago Community Credit Union
  • 567 E. Snell Road, Oshkosh, WI, 54901
  • Lends in Wisconsin
  • Winnebago Community Credit Union is a not-for-profit financial cooperative helping with financial services, including lending, to those who live or work in Winnebago, Fond du Lac or Outagamie counties in Wisconsin. We work in the best interest of members by providing higher deposit rates, lower loan rates and less fees.

  • Fond du Lac Credit Union
  • 91 N Pioneer Road, Fond Du Lac, WI, 54935
  • Lends in Wisconsin
  • Fond du Lac Credit Union is committed to providing our members the best financial solutions possible. We strive to be the most responsive and value-providing financial institution for the communities we serve. Fond du Lac Credit Union is open for membership to anyone that lives or works in Fond du Lac or Dodge County.

  • Compassionate Care Credit Union
  • 430 E Division Street, Fond Du Lac, WI, 54935
  • Lends in Wisconsin
  • The mission of Compassionate Care Credit Union is to make our members feel cared for, both financially and as a person. We will do this through attentive and compassionate service, and by offering products our members need at rates that are competitive in the industry and our service area.