USDA Loan Vs. FHA loan pro & con Lake-Delton, Sauk County, WI

In 2025, USDA loan limit in Lake-Delton, county of Sauk, WI is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lake-Delton, WI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Wisconsin?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(530) 577-5050 Lender's profile and map Reviews Western Highland Mortgage 3170 US Hwy. 50, Suite 10, South Lake Tahoe, CA, 96150 Western Highland Mortgage (WHM) provides private, hard money loans in Northern California and Northern Nevada regions. Our philosophy is that we are cheaper than a partner. If the loan doesn’t make sense for you, it doesn’t make sense for us. We can usually perform this analysis for you over the phone, quickly & efficiently.
(253) 284-1800 Lender's profile and map Reviews Commencement Bank 1102 Commerce Street, Tacoma, WA, 98402 Commencement Bank, headquartered in Tacoma, WA, was formed in 2006. We provide traditional, reliable, and sustainable banking in Pierce County, South King County, Thurston County and the surrounding areas. Our team of experienced banking experts focuses on personal attention, flexible service, and building strong relationships with customers.
(877) 272-3678 Lender's profile and map Reviews The Columbia Bank 1301 A St, Tacoma, WA, 98402 Columbia Bank is a Northwest community bank headquartered in Tacoma, Washington, with comprehensive solutions and expertise to meet the evolving needs of businesses and individuals. Growth is vital to remaining a preferred option for customers. It advances the services and expertise we provide on their behalf
(253) 219-3005 Lender's profile and map Reviews Crux Commercial Partners 732 Broadway St, Suite 301, Tacoma, WA, 98402 Crux Commercial Partners is a boutique commercial real estate finance firm that specializes in value add solutions for our clients. Our diverse web of relationships and unparalleled industry knowledge carry across local banks/credit unions, large regional banks, CMBS issuers, SBA, Fannie Mae/Freddie Mac and affluent private lenders.
(253) 240-1982 Lender's profile and map Reviews Emerald Pacific Capital LLC 535 Dock Street, Suite 111, Tacoma, WA, 98402 Emerald Pacific Capital LLC was created to be different. When we started this company our vision was to create a company that would be able to help our clients win in life and finances. Our desire is to be unique in the way we provide opportunities for our clients to improve their financial situation through mortgages.
(425) 308-7215 Lender's profile and map Reviews Aleksey Moody - Edge Home Finance Corporation 1206 Pacific Ave, Suite 600, Tacoma, WA, 98402 Aleksey Moody work with nearly 50 different lenders that offer a huge array of residential loan programs to suit your scenario. Feel confidence that your needs will be met with quick and easy loan closings and new homebuyer friendly mortgages. You may qualify for down payment assistance and low or no money down!
(253) 327-1177 Lender's profile and map Reviews Penny Lane Financial 1804 W Union Ave, Suite 202, Tacoma, WA, 98405 Penny Lane Financial we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use common sense in consulting with you to obtain the best loan possible for your personal unique needs. We provide top-tier quality rates from a wide range of A-rated lenders.
(253) 584-2260 Lender's profile and map Reviews Harborstone Credit Union 4720 Center St, Tacoma, WA, 98409 Harborstone Credit Union has branch locations in King, Pierce, and Thurston counties to serve our members. Which means we're big enough to offer a wide variety of products and services yet small enough to offer a pleasant and personable atmosphere. When you join Harborstone, you become a part owner of our not-for-profit organization.
(800) 696-8830 Lender's profile and map Reviews North Coast Credit Union WA 1100 Dupont Street, Bellingham, WA, 98225 We've been devoted to our members since 1939. Treat each other with respect, understanding, consideration and dignity. We will create a rewarding and positive working environment where all can fulfill their potential and enjoy coming to work. Deliver compassionate, knowledgeable and personal service that helps members achieve their dreams.
(360) 734-2043 Lender's profile and map Reviews Industrial Credit Union 1100 North State Street, Bellingham, WA, 98225 Industrial Credit Union has been a part of Whatcom County for 80 years. With over $307 million in assets and nearly 35, 000 members we’re invested in our community and Industrial members know our employees as friends and neighbors. As a credit union and as individuals we’re constantly growing, learning and improving.
(360) 631-7999 Lender's profile and map Reviews Advisory Lending Group 119 N Commercial St, Suite 240, Bellingham, WA, 98225 Advisory Lending Group, we are driven to meet the mortgage needs of our community.Whether you are purchasing your first home, investment property or building your dream home, Carla Lee and Advisory Lending Group will empower you with confidence with our knowledge, convenience & solid expertise from initial application through and beyond the closing