USDA Vs. FHA your options comparison in Merrill, Lincoln County, WI
In the year 2025, those residing in Merrill, part of the county of Lincoln, WI, should note that the USDA loan limit is set at $336,500. Meanwhile, for a single-family home, the FHA loan limit is designated as $472,030. These figures are essential for potential homeowners considering their options.
Leverage the Lendersa® USDA loan calculator to scrutinize today's most favorable rates between USDA and FHA. This tool assists in pinpointing the necessary income, creditworthiness, reserves, and documentation required for qualification. Through our advanced mortgage calculator, you can simultaneously compare USDA, FHA, Conforming, and VA loans. This side-by-side setup helps make informed decisions about the best possible loan program in areas such as Alabama, tailored to your unique financial circumstances.
2025 Loan Limits and Required Downpayments in Merrill, County of Lincoln, WI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Merrill, WI
Lendersa® is committed to helping you receive the best USDA or FHA loan available, efficiently and without unnecessary effort. Choose one of three starting points that lead to the identification of matching lenders and USDA loan offerings:
The USDA home loan, which is officially backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is strictly offered in rural areas to support homeownership in less urbanized regions. This mortgage differs markedly from FHA loans, which mandate a minimum 3.5% down payment. In contrast, the USDA mortgage does not require any initial down payment, making it a favorable option for many aspiring homeowners.
Tucson Old Pueblo Credit Union opened its doors in 1935 with 19 members and $30.75 in assets. Established by Tucson firefighters & City employees, TOPCU was originally located at Fire Station #1 in downtown Tucson. Through the years TOPCU has expanded services & its field of membership to become an important part of Tucson’s financial marketplace.
14510 South West 77 Court, Palmetto Bay, FL, 33158
Beacon Financial Resource Group, Inc. is a licensed Florida mortgage broker located in Miami-Dade County. We are family-owned and offer a hands-on approach to serving your residential and commercial mortgage financing needs. With over 28 years of lending experience, we have built a business
PierPoint Mortgage originates the full spectrum of residential mortgages including conventional, FHA, VA, Rural Development, new construction, jumbo financing and is a Reverse Mortgage Specialist. If you need assistance with any mortgage produce please call 231-737-9911 or visit www.pierpointmortgage.com
Credit Union West is an award-winning financial cooperative founded in 1951 on the Luke Air Force Base in Glendale, Arizona. Our core principals guide our decisions ensuring integrity and trusted member service. With more than $1 billion in assets and over 80, 000 members, we offer an array of personal banking, business services.
Stashin Mortgage Services, LLC is currently licensed in Oregon, Washington, and Arizona. We focus on all types of residential loans in these states. Our mission is to provide our clients with: Competitive rates and fees. Unparalleled customer service, Exceeding expectations, Close every customer's loan
E&H Mortgage Processing, LLC was founded in Miami, FL in September of 2018. We provide 3 Processing Service Levels, as well as consulting packages for existing offices, and new offices alike. Let us take the headaches out of processing, so you can spend more time originating! We will help you close more loans efficiently and accurately
17454 Southwest 79th Court, Palmetto Bay, FL, 33157
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
LendAmerica Financial Group a Direct Hard Equity Money Lender was founded on the basis of providing private funds for Residential and Commercial properties throught South Florida. In the present environment in the mortgage business more and more borrowers have seen their dreams come to an end.
650 N Estrella Pkwy, Suite A6, Goodyear, AZ, 85338
Our goal at SunWest Federal Credit Union is to grow as an organization while staying true to our founding mission. Since our doors first opened 83 years ago, we have remained committed to providing exceptional service focused on dedication, integrity, and compassion to help our members grow and thrive.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Cashmere Valley Bank was established September 24, 1932 by two brothers, Hy W. Rieke and H.H. Rieke, who moved to Cashmere after selling their interest in another bank in Odessa, Washington. Cashmere was chosen as the site to begin their new bank because the community was without a financial institution after the failure of two banks.
