USDA Vs. FHA your options comparison in Oostburg, Sheboygan County, WI

In 2026, the USDA loan limit for Oostburg in Sheboygan county, WI, is $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to assess today's USDA versus FHA best rates, and figure out the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side, assisting in your decision of which option in fits your financial needs.

Compare loan offers from a variety of 100 lenders

2026 Loan Limits and Downpayment Requirements in Oostburg, Sheboygan, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Oostburg, WI

The aim of Lendersa® is to secure the best USDA or FHA loan for you quickly and without hassle. Choose one of three initial steps to find lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WI

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is available solely in rural neighborhoods. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Howard Financial
  • 503 Bridle Path West, Chester, PA, 19380
  • Howard Financial has specialized in a wide variety of loan types and financing strategies including Conventional, FHA/VHA, Jumbo loans, Portfolio lending, and Reverse mortgages. We will guide you through the mortgage planning process and find the right fit for your needs.Whether a first-time homebuyer, purchasing an investment property.

  • Next Mortgage LLC
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  • Boykin Home Mortgage
  • 128 Millport Circle, Suite 200, Greenville, SC, 29607
  • At Boykin Home Mortgage, we are committed to providing our clients with the highest level of outstanding home loan services and building long-lasting customer relationships. Our goal is to provide the best mortgage lending solutions every time. Whether you're looking to purchase a new home or refinance your existing mortgage, we've got answers.

  • U.S. Financial, Inc.
  • 107 East Chestnut Street, West Chester, PA, 19380
  • It can be a huge task to purchase a new house or refinance your current mortgage loan. You can count on us to guide you to the loan program that's the best fit for you. Our team of professionals is ready to help you with this important financial decision. U.S. Financial to be your guide in finding the right mortgage program for you!

  • Primemax Mortgage Group
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  • Our success at Primemax Mortgage is a result of our client commitment, professional integrity, industry knowledge and unique approach in managing every aspect of the loan process to ensure the transaction proceeds smoothly and loan funding is on time. We at Primemax Mortgage pride ourselves on “Trust... Integrity... Service”.

  • Oklahoma Mortgage Group
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  • SCISSORTAIL FINANCIAL
  • 10827 S. Memorial Dr, Suite C, Tulsa, OK, 74133
  • Scissortail Financial and Greg Freeman provided one of the best home buying experiences a family could have. We were pretty specific with what we were looking for with little knowledge of how to find it. We set up a meeting with Greg as our first step to buying our home with every intention.

  • Advantage One Mortgage
  • 8556 E 101st St, Suite B, Tulsa, OK, 74133
  • At Advantage One Mortgage, where we specialize in residential mortgages. At Advantage One Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • TTCU Federal Credit Union
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  • Established in 1934, TTCU Federal Credit Union is a $2.1 billion financial institution with a full complement of depository, lending and financial advisory services.TTCU is the second-largest credit union in Oklahoma with 18 branch locations. You may be one of over almost a million people in Oklahoma eligible to join TTCU.

  • Cardinal Mortgage, Inc.
  • 3839 Chestatee Cut Off, Gainesville, GA, 30506
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  • Phoenixville Federal Bank and Trust
  • 564 Nutt Road, Phoenixville, PA, 19460
  • A financially strong bank headquartered in Phoenixville, Pennsylvania with multiple branches in Chester and Montgomery Counties, Phoenixville Federal Bank & Trust provides a diverse portfolio of personal and business checking, savings and lending products and services, including wealth management and trust services. Phoenixville Federal Bank & Trus

  • Customers Bank
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  • We are dedicated to providing exceptional value, service & convenience as part of an overall effortless banking experience. Our high-tech, high-touch approach to banking allows us to deliver a superior selection of products and services. We’re a community-based, full-service bank that offers a continually expanding portfolio of loans.