USDA and FHA Pro and Con in Oostburg, Sheboygan County, WI

In 2026, the USDA loan limit for Oostburg in Sheboygan county, WI, is $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to assess today's USDA versus FHA best rates, and figure out the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side, assisting in your decision of which option in fits your financial needs.

Compare loan offers from a variety of 100 lenders

2026 Loan Limits and Downpayment Requirements in Oostburg, Sheboygan, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Oostburg, WI

The aim of Lendersa® is to secure the best USDA or FHA loan for you quickly and without hassle. Choose one of three initial steps to find lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WI

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is available solely in rural neighborhoods. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Oostburg Lenders

  • Oostburg State Bank
  • 905 Center Avenue, Oostburg, WI, 53070
  • Lends in Wisconsin
  • Oostburg State Bank is a Wisconsin community bank focused on the needs of local families, businesses, and farmers. At Oostburg State Bank, we provide flexible, modern banking solutions on a local level. That means you get the convenience and dependability you need from a banking institution, with the personalized service you deserve.

  • Meadowland Credit Union
  • 1040 North Main Street, Sheboygan Falls, WI, 53085
  • Lends in Wisconsin
  • Meadowland Credit Union was chartered on April 18, 1957 as Bemis Employees Credit Union. At that time, the credit union was serving only the employees of Bemis Manufacturing and their immediate family members. On January 10, 1995, our field of membership was expanded to include employees of Richardson Industries and their immediate family members.

  • The Port Washington State Bank
  • 206 North Franklin Street, Port Washington, WI, 53074
  • Lends in Wisconsin
  • Clarence Hill & George Henry opened the doors to their new bank at 206 N. Franklin St. in Port Washington, Wisconsin on Sept. 11, 1899 less than a year after the Great Wisconsin Chair Factory Fire destroyed the town’s business district.

    From this modest start, PWSB has grown to more than $637 million in funds & loan assets under active managem

  • Kohler Credit Union
  • 5727 Superior Avenue, Sheboygan, WI, 53083
  • Lends in Wisconsin
  • At Kohler Credit Union we are dedicated to our member's financial well-being.

    Our reason for doing business is pretty simple. We are here to serve our members. We work diligently to provide the most desired financial products and services in an economical manner. We understand that as a financial cooperative

  • Cleveland State Bank WI
  • 1250 West Washington Avenue, Cleveland, WI, 53015
  • Lends in Wisconsin
  • We pride ourselves on being a community bank that offers the capabilities of a big bank while staying dedicated to the well-being of our clients. We value giving back to our community by focusing on the needs of local organizations, businesses and families. Our Vision is Building financial foundations for successful client relationships.

  • Glacier Hills Credit Union
  • 2150 S Main Street, West Bend, WI, 53095
  • Lends in Wisconsin
  • We were founded in 1934 by employees of West Bend Aluminum Company to provide affordable access to financial services for employees. Much has changed in the financial arena since 1934, but the mission remains the same - People helping people to improve the financial well-being of each member.

  • Premier Financial Credit Union.
  • 2017 Main Street, New Holstein, WI, 53061
  • Lends in Wisconsin
  • Premier Financial Credit Union is a full-service community credit union, with offices located in New Holstein, Kiel and Chilton. PFCU serves anyone who lives or works in Calumet, Sheboygan, Manitowoc, Fond du lac and Outagamie counties and their families. and also To serve our members in a safe, secure, and convenient environment

  • Shorecrest Mortgage LLC
  • 11520 North Port Washington Road, Suite 101A, Mequon, WI, 53092
  • Lends in Wisconsin
  • At Shorecrest Mortgage LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Fond du Lac Credit Union
  • 91 N Pioneer Road, Fond Du Lac, WI, 54935
  • Lends in Wisconsin
  • Fond du Lac Credit Union is committed to providing our members the best financial solutions possible. We strive to be the most responsive and value-providing financial institution for the communities we serve. Fond du Lac Credit Union is open for membership to anyone that lives or works in Fond du Lac or Dodge County.