USDA Vs. FHA Pro and Con comparison in Port-Washington, Ozaukee County, WI

In 2025, the USDA loan cap for Port-Washington, located in Ozaukee county, WI, is $289,800. Meanwhile, for FHA loans targeting a single-family house, the limit is $362,250.

Use the Lendersa® USDA loan calculator to assess current USDA vs. FHA rates and identify the income, credit, reserves, and documents required to qualify. Our sophisticated mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in choosing the most suitable program in for your distinct financial profile.

Get loan offers from a network of 100 lenders

Loan limits and downpayment needs for 2025 in Port-Washington, Ozaukee county, WI

Loan Type Loan Limit Down payment
USDA $289,800 0%
FHA $362,250 3.5%
Conventional Conforming $548,250 3%

FHA and USDA loan programs in Port-Washington, WI

Lendersa® aims to secure you the best USDA or FHA loan with minimal delay and fuss. You can start with any of the three available pathways to find matching lenders and appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WI

A USDA home loan is government-backed through the Department of Agriculture, recognized as a USDA rural development loan or USDA mortgage, exclusively available for rural communities. Unlike FHA loans, which demand at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Sunstate Realty & Mortgage
  • 1190 South US Highway, Suite 17-92, Longwood, FL, 32750
  • Ray Baksh As real estate brokers, we assist in finding the right homes for first-time home buyers, investment properties for investors. We also work with individuals and families that are looking to purchase 2nd homes or multi-family homes. We work with buyers, sellers & investors.
  • Signature Financial Inc
  • 1997 Longwood Lake Mary Rd, Longwood, FL, 32750
  • Signature Financial Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Fidelity Mortgage Services, Inc
  • 240 Crown Oak Centre Drive, Longwood, FL, 32750
  • Fidelity Mortgage Services, Inc. has been in business in Central Florida since 1999. We are conveniently located at 434 and I-4 in Longwood. The company has developed a reputation for providing professional excellence and meeting each client's unique lending needs. Our goal is to continually surpass expectations
  • i3 Lending Inc.
  • 1900 Boothe Circle, Suite #100, Longwood, FL, 32750
  • i3 Lending is a leading provider of mortgage services. With our large network of lenders, we are able to offer our clients the most competitive rates on the market, unique loan programs, and specialty products. Our commitment to building strong client relationships through expert customer.
  • First National Bank of Lake Jackson
  • 122 W Way St, Lake Jackson, TX, 77566
  • The First National Bank of Lake Jackson received its charter from the Comptroller of the Currency on September 20, 1963 and opened for business on September 26, 1963. The bank opened with two officers, three employees and twelve directors. By 1976, the bank had outgrown its original location at the corner of Parking Way and That Way
  • Dash Home Mortgage Corporation
  • 129 Circle Way, Suite A ½, Lake Jackson, TX, 77566
  • CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S
  • First-Lockhart National Bank
  • 111 S. Main Street, Lockhart, TX, 78644
  • The first bank to be organized in Lockhart, Texas, the First National Bank of Lockhart was opened April 15, 1889 by James G. Burleson. Burleson was the brother of cabinet member and Postmaster General Albert Sidney Burleson. The board of directors included many of the men that played an important part in the development of Lockhart
  • Wharton County Teachers Credit Union
  • 2114 Junior College Boulevard, Wharton, TX, 77488
  • WCTCU has been serving Wharton County educators and their families for over 65 years. WCTCU received its charter on September 4, 1953. Since its founding, it has provided financial services to employees of Wharton County Junior College and employees of the five independent school districts in Wharton County
  • Texasgulf FCU
  • 2101 N Fulton Street, Wharton, TX, 77488
  • Texasgulf FCU served the employees and their families of the Texasgulf Sulphur Company in New Gulf, Texas. Texasgulf FCU continued to exclusively serve the employees of the sulphur company and their families for fifty-five years until the sulphur reserves started to deplete Texasgulf FCU now services over 13, 000 members and has $125 million in ass
  • Old Ocean Federal Credit Union
  • County Road 359 FM 524, Old Ocean, TX, 77463
  • Old Ocean Federal Credit Union was established in 1949. We are a federally chartered credit union, abiding to the strict regulations monitored and enforced by the National Credit Union Administration (NCUA). NCUA also insures each member’s deposits for up to $250, 000. You can rest assured your money is in a safe place.