USDA VS FHA in Port-Washington, Ozaukee County, WI

In 2026, the USDA loan cap for Port-Washington, located in Ozaukee county, WI, is $289,800. Meanwhile, for FHA loans targeting a single-family house, the limit is $362,250.

Use the Lendersa® USDA loan calculator to assess current USDA vs. FHA rates and identify the income, credit, reserves, and documents required to qualify. Our sophisticated mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in choosing the most suitable program in for your distinct financial profile.

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Loan limits and downpayment needs for 2026 in Port-Washington, Ozaukee county, WI

Loan Type Loan Limit Down payment
USDA $289,800 0%
FHA $362,250 3.5%
Conventional Conforming $548,250 3%

FHA and USDA loan programs in Port-Washington, WI

Lendersa® aims to secure you the best USDA or FHA loan with minimal delay and fuss. You can start with any of the three available pathways to find matching lenders and appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WI

A USDA home loan is government-backed through the Department of Agriculture, recognized as a USDA rural development loan or USDA mortgage, exclusively available for rural communities. Unlike FHA loans, which demand at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Port-Washington Lenders

  • The Port Washington State Bank
  • 206 North Franklin Street, Port Washington, WI, 53074
  • Lends in Wisconsin
  • Clarence Hill & George Henry opened the doors to their new bank at 206 N. Franklin St. in Port Washington, Wisconsin on Sept. 11, 1899 less than a year after the Great Wisconsin Chair Factory Fire destroyed the town’s business district.

    From this modest start, PWSB has grown to more than $637 million in funds & loan assets under active managem

  • Oostburg State Bank
  • 905 Center Avenue, Oostburg, WI, 53070
  • Lends in Wisconsin
  • Oostburg State Bank is a Wisconsin community bank focused on the needs of local families, businesses, and farmers. At Oostburg State Bank, we provide flexible, modern banking solutions on a local level. That means you get the convenience and dependability you need from a banking institution, with the personalized service you deserve.

  • Shorecrest Mortgage LLC
  • 11520 North Port Washington Road, Suite 101A, Mequon, WI, 53092
  • Lends in Wisconsin
  • At Shorecrest Mortgage LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Glacier Hills Credit Union
  • 2150 S Main Street, West Bend, WI, 53095
  • Lends in Wisconsin
  • We were founded in 1934 by employees of West Bend Aluminum Company to provide affordable access to financial services for employees. Much has changed in the financial arena since 1934, but the mission remains the same - People helping people to improve the financial well-being of each member.

  • Meadowland Credit Union
  • 1040 North Main Street, Sheboygan Falls, WI, 53085
  • Lends in Wisconsin
  • Meadowland Credit Union was chartered on April 18, 1957 as Bemis Employees Credit Union. At that time, the credit union was serving only the employees of Bemis Manufacturing and their immediate family members. On January 10, 1995, our field of membership was expanded to include employees of Richardson Industries and their immediate family members.

  • Brewery Credit Union
  • 1351 Dr Martin Luther King Jr Drive, Milwaukee, WI, 53212
  • Lends in Wisconsin
  • Brewery Credit Union (BCU) offers the same commitment to our members since we chartered in 1934 as Brewery Workers Credit Union. The Brewery Workers Union Local 9, represented the many breweries and malting companies in Milwaukee, was the original home of the Brewery Workers Credit Union

  • Columbia Savings and Loan Association
  • 2020 W Fond Du Lac Ave, Milwaukee, WI, 53205
  • Lends in Wisconsin
  • Columbia Savings & Loan Association, since its founding in 1924, has been dedicated to the task of ensuring a better quality of life for the citizens of Milwaukee’s inner city, particularly the growing minority population. Columbia Savings & Loan Association stands as a guiding light for progress in the community, providing a viable opportunity.

  • Forte Bank
  • 116 W. Sumner St., Hartford, WI, 53027
  • Lends in Wisconsin
  • At Forte Bank, our goal is to enhance your opportunities for financial success and safeguard your assets. That was our goal when we opened our doors in 1907, and it still rings true today. As an independent community bank, we believe we are responsible for supporting our local businesses, associations and community projects.

  • Joonago Mortgage Services
  • 7700 West Bluemound Road, Wauwatosa, WI, 53213
  • Lends in Wisconsin
  • At Joonago Mortgage, our number one focus is using all of our resources to create the best possible customer experience. After all, purchasing a home is one of the biggest decisions you will make. We have worked hard to be able to provide some of the best rates, the fastest turn around times, and the most user-friendly experience available.