USDA Vs. FHA Pro and Con comparison in Richland-Center, Richland County, WI
For the year 2025, in Richland-Center within Richland, WI, the USDA loan limit is set at $285,000, whereas the FHA limit for a single-family home stands at $356,362.
Leverage the Lendersa® USDA loan calculator to analyze and compare the foremost USDA versus FHA rates today. Identify the required income, credit, and documents for qualification. With our state-of-the-art mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, guiding your decision on the best program for your financial position in .
Loan Limits and Down Payment Requirements for 2025 in Richland-Center, Richland, WI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Richland-Center, WI
Lendersa® is dedicated to securing you a USDA or FHA loan swiftly and efficiently. Choose from three different starting points to match lenders with suitable USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, is sometimes called the USDA rural development loan or simply USDA mortgage, and it's exclusive to rural areas. Contrary to FHA loans that necessitate a 3.5% down payment, a USDA mortgage does not require any down payment at all.
FCU was established as a select employee group (SEG) credit union in 1953 to provide financial services to MPB (now known as Timken) employees and their family members.
As a not-for-profit institution, all profits earned from operations are returned to members in the form of lower fees, better rates, and more services and dividends.
We make all of our loan decisions locally so you never have to deal with someone you don’t know. We pride ourselves on being able to offer exceptional service to our customers and we’ll always keep your best interests in mind during the loan process. Have a look below at some of the types of loans we have to offer.
Mortgage Loans
Constructio
Brickwood Mortgage, Inc. was established in 2007, and is dedicated to providing our clients with the lowest available rates while offering the best mortgage experience possible in both South Carolina & California. We are headquartered in Surfside Beach, South Carolina for all face to face clients, or will be happy to handle the entire transaction.
Since 1950, our mission has been to provide you with friendly and professional financial services. Times and technology may have changed, but our commitment to that mission has not. We continue to think that we're big enough to serve you, yet small enough to know you. And as always, if visiting one of our two locations is not convenient for you.
Scurry County School FCU was established in 1954 by the educators of Scurry County to help other educators with their savings and loan needs. As time went on the membership field was expanded to include employees of the city, county, Cogdell hospital, and Western Texas College. Our office is conveniently located and we are here to serve you.
Louisiana Federal Credit Union has been open since 1935. It's the 11th largest credit union in Louisiana with assets totaling $473.99 Million and providing banking services to more than 36, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
Magnolia Home Loans had a modest beginning in Atlanta, Georgia and now serve home buyers throughout Georgia and South Carolina. We are a family owned business who give our clients 1:1 personalized services. We have been in the mortgage business for over 30 years. Our mission is to serve our customers with honesty, integrity, and competence.
WesTex Federal Credit Union has been open since 1946. The credit union has assets totaling $85.02 Million and provides banking services to more than 7, 000 members as of March 2022.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member.
