USDA Loan Vs. FHA loan pro & con Richland-Center, Richland County, WI

For the year 2026, in Richland-Center within Richland, WI, the USDA loan limit is set at $285,000, whereas the FHA limit for a single-family home stands at $356,362.

Leverage the Lendersa® USDA loan calculator to analyze and compare the foremost USDA versus FHA rates today. Identify the required income, credit, and documents for qualification. With our state-of-the-art mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, guiding your decision on the best program for your financial position in .

Explore USDA and FHA Loan Options in Richland-Center, WI

Lendersa® is dedicated to securing you a USDA or FHA loan swiftly and efficiently. Choose from three different starting points to match lenders with suitable USDA loan programs.

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Understanding USDA Loans in WI

The USDA home loan, guaranteed by the U.S. Department of Agriculture, is sometimes called the USDA rural development loan or simply USDA mortgage, and it's exclusive to rural areas. Contrary to FHA loans that necessitate a 3.5% down payment, a USDA mortgage does not require any down payment at all.

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Richland-Center Lenders
(608) 647-6306 Lender's profile and map Richland County Bank 195 West Court Street, Richland Center, WI, 53581 Lends in Wisconsin The Richland County Bank Team provides financial services to our customer base daily, to ensure each customer is treated correctly the first time. The Richland County Bank has been serving Richland Center and the surrounding community since 1881, which makes it one of Richland Center’s oldest business institutions.
(608) 375-4117 Lender's profile and map Community First Bank WI 925 Wisconsin Avenue, Boscobel, WI, 53805 Lends in Wisconsin Community First Bank is the financial institution of choice in the markets we serve. Our customers are achieving greater success through our tailored financial solutions. We continue to provide innovative technology that allows our customers to maximize the value of the products and services that they receive from us.
(800) 873-1406 Lender's profile and map Royal Bank 202 Main Street, Elroy, WI, 53929 Lends in Wisconsin Royal Bank is a locally owned and locally operated, full-service community Bank. Our tagline, Your Community Partner, embodies the deep-seeded dedication we have to our customers and the communities we serve. We are highly committed to our customers, shareholders and employees and strive to earn your complete satisfaction.
(608) 643-3393 Lender's profile and map Bank of Prairie du Sac 555 Park Avenue, Prairie Du Sac, WI, 53578 Lends in Wisconsin Bank of Prairie du Sac operates under a charter granted to the Peoples State Bank on March 22, 1916. The original bank was located at the corner of Galena and Water Street in Prairie du Sac. In January 1932, the Peoples State Bank and the Prairie Sauk Bank merged to form Bank of Prairie du Sac.
(608) 643-6300 Lender's profile and map Wisconsin River Bank 608 Phillips Boulevard, Sauk City, WI, 53583 Lends in Wisconsin Wisconsin River Bank remains an independent community bank. We provide premium quality service with enhanced relationships to meet the financial need of all of our clients, both large and small. Let us partner with you and assist you with your personal and business lending or leasing needs.
(608) 847-6200 Lender's profile and map Bank of Mauston 503 Gateway Ave, Mauston, WI, 53948 Lends in Wisconsin The Bank of Mauston is an independent, locally owned Bank which gives us the ability to make decisions right here so you can get the answers you need, when you need them. Bank of Mauston is a community Bank dedicated to helping our community grow and shattering our customer’s expectation.
(608) 356-7703 Lender's profile and map The Baraboo National Bank 101 Third Avenue, Baraboo, WI, 53913 Lends in Wisconsin Baraboo State Bank has served the people of Baraboo and its surrounding communities since 1857. The bank is locally owned and operated. We are a member of The Baraboo Bancorporation, Inc. holding company. We take pride in providing our customers with excellent customer service, a wide variety of accounts, and competitive loan rates.
(888) 987-2651 Lender's profile and map Farmers Savings Bank 305 Doty Street, Mineral Point, WI, 53565 Lends in Wisconsin In 1917 Farmers Savings Bank was established to build on our heritage and meet the needs of our community, its businesses, and citizens. We pride ourselves on commitment to our communities through reinvestment. Our interdependent relationship with our communities is essential. Maintaining profit enables us to remain competitive and strong.
(608) 253-1111 Lender's profile and map Bank of Wisconsin Dells 716 Superior Street, Wisconsin Dells, WI, 53965 Lends in Wisconsin Bank of Wisconsin Dells is honored to be celebrating our 110th anniversary this year. We feel incredibly fortunate for the loyalty and support demonstrated everyday by our community. In return, we remain committed to the philosophies of community banking and the values our bank was built upon.