USDA Vs. FHA your options comparison in Viroqua, Vernon County, WI

For the year 2025, the USDA loan limit in Viroqua, located in Vernon county, WI, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize Lendersa®'s USDA loan calculator to evaluate and compare today's top USDA and FHA rates. This tool also determines the income, credit, savings, and documents required for qualifying. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs to guide you in selecting the best option for your financial needs in .

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Loan Limits and Down Payment Rules for 2025 in Viroqua, Vernon, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Viroqua, WI

At Lendersa®, our aim is to quickly connect you with the best USDA or FHA loan, easily and efficiently. Start by choosing one of three paths that guide you to matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WI

The USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural locales. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 133 East Main Street, Hawkeye, IA, 52147
  • Citizens Savings Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public. Citizens Savings Bank is located in Hawkeye, Iowa, and was founded in 1927. Annual sales for Citizens Savings Bank are around USD 1, 002, 000.00. This business is working in the following industry: Finance other.
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  • S2021 County Road U, Waumandee, WI, 54622
  • Waumandee State Bank has been serving West Central Wisconsin since 1914. We strive for excellence in our products and customer service. Our employees take pride in helping to build strong communities through volunteer work, donations, and collaboration with local organizations. Waumandee State Bank strives to strengthen our communities.
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  • 1155 Loras Boulevard, Dubuque, IA, 52001
  • Our Mission is to make available a source of credit at a fair and reasonable rate of interest, to encourage habits of careful management of money among our members and to provide our members the opportunity to manage their savings for their own benefit. Dubuque Postal Employees Credit Union Established in 1927.
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  • 1398 Central Ave, Dubuque, IA, 52001
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  • 23942 Senty Drive, Independence, WI, 54747
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  • 245 Main Street, Darlington, WI, 53530
  • First National Bank at Darlington has been proudly serving the banking needs of Lafayette County residents since 1934. Our professional staff is committed to providing you with the most up to date financial services. As a locally owned bank, with convenient locations in Darlington & Gratiot, our commitment to our customers is second to none.
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  • 1200 Associates Drive, Suite 102, Dubuque, IA, 52002
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  • Fidelity Bank & Trust
  • 4250 Asbury Road, Dubuque, IA, 52002
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  • DuTrac Community Credit Union
  • 3465 Asbury Rd, Dubuque, IA, 52002
  • As a credit union, DuTrac Community Credit Union is a not-for-profit cooperative that exists solely to serve its member/owners rather than to maximize corporate profits. Although credit unions earn a profit like any other business, the profits are returned to the members in the form of lower loan rates and higher deposit rates.
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  • 113 South Main Street, Suite 201, Lodi, WI, 53555
  • Rasmussen Mortgage is a local mortgage brokerage. I have over 16 years experience in the mortgage industry. If you have not looked into what pricing a broker offers you are spending too much with the banks and credit unions. I focus on finding you the best mortgage for your wants and needs while maintaining personalized customer service.