USDA Vs. FHA your options comparison in Viroqua, Vernon County, WI

For the year 2025, the USDA loan limit in Viroqua, located in Vernon county, WI, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize Lendersa®'s USDA loan calculator to evaluate and compare today's top USDA and FHA rates. This tool also determines the income, credit, savings, and documents required for qualifying. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs to guide you in selecting the best option for your financial needs in .

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Loan Limits and Down Payment Rules for 2025 in Viroqua, Vernon, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Viroqua, WI

At Lendersa®, our aim is to quickly connect you with the best USDA or FHA loan, easily and efficiently. Start by choosing one of three paths that guide you to matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WI

The USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural locales. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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