USDA and FHA Pro and Con in Viroqua, Vernon County, WI
For the year 2026, the USDA loan limit in Viroqua, located in Vernon county, WI, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize Lendersa®'s USDA loan calculator to evaluate and compare today's top USDA and FHA rates. This tool also determines the income, credit, savings, and documents required for qualifying. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs to guide you in selecting the best option for your financial needs in .
Loan Limits and Down Payment Rules for 2026 in Viroqua, Vernon, WI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Viroqua, WI
At Lendersa®, our aim is to quickly connect you with the best USDA or FHA loan, easily and efficiently. Start by choosing one of three paths that guide you to matching lenders and USDA loan options.
The USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural locales. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none.
River Bank was formed on June 30, 1991 when three banks located along the Mississippi River in Stoddard, Ferryville and DeSoto were merged together. In September 1993, in an effort to better serve our La Crosse customers, a branch office was opened on Mormon Coulee Road. In November 1996, River Bank expanded its service to the Holmen/Onalaska area.
We offer a full line of financial services ranging from children's savings accounts, auto and home loans, to personal and business checking accounts. Our business customers can rely on us as their financial partner to help their companies grow. In addition, we can help you plan for the future with a wide range of retirement and investment options
Our mission is to provide an experience like no other, which has made us one of the top-rated & fastest growing banks in the country! Our culture is known to be one of the best in the industry, one where we work hard. This promotes outside the box thinking with fun & play all day, resulting in our employees being some of the happiest in the world!
Gundersen Credit Union is recognized as an important member benefit offering convenient service, sound financial advice, and competitive rates in a comfortable environment. Gundersen Credit Union offers personal service, great rates, low fees and free checking! Stay connected through 7 Shared Branches.
Membership eligibility is open to any employee of the DPC system, DPC member Class A & B Cooperatives, WECA & RESCO employees and any person on the BOD of the above organizations, and the end users of electricity provided by Jump River Electrical Coop. The field of membership includes the employee’s immediate family including spouse, children.
Firefighters Credit Union has been open since 1931. The credit union has assets totaling $103.66 Million and provides banking services to more than 5, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Since we opened our doors in 1931, we’ve been making each and every one of our members feel like they count. And in fact, they do — every member of G.E.C.U. is also a partial owner. There’s always been and always will be a staff of friendly, helpful people at G.E.C.U. who get to know you by name.
The Richland County Bank Team provides financial services to our customer base daily, to ensure each customer is treated correctly the first time. The Richland County Bank has been serving Richland Center and the surrounding community since 1881, which makes it one of Richland Center’s oldest business institutions.
