USDA and FHA Pro and Con in Shawano, Shawano County, WI

For the year 2026 in Shawano, situated in the county of Shawano, WI, the USDA loan limit stands at $336,500. In contrast, the FHA loan limit for a single-family home is $472,030.

Utilize Lendersa®'s USDA loan calculator to weigh today's USDA against FHA rates to identify the necessary income, credit, reserves, and documentation for eligibility. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, so you can determine the optimal choice for your financial circumstances in states like Alabama.

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2026 Loan Limits & Down Payment Requirements in Shawano, County of Shawano, WI

Type of Loan Maximum Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Shawano, WI

Lendersa® strives to quickly connect you with competitive USDA or FHA loan options with minimal hassle. Begin with one of three pathways to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WI

A USDA home loan, backed by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Distinct from FHA loans which mandate a minimum 3.5% down payment, a USDA mortgage does not require any upfront payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Shawano Lenders

  • Premier Community Bank
  • 108 Railroad Avenue, Bear Creek, WI, 54922
  • Lends in Wisconsin
  • Our vision is how the world looks when the issues important to us are completely, perfectly addressed. Premier’s integrated financial solutions unlock the potential of our trusted partners’ dreams. Our team’s success is ultimately rooted in listening and our willingness to serve.

  • First National Bank in Tigerton
  • 140 Cedar Street, Tigerton, WI, 54486
  • Lends in Wisconsin
  • Our basic mission is to provide you with a safe place to keep your money, a sound place to have it grow, and a trusted place to borrow from. The First National Bank in Tigerton (FNB-Tigerton) is a community bank locally owned and operated. It has provided full service banking to it's neighbors and friends in Shawano.

  • Bay Bank WI
  • 2555 Packerland Drive, Green Bay, WI, 54313
  • Lends in Wisconsin
  • Bay Bank was founded in 1995 by the Oneida Nation and a group of five Green Bay area business men. They intended to provide the Green Bay area community with a locally controlled financial institution. This institution would be free from bank mergers and consolidations that were becoming common to the larger financial institutions.

  • Prospera Credit Union Appleton
  • 4830 N. Ballard Rd, Appleton, WI, 54913
  • Lends in Wisconsin
  • As a local credit union, we are strong enough to provide you with everything you need, yet small enough to know you personally and care about helping you prosper any way we can. When you choose Prospera, you become a member, not just a customer. A family that works together for everyone's benefit.

  • Linda the Lender
  • 119 N McCarthy Rd, Appleton, WI, 54913
  • Lends in Wisconsin
  • The Linda the Lender Team has helped many people in Wisconsin realize thier dream of home ownership. We have developed a loan process that is smooth and stress free. Come and see what we have to offer.

    Everyone’s financial needs are different and loan programs are not one size fits all. We have many loan program options

  • McGlone Mortgage Group
  • 3701 E. Evergreen Drive, Suite 700, Appleton, WI, 54913
  • Lends in Wisconsin
  • Founded in 1999 and headquartered in Appleton, Wisconsin, McGlone Mortgage Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple

  • Cornerstone Mortgage
  • 1830 W. Mason Street, Suite 1, Green Bay, WI, 54303
  • Lends in Wisconsin
  • We offer professional advice, service and competitive mortgage rates for residential home financing and offer many loan programs to fit your needs including: Conventional, Reverse Mortgage, FHA, VA, Investment properties, second homes and USDA Rural loans to name a few. Specialties: Clients that are looking for professional advice.

  • Service Credit Union
  • 2850 S Ashland Avenue, Green Bay, WI, 54304
  • Lends in Wisconsin
  • Service Credit Union was created in 1934, when a group of farsighted Wisconsin Public Service employees joined together to help their fellow employees in those desperate days of the Great Depression. In those days, it was not easy to borrow money except at high rates of interest. Provide members with competitive, high quality financial services.

  • PCM Credit Union
  • 601 Willard Drive, Green Bay, WI, 54304
  • Lends in Wisconsin
  • At PCM Credit Union you will always be greeted with a smile & a friendly voice. We truly are “People Caring More” & you will witness the PCM Credit Union difference when you partner with us as a member of the credit union, or within the community. We are dedicated to our Mission & Vision of going above and beyond what other financial institutions.